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Q&As for Prospective Homebuyers

Thank you to our Homebuyer Happy Hour Moderators: Jarrod Burcham Mortgage Loan Originator | NMLS 1900830 951-795-0467 jburcham@localfirstbank.com…

5 min read
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[First Bank Webinar] Homebuyer Happy Hour

Event Details: Date: Thursday, January 16, 2025 Time: 6:30 pm to 7:30 pm Location: Zoom Webinar (link provided upon registration) What to Expect:…

2 min read
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Hurricane Helene Recovery: Financial Assistance Options

1. U.S. Small Business Administration (SBA) Disaster Loans The SBA offers a range of disaster loans to individuals, businesses, and nonprofit…

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Am I Eligible for FEMA Relief? Here’s What You Need to Know

Who Qualifies for Assistance? Federal disaster aid is available for residents and business owners in the following counties: Alexander, Alleghany,…

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Featured Articles

Construction Loans NC

The thought of building a new home can be daunting. All that planning. All that work. And all that money. At First Bank, we can’t design a floor plan or hang drywall, but we can make that last part a little easier to...

Agrihoods and New Real Estate Trends

Agrihoods are farm-centered communities that provide green space that turns а profit аnd promotes a healthier lifestyle. A 25-acre organic farm can be created for around $50,000 and act as a potential tax break for...

What is PITI? [INFOGRAPHIC]

The infographic below helps to illustrate how each component is different. We have also provided examples of the average home cost and the associated PITI for the states that First Bank serves. We hope it helps!

Mortgage Basics 101

Understanding mortgages can be difficult, which is why we’ve put together some information to guide you through the mortgage basics. You don’t need an advanced degree in economics to understand the financing of your home....

Your Mortgage Has Been Approved. Now Keep it That Way.

Even though you’ve been approved, you still need to keep your financial situation in order. Here are a few critical pieces of advice to avoid any issues at closing.

A New Mortgage Loan Process is Here. Are You Ready?

Michael Jablonski, EVP, Director of Mortgage Lending at First Bank, explains the Consumer Financial Protection Bureau’s “Know Before You Owe” regulation that launched in October 2015.

6 Things To Know When Buying a Second Home

Essential tips for second home buyers whether you plan to keep it as a vacation spot or as rental income.

Home Mortgage Calculator from First Bank

A home mortgage calculator can help you determine your monthly mortgage payments. This will help you financially prepare for that future purchase, whether you are a first-time homebuyer or seeking a vacation home. You can...

Rent to Own: What the Buyer Should Consider

If you're interested in buying a home but are unable to qualify for a mortgage, you might consider a rent-to-own situation.

15-Year North Carolina Mortgage Rates

Looking for information and assistance in choosing a 15-year mortgage rate that suits your needs? First Bank has a North Carolina location nearby that can help you with your decision to invest in a 15-year mortgage....