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Low rates for easy budgeting.
The First Bank Platinum Credit Card is just the right card for those who want to keep it simple. Use it for your everyday and monthly purchases, all at a great rate.
Perfect for you if:
- You live within a clearly defined budget.
- You need an affordable way to make big purchases.
- You want to simplify your finances.
Card Overview
- Enhanced chip security and contactless payment enabled
- Manage your account from anywhere with advanced Credit Card Tools
- Zero liability on unauthorized purchases
- ID theft protection
Card Details
APR for Purchases
0% introductory APR for the first 6 months for new cardholders. After 6 months, a variable 13.65 – 23.65% APR will apply.1
0% introductory APR for the first 6 months for new cardholders. After 6 months, a variable 13.65 – 23.65% APR will apply.1
Annual Fee
$0
$0
Mastercard® Benefits
The Platinum Low Rate Card comes with Mastercard’s suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
Credit Card Management
Access and manage your personal credit card through First Bank digital banking so you can seamlessly control your card.
Mobile Wallet
A quick and easy way to use your First Bank debit or credit card on the go with most smartphones.
Learn how.
Learn how.
Identity Theft Alerts
Reduce your risk of identity theft with this service that constantly monitors websites and chat rooms where criminals buy, sell and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately. Enroll here.
26-day Grace Period
You have 26 days when you’re not charged interest for purchases you’ve made, so long as you pay your balance in full on time.
Price Protection
Should you find a lower price for a new item using your eligible Mastercard, you may be reimbursed for the price difference. Call Mastercard® at 1-800-622-7747 for more information about available coverage.
Need an easier way to manage your credit card?
Set spending limits, easily dispute unauthorized transactions, and do more with First Bank digital banking.
See The Capabilities
Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
Calculate My Savings
Ready to get started?
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Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
®2024 Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.
- See our Disclosure Summary for complete details on rates and fees.