Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Community Checking

A helping hand for nonprofits.
volunteer handing canned food to woman smiling

A low-cost solution for stretching your organization’s dollars.

Focus on the people you serve and leave the banking to us. Small nonprofits and community organizations can take advantage of this flexible business checking account that features minimal requirements, plus all the perks of First Bank’s secure and easy-to-use digital banking.

Perfect for you if:
  • You are a nonprofit.
  • You want a low-cost, flexible account.
  • You want minimal requirements.

Account Features

  • Minimum of $100 to open
  • No balance requirement
  • 50 free transactions per month1
  • Up to $2,000 cash or coin/currency deposits at no charge2
  • Free digital banking3
  • Free 24-hour telephone banking
  • Free online bill pay

Account Fees

Community Checking has no monthly maintenance fees — just remember the following account limitations (per statement cycle) to avoid other fees:4

  • Conduct fewer than 50 transactions
  • Make cash deposits of $2,000 or less
Mastercard Business Card with Rewards
Earn points to use towards rewards for every dollar you spend on qualified everyday expenses, like travel, overhead, and insurance.
Start Earning
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 50 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Featured Articles

Forbes Names First Bank as Best-In-State Bank

First Bank was named the best bank in North Carolina by Forbes.com.

What is the Best Bank for Small Business?

If you own or plan to own a small business, you might be asking yourself, “What is the best bank for a small business?” With our history founded on the values of small business and by providing many banking options...

Fraud Protection: 5 Reminders to Avoid Smishing and Vishing Scams

Use these five helpful reminders to stay safe: Stay on alert for suspicious SMS text messages stating payments have been made using your account or Zelle information. These types of messages are called smishing. Phishers...

Small Business Loan Requirements in North Carolina

Small business loan requirements in North Carolina can vary from one year to the next, from one lending institution to the next and simply from one case to the next. There are however, a lot of common myths about small...

6 Steps to Starting a Small Business in North Carolina

First, you had an idea for a small business. Now, you want to set that idea in motion. If you are looking to start a small business in North Carolina, here are the first steps you can take to make your idea a profitable...

How To Make A Budget

The best way to save money and gain control over your finances is to make a budget. Follow these simple steps to make a budget that will save you money and bring you peace of mind about your spending. Making a Budget...

Small Business Bank – North Carolina

First Bank has become the small business bank in North Carolina for owners across the state. We were named one of the best banks in North Carolina by Forbes. We provide the diverse selection of services you expect from a...

Join Us: the 12 Days of Giving

This holiday season, First Bank team members across the Carolinas are participating in the 12 Days of Giving. Small acts of kindness can make a big difference, and we'd love to invite you to join us. This handy list has...

What is Required to Open a Business Checking Account?

It’s standard for a business to have a business checking account. After all, a business needs to handle cash and pay bills. If you’re just starting a business, or even if you’re moving your business bank account to a new...

Small Business Payroll Services

If you’re like many small business owners, it’s likely that you wear many hats and are always on the go. From managing to accounting, there are multiple tasks you have to manage each day. Simplify your to-do list with...