Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Save Some Green on the Greens: Cost-Cutting Tips for Golfers

3 min read
Base of golf club next to ball with feet in the background

Ready to talk to an expert?

As the temperatures climb and the days grow longer, you may be feeling the itch to dust off your clubs and hit the nearest golf course. But even the most avid players know that golf is not the most affordable sport, and it’s easy to rack up the bills by the end of the summer months.

Fortunately, whether you’re the next Arnold Palmer or just a weekend duffer, there are plenty of ways to save money on the course.

Buy Used or Recycled Golf Balls

Unless you’re at the top of your game, you can often spend a lot of cash on golf balls that promptly disappear into woods and water hazards. Instead of paying top dollar, looks for refurbished golf balls at your local club or sporting goods store. They have all the brands you like, but you’ll be saving money by reusing other lost and found balls.

Seek Out Evening Specials

Many courses drop their fees in the later hours of the day (after 4 or 5 pm). On top of the savings, you might have cooler temperatures and a less crowded course. It’s also a great way to blow off steam after a busy day in the office.

Improve Your Game The Right Way

Instead of rushing off to grab the latest and greatest Callaway clubs to improve your drive, buy some used equipment and put the money you saved towards a swing lesson or two. Just make sure the club shaft is straight and the hosel secure.

Discover Last Minute Deals

If you’re not picky about courses and just want to find a good rate, there are plenty of great web tools to help you out. Sites like GolfNow let you enter your city or zip code and find golf discounts in your area that offer 10-60% off both 9 and 18-hole rounds. Also, you can sign up for a daily deals service, like Groupon, to get golf coupons regularly delivered to your email inbox.

Join a Group

If you’re just starting out, private golf lessons can be a steep price to pay. Instead, look into group lessons so you can improve your fundamentals without breaking the bank. You might even find a few new golf buddies.

Don’t Neglect Your Short Game

While a bucket of balls at the driving range can cost you, many of these facilities also offer a practice green for putting and chipping practice, and it’s usually free to use.

Pack Snacks

On a long, hot day, it’s tempting to buy refreshments from the roving snack carts, but you can save a lot of money simply by packing a bottle of water and some food. Your golf bag has so many pockets. Why not use them?

Do you have any other helpful money-saving tips for golfers? Feel free to share them on our Facebook page.

