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Take smarter first steps into personal banking.

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Credit Cards Learn about how credit cards work, what features to look for, and how to manage a credit card responsibly. 5 min Start
Credit Scores and Reports Learn about how credit is measured and the impact it can have on your financial goals. 5 min Start
Savings Accounts Learn how to save money and the options available to help you meet your savings goals. 5 min Start
Checking Accounts Understand how checking accounts work, use checks and debit cards, avoid overdrafts, and secure your account. 5 min Start
Creating a Budget Learn strategies, tips, and tools for sticking to your budget and achieving your financial goals. 5 min Start

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Illustration of books and money. Paying for College Study up on ways to pay for that diploma. 10 Topics Start Learning
Illustration of charts, a car, and calculators. Smart Budgeting Create a financial plan for an awesome roadtrip! 5 Topics Start Learning

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Checking Account Offers in South Carolina If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to accounts with tons of features to premium accounts that earn interest. Checking Accounts at First Bank First Bank is one of the best banks for checking accounts in South Carolina. Each of our checking accounts comes with free online and mobile banking,* online bill pay, and free eStatements or paper statements. Our checking account offers include: Everywhere Checking — our most basic account. Everywhere Plus — an account that has all the benefits of Everywhere Checking, plus the chance to earn interest on your balance. Everywhere Premium — an account that has all the basics of Everywhere Plus, plus additional complimentary services. Campus Checking — an account designed for students between ages of 16 and 25. Senior Checking — an account designed specifically for seniors over 55. Compare our checking account offers to see which one is the right fit for you. Find a First Bank Near You Find a South Carolina First Bank location near you to learn more about our account offers or click here to open an account online today. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc. Out of network terminal owners may charge a service fee. 2 min read
Image for tile. Where Your Locally Spent Dollar Goes [Infographic] An illustrated look at what happens when you spend a dollar or two in your hometown. 1 min read
Saving for College – North Carolina Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200 colleges in North Carolina and with our numerous branch locations, First Bank helps students from across the state afford a college education. Save for College with First Bank First Bank offers several options for college saving for children in North Carolina. MyFirst Savings is a savings account for children under the age of 18. Set up the account when your child is young and begin funding it. You can deposit birthday money from relatives, inheritances or money your child earns from working a job in high school. The account earns interest on any balance so you’ll begin growing your money from day one. Everywhere Savings is a basic savings account that begins earning interest with any balance. Campus Checking is a convenient account for students heading into or already attending college, with no monthly fees*. Secured Card allows your student to start to safely build a credit history before going or while away at school. Our HELOC leverages the equity you have in your home for large purchases and can even be used for college tuition. Getting an early start is the key to saving up for college but it’s never too late to start. If you begin contributing to a savings account now, your child could have the necessary funds to get them through college. Student loan debt can be a long-term burden for you or your new college graduate. Begin building a bridge to your child’s future today with a savings account from a North Carolina First Bank. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of 3 min read
Apply for a Personal Loan in South Carolina | First Bank If you’re looking for a personal loan in South Carolina, stop by your local First Bank. We offer highly competitive rates and flexible terms, allowing you to customize your loan based on your financial needs. Visit your local First Bank today to compare personal loan* options and find competitive rates. Tips to Apply for Personal Loan If you need to apply for a personal loan but don’t know where to start, follow these tips to help you secure the best option. Check Your Credit Score—Most lenders will require you to have a high credit score for loan qualification purposes. If your credit score isn’t high enough, consider getting a cosigner to help you qualify for the loan. Know What You Qualify For—Since applying for loans will decrease your credit score, apply only for loans you qualify for. Gather the Necessary Paperwork—Loan applications will require you to prove your annual income, monthly house payments, and employment status. Have these items on hand to simplify your loan application process. Find a Local Bank—Most local banks will give you great deals on personal loans, walk you through the loan application process, and customize the right loan for you. Personal Loan Options at First Bank First Bank offers a number of personal loans options: Personal Line of Credit—A personal line of credit allows you to borrow money instantly. In order to secure your personal line of credit, you may need qualified collateral to apply. HELOC—A home equity line of credit can give you the flexibility to consolidate debt, make a big purchase, or fund a home improvement project using the equity you’ve built up in your home. Vehicle loans—Get a competitive rate on a car or boat loan. For more information on personal loans, visit your local First Bank branch. Additional Loan Options at First Bank For other loan options, consider the following services offered by First Bank: Platinum Rewards Mastercard—No annual fee or charge for balance transfers, this card has everything you need to cover expenses, including the option to participate in a free rewards program. Business Loans—First Bank offers long-term business loans to help you expand your business, finance new equipment, or refinance debt. Construction and Mortgage Loans—Our construction loans provide businesses with 3 min read
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At First Bank we offer the perfect financial tools for you or your business. With over 80 years of local experience we’re here for you.