Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

One Rewards Program

Earn points for every qualifying purchase.
Log In To Online Banking
A man sitting behind a computer at his desk with his hands in the air, smiling.
What are you in it for?
Convenience, rewards, cash back, and more — whatever you’re into, a First Bank rewards Mastercard® can make it happen. New cardholders get 0% intro APR for nine months and $0 balance transfer fee. After nine months, a variable APR currently between 17.40-27.40% will apply.

Real-Time Rewards

Enjoy your rewards when and how it suits you best.

Close up on car getting filled with gas.

Pay At The Pump

Fill up for less when you use your rewards card and redeem your points at participating gas stations. Save $0.50 off per gallon, up to 20 gallons.

Customer using reward points to pay at a merchant.

Pay With Points

Use your rewards card at participating merchants to apply a discount on qualifying purchases at checkout. Just shop, select redeem offer, and save!

Daughter hugging older mother who is looking at a tablet.

Turn Reward Points Into Gifts

Give the gift of flexibility when you share your points with friends and family using Point Gifting.

The Rewards Catalog

Log In To Explore More
Map with camera and field notebook resting on it.
Travel
Turn your points into free and discounted airline tickets, cruises, hotel stays, vacation packages, and car rentals.
Bowl of lemon wedges at a restaurant.
Gift Cards
Use your points for gift cards from a wide array of retailers and restaurants.
Colorful ferris wheel.
Experiences
Get the most out of life, redeem your points for experiences, like skydiving, whitewater rafting, or hang-gliding lessons.
Close up of hands holding out cash and a smartphone.
Cash Back
Turn your rewards points into cash when you select the Cash Back option.
Headphones resting on top of a tablet.
Merchandise
Get what you’ve always wanted from our array of merchandise, like Apple Watches®, golf clubs, power tools, and more.
Close up of a clear jar filled with money.
Donations
Use your points to donate to charity. You can choose up to three organizations to give to.
iPad with First Bank rewards calculator.
How many rewards can your purchases earn you?
Use the One Rewards Calculator to see how your daily qualifying purchases add up to points when you use your First Bank Mastercard.
Rewards Calculator
Start using your reward points today.
Log in to online banking and explore how you want to be rewarded.
Log In
Get rewarded for personal or business expenses.
With these cards you automatically qualify for the One Rewards program.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. Earn rewards you really want with the Platinum Rewards credit card.
Learn More
The First Bank Business World Credit Credit Card.
Mastercard Business Card with Rewards
Just one card, so many benefits. Get the card that turns business expenses into rewards.
Learn More

Loans subject to credit approval. First Bank credit cards have no Balance Transfer and no Annual Fee.

Trending Topics

Savings Account Interest Rates – Asheville, NC

If you’re looking to save for your future, First Bank is here to help. A savings account can be a useful tool for planned future projects, as well as a means of preparedness for unexpected expenses. We offer some of the...

Best Small Business Bank – North Carolina

If you’re looking for the best small business bank in North Carolina, the search ends with First Bank. First Bank’s doors first opened in 1935 to serve farmers and local businesses when the small town of Troy, NC, lost its...

What Are Commercial Loan Interest Rates?

Starting and running your own business takes hard work, time, and money. If you are an entrepreneur or a business leader in need of financial help, you are probably wondering about current commercial loan interest rates....

How to Get a Custom Homeowners Insurance Quote Without a Calculator

Homeowners insurance may not be the most exciting part of buying a home, but it’s one of the most important. Buying a home is probably your biggest investment, so use every tool to make sure that you’re covered. Homeowners...

Small Business Loans Made Easy – First Bank of North Carolina

North Carolina is a smart choice for any entrepreneur looking to start a business. The state encourages its residents and visitors to shop local. Organizations like Shop Local Raleigh and Got To Be NC have popped up all...

Small Business Startup Loans in North Carolina

If you have a good idea and a little bit of business savvy, a small business startup loan can serve as the cornerstone to your fortune. Whether it’s a traditional business loan, credit line, commercial mortgage,...

Forbes Names First Bank as Best-In-State Bank

First Bank was named the best bank in North Carolina by Forbes.com.

Community Banks Near Me

Where can I find banks near me? When it comes to banking, customers want banks nearby that are part of the communities where they live, work and play. First Bank is rooted in a community focus that dates back to the days...

Four Different Types of Services | Banking

A bank’s job is to provide customers with financial services that help people better manage their lives. As technology advances and competition increases, banks are offering different types of services to stay current and...

Best Bank for Checking Account – Jacksonville, NC

If you’re looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank’s located on New Bridge Street and Western Blvd. Behind the diversity, convenience and flexibility of...