First-Time Homebuyer

Get ready for home ownership.

First-Time Homebuyers

Buying your first home can be overwhelming but we are here to help. The First Bank Mortgage Center helps first-time home buyers with one of the biggest decisions in their lives. We’ve taken all we’ve learned from nearly 100 years of lending to provide you with all the information and tools you need to purchase your first home.

Articles selected for First-Time Homebuyer

View More Articles

16 Secrets Every Homebuyer Should Know

Whether you're buying your first home or your tenth, it's always a good idea to brush up on the home buying process. That's why we've put together "16 Secrets Every Homebuyer Should Know".

What is PITI? [INFOGRAPHIC]

The infographic below helps to illustrate how each component is different. We have also provided examples of the average home cost and the associated PITI for the states that First Bank serves. We hope it helps!

What Are All These Fees?

You expected that buying a home would mean paying principal, home insurance, taxes, interest, and maybe mortgage insurance. But what are all these other fees you’re getting hit with on closing day?

Mortgage Basics

As exciting as this time in your life can be, it’s important to remember that this is a very big decision. Before you take out a loan, you need to be sure that you understand the basics of the mortgage process.

3 Questions to Ask Yourself While House Hunting

House hunting is fun but it is also difficult if you're not fully prepared. Here are 3 questions you should always ask while looking for a new home.

Am I Ready to Buy My First Home?

Undoubtedly, one of the most significant financial milestones in life is the purchase of your first home. And there are many benefits to homeownership.

Related Information