Skip to main content

Platinum Credit Card with Rewards

credit or debit card

Earn double points when you apply for a First Bank Platinum Rewards Credit Card today.

From now until December 31, new cardholders can experience the normal benefits of our Platinum Credit Card, plus twice the rewards points on qualifying purchases. For a convenient and secure way to pay, visit your local branch today to apply.

Already applied for a card? Enroll today in our One Rewards Program.

 

Benefits

The benefits of a Platinum Credit Card with rewards

­­
World Class Rewards

Earn rewards for everyday and monthly purchases

With our credit card with rewards you can earn 1 point for every $1 spent on qualified purchases. Calculate your points using your monthly purchases with our rewards calculator.

­
Guide to Benefits

EZcardview benefits

EZcardview makes it easier and more convenient than ever to manage your credit card account:
  • Enjoy the convenience of 24-hour access
  • Manage your credit card account online
  • Download credit card statements
  • Pay your bill online
  • Online customer service

­
Security Benefits

Zero liability

Pay only for purchases which you have authorized on your MasterCard®. Unauthorized purchases are not your responsibility.

MasterCard SecureCode

Protect yourself from fraudulent use of your card information online when you register your card with MasterCard SecureCode.

ID theft resolution

This feature assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of identity theft.

­
Convenience Benefits

26-day grace period

You have 26 days when you're not charged interest for purchases you've made, so long as you pay your balance in full on time.

MasterCard Global Service®

Wherever you travel worldwide, you can always count on MasterCard Global Service® for any card-related need. With 24-hour, 365 days a year service, Global Service can connect you with a representative who speaks your language, and can help with:
  • Lost or stolen cards
  • Emergency replacement cards
  • Emergency cash advances
  • Access account-related information
  • Access any applicable card benefits

­
Shopping Benefits

Price protection

Should you find a lower price for a new item using your eligible MasterCard®, you may be reimbursed for the price difference. Call MasterCard® at 1-800-622-7747 for more information about available coverage.

Extended warranty

Most manufacturer's warranties are doubled up to one year when you pay with your eligible MasterCard®.

See our Terms and Conditions for complete details on our rewards programs.©2017 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.
Details

Interest Rates

APR For purchases

0% introductory APR for the first 6 months for new cardholders.After 6 months, a variable 13.15 - 23.15% APR will apply.
Fees

Annual fee

$0
See our Disclosure Summary for complete details on rates and fees.
Rewards Calculator

Using your First Bank MasterCard® for everyday and monthly purchases can lead to big rewards!

Fill in your monthly purchases and see how quickly your points grow:
How do you earn rewards?
Gas
Insurance
Groceries
Utilities
Cell Phone
TV & Internet
Restaurants & Entertainment
Daycare & Tuition
Gym & Club Memberships
Other
More CategoriesFewer Categories
Your calculated points earnings:
Monthly
Yearly

There are five exciting ways to redeem points earned – travel, merchandise, supporting local businesses, gift cards and cash back. Explore how One Rewards can reward you.

Rewards Catalog
Balance Transfer
Balance transfer capabilities are now available for all First Bank credit cards with no fee.*You can:
  • Consolidate all your debt onto one card, with one easy payment
  • Save money when you transfer the funds from your old card to your First Bank MasterCard
  • Avoid the fee other credit card companies charge for each balance transfer
Calculate your savings with the Balance Transfer Calculator.
*0% Introductory APR is only available to customers who become new card holders after September 15, 2014. Credit applications are subject to credit approval.
Loans subject to credit approval.

Related Information