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Dream It, Own It Loans

A specialty homeownership loan and education course to learn about home‑buying.
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Explore your mortgage options

Choose from a variety of mortgages specific to your needs and life stage.
Adjustable‑Rate Dream It, Own It Loans
Perfect for
buyers wanting no down payment and lower costs.
An ARM can change rates semi-annually after 5, 7, or 10 fixed years.1
Get The Details
Fixed‑Rate Dream It, Own It Loans
Perfect for
buyers wanting lower costs and consistent payments.
Your interest rate will stay the same each month for the mortgage term.
Get The Details
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What mortgage can you afford?
Decide if you should rent or buy, check your mortgage payment, or determine refinance savings with our mortgage calculators.
Start Calculating
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Buying A Home
Start the home buying process off on the right foot with our free online tutorial.
Make Your Move
Work with a local mortgage specialist

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1Adjustable interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 ARM, 7 years for a 7/6 ARM and 10 years for a 10/6 ARM).

Featured Articles

Simplifying the Home Buying Process

The home buying process can be daunting, especially for first-timers. When should I start looking? How much do I need for a downpayment? Fear not! We've got you covered.

Agrihoods and New Real Estate Trends

Agrihoods are farm-centered communities that provide green space that turns а profit аnd promotes a healthier lifestyle. A 25-acre organic farm can be created for around $50,000 and act as a potential tax break for...

The Right Age to Buy a House

Although buying a house for the first time is a big decision, it turns out there is no perfect age to do it. When it comes to taking the plunge, it’s more about individual readiness.

Closing On Your Home: Just the Facts

You can throw around offers and sign purchase agreements all day long, but you won’t actually own your home until you go through the closing process.

Five Reasons to Refinance Your Mortgage

Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance, your current loan...

From One Home to Another: Should You Sell or Buy First?

It’s time for an upgrade. You're ready to sell your current home and move into a new one, but you don't know which you should do first, right?

Should I Buy an Older Home?

There’s something about historic homes that’s quite appealing. How many people have paced this floor? What events happened here? First Bank takes a look at the questions you should ask yourself before you buy.

The Benefits and Risks of Flipping Houses

Before you run out and buy a home to flip, take the time to weigh the pros and cons.

Money Pit or DIY Heaven?

Whether you flip houses or see your potential dream home in something that’s currently a bit rundown, it can be hard to tell if the property you’re planning to renovate will turn out to be a fortunate find or a total flop.

How to Avoid Paying Too Much for a House

Imagine you just crossed the threshold of your dream home. There’s only one problem: price. It seems a bit on the high side, even for a home this perfect—but is it?