You’re doing great. Let us make it a little easier.

Do all your business and personal banking in one convenient place.
Built just for you, our Small Business Owner Bundle features personal checking and saving accounts with smart tools, incredible benefits, and robust fraud protection. Because when it comes to balancing work and life, you got this!

Checking & Savings
- Two checking account options to choose from:
Option 1: No monthly maintenance fee with a direct deposit1
Option 2: No monthly maintenance fee with 15 debit card swipes per month2 - One free overdraft annually
- One free order of checks
- No‑hassle savings account when you set up a $10/month auto‑transfer or maintain a minimum daily balance of $300
Peace of Mind

IDProtect®
Fully managed Identity Theft Monitoring and Resolution service3, including:
- Up to $10,000 identity theft expense reimbursement coverage4
- Debit and credit card registration5
- Online Identity Theft News Center and valuable phone and web resources5

Credit File Monitoring5
Daily monitoring and automated alerts, including:
- Key changes to your Experian credit report
- Request a single bureau credit report every six months or in the event you have suffered an identity theft event and have opened a resolution case
- Access to a new single bureau credit score every month5,6
- See your credit score and the factors that impact it6




Financial Wellness

Financial Wellness 360°10
Maximize your financial wellness with coaching, interactive courses, videos, booklets, infographics, and more.
Explore Courses
MyMoney
Discover the joy of financial clarity in real time with First Bank’s money and budget management tool.
Learn MoreTreat yourself to a $100 gift card.
There’s two ways you can earn a $100 Mastercard gift card. Complete one of these options within the first 60 days of opening your account.11
Think of our local business development teams as an extension of your management circle. We’re here to consult with you and your stakeholders. We’re here to celebrate your big and little wins. We’re here to help you overcome complex financial hurdles. We’re here to talk business.
- Avoid the $20 monthly maintenance fee by receiving a direct deposit of any amount during the statement cycle. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
- Avoid the $9 monthly maintenance fee with 15 monthly debit card swipes.
- Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/ or churches and their members, or schools and their employees/students.
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the benefits described. Please refer to the Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance documents can be found through your First Bank online banking account or through the First Bank Digital Banking Mobile App. Insurance products are not insured by the FDIC or any federal government agency, not a deposit of or guaranteed by the bank or any bank affiliate.
- Registration/activation required.
- Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness.
- Cell phone protection is only available when the cell phone bill is paid using any First Bank checking, savings, or credit card account.
- Coverage only applies to items purchased entirely with your First@Work checking account.
- Not available to residents of MO, NY, and WA.
- Available via mobile or web only.
- Please allow 4-6 weeks for gift card processing once qualifications have been met.