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Banks Near Me When you are trying to find banks near you, there are many options. With so many choices, it can be hard to be sure you’re choosing the right bank for you. At First Bank, we care about the needs of our customers. That is why our banking options are designed to meet the unique needs of our customers. First Bank’s first branch opened in Troy, North Carolina, where we were known for helping local businesses and farmers manage their finances throughout the 40s, 50s, and 60s. Today, we’re still known for our community values, and we serve businesses, families, and customers in North Carolina and South Carolina. There’s a First Bank Near You Chances are if you’re in one of the states we service, there’s a First Bank near you. And it offers a range of services from personal banking to wealth management. Some services we offer include: Personal checking accounts, savings accounts, and credit cards with benefits* Personal loans and lines of credit* Business checking accounts, savings accounts, debit cards, and group banking Business loans and credit cards* Merchant services like payment processing, reconciliation and reporting, and check collection Treasury services, such as payroll direct deposit and deposit services Wealth management services* Insurance for individuals and businesses We want to make the needs of our customers are met. Whether you need a savings account, a business loan, or auto insurance. We strive to be a bank near you that is worth more to you. The Best Banks Nearby Visit our website to discover more about First Bank. Our team of banking experts are ready to answer any questions you have about First Bank and the services we offer. *Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. Loans subject to credit approval. See our Terms and Conditions for complete details on our MasterCard® programs. ©2013 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. ——— Sources: Investopedia: http://www.investopedia.com/terms/h/homeequityloan.asp Investopedia: http://www.investopedia.com/terms/l/lineofcredit.asp Investopedia: http://www.investopedia.com/terms/r/reconciliation.asp 2 min read
Banks That Offer Personal Loans – North Carolina Have you been looking for a bank that offers personal loans in North Carolina? Are you tired of sifting through endless search results only to be disappointed by your options? With plenty of North Carolina banks offering personal loans, it can be hard to pick which one is right for you. It is important that your personal loan provider is able to answer all of your questions and meet all of your needs. And, at First Bank, we understand that no two customers are alike and we work hard to make sure you are getting what you need. That is why we offer customized loans with competitive rates and flexible terms. Stop Searching, Start Comparing Now that you’ve found First Bank and you know how dedicated we are to meeting your needs, you can stop searching and start comparing. We offer  great options for customers looking for personal loans. Each option provides you with the flexibility you need to borrow money when you need it. Personal Line of Credit Borrow money instantly Request cash by writing a check Qualified collateral may be required to secure your loan First Bank Platinum Credit Card with Rewards — A First Bank credit card allows you make everyday and monthly purchases in a convenient and secure way. Use your card to earn rewards points you can redeem for things like gifts, travel and entertainment. With your First Bank credit card, you will also receive other benefits, including: Security benefits Convenience benefits Shopping benefits Credit card interest rates can vary, but there is typically no annual fee. First Bank Home Equity Lines of Credit (HELOCs) — This type of loan is offered as a revolving sum of money you can access as need and can be a great way to finance larger projects. First Bank HELOCs: Have low interest rates Can be secured by the equity in your primary or secondary home Can be accessed with specially designed checks that are free of charge May allow interest expensed to be up to 100% tax deductible* Auto Loans — With the help of First Bank, you can purchase the new or used car—or truck—that you’ve been wanting. Benefits of auto loans from First Bank include: Competitive rates Loan amounts up to $100,000 Fast application 3 min read
Image for tile. Why Good Business Credit is Essential for the Success of your Business 1. Better Financing Options When your business has strong credit, it becomes easier to secure loans, lines of credit, and other forms of financing. Not only will you have access to more options, but lenders are also likely to offer you more favorable terms, such as lower interest rates and higher credit limits. Lower interest rates can save your business a substantial amount of money over time, while better terms provide flexibility in managing cash flow, covering operational expenses, or investing in growth. Good business credit reduces the risks for lenders, meaning they are more willing to trust your business’s financial stability. This trust is rewarded through more affordable financing options, which can play a significant role in sustaining and expanding your operations. 2. Higher Credit Limits for Greater Financial Flexibility One of the advantages of good business credit is the ability to secure higher credit limits. For business owners, this is crucial in managing cash flow, especially during times when expenses fluctuate or sales are seasonal. A higher credit limit ensures that your business has the flexibility to cover operational expenses, such as payroll, inventory, or other costs, without having to worry about hitting a credit ceiling too early. Additionally, with a higher credit limit, businesses can take on larger projects, invest in new equipment, or pursue larger contracts without running into immediate cash flow issues. 3. Favorable Vendor and Supplier Terms Suppliers and vendors often evaluate a business’s creditworthiness before extending payment terms. A company with good business credit is more likely to be offered favorable terms, such as net 30 or net 60, which means you have 30 or 60 days to pay your invoice. These terms improve your company’s working capital by giving you the flexibility to pay for products and services after generating revenue from them. Being able to negotiate better terms with suppliers can also allow you to take advantage of bulk purchasing or discounts, further strengthening your profit margins. On the other hand, businesses with poor credit may face stricter payment terms, which can lead to cash flow problems down the road. 4. Lower Insurance Premiums Many business insurance providers look at your company’s credit score when determining premiums. A strong credit score can help reduce the cost of insurance, lowering one of your regular business expenses. Insurance companies view businesses with good credit as being less risky, which leads to lower premiums. For small businesses, every dollar saved is important. Lower insurance premiums mean more capital to reinvest into the business, whether that’s for new equipment, employee training, or marketing initiatives. 5. Business Growth and Expansion Opportunities Strong business credit doesn’t just help you manage daily operations—it also positions your company for growth. With easier access to capital, you can seize opportunities to expand operations, purchase new equipment, hire additional staff, or even launch new product lines. Whether you’re opening a second location or scaling your team, business credit is often the foundation of these major moves. Businesses that can quickly access financing without hurdles are better equipped to take advantage of growth opportunities when they arise. On the other hand, businesses with poor credit may struggle to find the capital they need, missing out on potential revenue and growth. 6. Building Reputation and Trust Having good business credit doesn’t just help with finances—it also signals to potential partners, investors, and customers that your business is financially stable and reliable. A company with strong credit is seen as a trustworthy partner in the marketplace, which can foster stronger relationships with clients and other businesses. Investors are also more likely to invest in a business with good credit, as it reflects sound financial management and lower risk. Similarly, customers often view financially stable businesses as more reliable, leading to increased trust and loyalty. 7. Separation of Personal and Business Finances Establishing and maintaining good business credit allows business owners to separate their personal and business finances. This separation is crucial because it helps protect personal assets in the event of any business-related financial issues. Without business credit, owners often rely on their personal credit to secure loans or credit for their businesses, which can blur the lines between personal and business liabilities. By keeping personal and business finances separate, you also reduce the chances of personal credit being affected by business downturns, which helps maintain financial health on both fronts. Next Steps When you’re ready to expand and grow your business, come talk to us at First Bank. We are dedicated to helping local businesses thrive. Whether you’re looking to improve your business credit or secure financing for expansion, our team is here to provide personalized support every step of the way. Contact us today to learn more about how we can help your business succeed. 4 min read