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Find the Right Mortgage

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Explore your mortgage options

Choose from a variety of mortgages specific to your needs and life stage.

Which statements apply to you most?

Adjustable‑Rate Conventional Loans

people who want low initial interest.

An ARM can change rates semi-annually after 5, 7, or 10 fixed years.¹

Get The Details

Fixed‑Rate Conventional Loans

people with exact monthly budgets.

Your interest rate will stay the same each month for the mortgage term.

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those who need low‑cost loans.

These loans require less cash for down payment and closing.

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Rural Housing Loans

house‑hunters who live outside of cities.

The USDA offers rural homebuyers loans with affordable options.

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veterans who want to buy a home.

This loan has flexible options like low or no down payment.

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owners of very high‑value property.

A non‑conforming loan with mortgage amounts above the maximum.

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non‑U.S. citizen first‑time homebuyers.

Use your ITIN and payment history to help qualify for a home loan.

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One‑Time‑Close Construction to Permanent Loans

people buying land and building homes.

Buy land and pay interest only during home construction.

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Adjustable‑Rate Dream It, Own It Loans

buyers wanting no down payment and lower costs.

An ARM can change rates semi-annually after 5, 7, or 10 fixed years.¹

Get The Details

Fixed‑Rate Dream It, Own It Loans

buyers wanting lower costs and consistent payments.

Your interest rate will stay the same each month for the mortgage term.

Get The Details

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First Bank mortgage calculator on an iPad

What mortgage can you afford?

Decide if you should rent or buy, check your mortgage payment, or determine refinance savings with our mortgage calculators.

Start Calculating

Work with a local mortgage specialist

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¹Adjustable interest rates and payments are subject to increase after the initial fixed-rate period (60 months for a 5/6 ARM, 7 years for a 7/6 ARM and 10 years for a 10/6 ARM).

Featured Articles

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Scoping Out the Neighborhood

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30-Year Mortgage Rate Forecast Tips

A great way to lock in the best mortgage interest rate is to shop around. By learning how to read a 30-year mortgage rate forecast, homeowners can pinpoint an ideal loan. Here are some useful tips for understanding...

What Are 30-Year FHA Mortgage Rates?

If you are considering applying for an FHA loan to purchase a home, you may be wondering, “What are 30-year FHA mortgage rates?” If you want to find out what the current average 30-year FHA mortgage rates are, the most...

4 Reasons to Consider an Energy-Efficient Home

If you’re buying, building, or remodeling a home, here are 5 reasons to consider putting energy-efficient features high on your priority list.