Where Your Locally Spent Dollar Goes [Infographic]

In a recent article, we dug into the “shop local” trend. To help highlight the key facts, we created this handy infographic.

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Hassle Free Checking Account Near Me At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements. Don’t get bogged down with maintenance fees, ATM transaction charges or any other hidden costs. Maintain certain requirements such as a minimum balance or regular direct deposits and enjoy the luxury of a hassle-free checking account at a First Bank near you. Hassle-Free Checking Accounts for Everyone First Bank offers five different types of hassle-free checking accounts with no monthly maintenance fees as long as minimum requirements are met: Everywhere Checking. A basic checking account with monthly fees that can be avoided with basic requirements. Everywhere Plus. This account provides all the basics of Everywhere Checking while also allowing you to earn interest on the money you save. No monthly fees as long as you meet certain requirements. Everywhere Premium. Reap all the benefits of Everywhere Plus while also getting free checks and an unlimited number of out-of-network ATM withdrawals with no First Bank fee. Avoid maintenance fees by meeting minimum guidelines. Campus Checking. This is a student checking account for enrolled college students under the age of 25. There are no minimum balance requirements. Senior Checking. Those over the age of 65 can enjoy free checks and no monthly fees by meeting basic requirements. Features of First Bank’s Hassle-Free Checking Accounts In addition to being able to avoid any monthly fees by meeting basic requirements, all five of our checking accounts include no fees for: Free online and mobile banking* Free online bill pay Free paper or electronic statements Visit a First Bank location near you to learn more about how to qualify for a hassle-free checking account with First Bank and start saving money today. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. ——— Sources: Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read

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Top Five Reasons to Offer Employees First@Work Did you know that 78% of Americans live paycheck to paycheck? And only 40% of Americans have sufficient savings to cover a financial emergency of $1000 or more? Imagine the stress that money issues like those might cause, and what that stress can do to employee productivity. According to a study by the American Institute of Stress of over 800,000 workers in over 300 companies, the number of employees calling in sick tripled in a four-year period and an estimated 1 million workers are absent every day due to stress. It doesn’t have to be that way. In order to help alleviate some of that stress, First Bank offers businesses a financial wellness program called First@Work. This program provides them with education and an exclusive suite of products, discounts, and unique services. The top 5 reasons you should offer your employees a First@Work account: It costs you nothing, and you can include it in your list of benefits for your employees. A Focus on Financial Wellness that includes: Online Courses: Free online courses empower employees with the knowledge they need to make smart financial choices. In-Person Seminars: Live workplace workshops inform and educate your team at your location. MyMoney tool: Free personal financial management tool helps employees manage their money in real time. It includes no hassle checking and savings accounts: No fee checking with direct deposit1 No fee savings with monthly $10 auto transfer No First Bank fees at out-of-network ATM and other bank fee rebates up to $15.00 per month 1 free overdraft per year Digital banking and mobile banking app with check deposit World-Class Protection IDProtect® – Identity Theft Monitoring and Resolution service2 that includes: Credit file monitoring3 Up to $10,000 ID theft expense reimbursement4 And more! Cell phone protection4 Convenience More than 100 branch locations across the Carolinas No First Bank fees at out-of-network ATMs plus with our ATM fee rebates we will refund up to $15/month of fees charged by other ATM owners5 Free digital banking and free mobile app with check deposit and Zelle®6 Ready to Get Started? Sign up for a free consultation or visit your local First Bank branch! Avoid the $20 monthly maintenance fee by receiving a direct deposit of 4 min read

Closing On Your Home: Just the Facts You can throw around offers and sign purchase agreements all day long, but you won’t actually own your home until you go through the closing process. 3 min read

Where Your Locally Spent Dollar Goes [Infographic]

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