Skip to main content
Back
Scroll to top

[First Bank Webinar] Banking on Business: Everyday Strategies for Running Your Business

Running A Business 2 min read

Are you a business owner, manager, or aspiring entrepreneur looking for practical insights to optimize your business operations? Don’t miss our upcoming webinar, “Banking on Business: Everyday Strategies for Running Your Business”, happening on Tuesday, October 29 from 12-1pm. This special event is the first of many upcoming webinars hosted by First Bank that are designed to help you succeed in today’s competitive market.

Use the registration link to save your spot and receive information on how to join the webinar.

Event Details:

  • Date: Tuesday, October 29
  • Time: 12-1 pm
  • Location: Zoom Webinar

What to Expect:

Our First Bank experts will share tips and advice on running your business day-to-day in a dynamic roundtable format moderated by Joe Diggs, SBA Sales Leader. Topics covered include:

  • Cash Management: Efficiently managing your cash flow and financial operations
  • Preventing Fraud: Protecting your business from financial threats
  • Access to Capital: Exploring the best ways to secure funding for growth
  • Growth Strategies: Planning for long-term success
  • Employee Engagement: Building a motivated and dedicated workforce

Meet our First Bank Experts:

  • Joe Diggs, SBA Sales Leader
  • Jenna Williams, Director of Treasury Services
  • Rob Patterson, Community Banking Executive
  • Karen Smith, First@Work Business Development Officer

Our knowledgeable panel will share their experiences and provide actionable insights, helping you make informed decisions for your business. Whether you’re looking to streamline operations, expand, or improve employee satisfaction, this webinar has something for everyone.

How to Register:

[Registration closed]

Can’t Attend? We’ve Got You Covered

We understand that not everyone may be able to attend due to scheduling conflicts or potential disruptions, especially with Hurricane Helene impacting parts of the Carolinas. If you’re unable to join the webinar live, whether due to internet access issues or other conflicts, don’t worry! We will be recording the session, and it will be available for you to view on our website.

The recording will be posted shortly after the event, so you can still benefit from the expert insights and strategies discussed. Keep an eye on our website for updates, and feel free to reach out to your local branch for any specific questions you may have after viewing the recording.

Save the Date:
October 29 from 12-1pm

Share:

You may be interested in...

Image for tile. ACH Prenotes Explained: How to Verify Account Information Before Sending Payments When Should You Use Prenotes? Prenotes aren’t required in every situation, but they’re a smart step when accuracy matters. Common use cases include: Paying a new vendor by ACH for the first time Setting up direct deposit for a new employee Updating banking details for an existing vendor or employee Switching from checks to ACH payments Sending high‑volume or high‑dollar ACH payments If incorrect account information would cause delays, fees, or operational issues, prenotes are worth the extra step. How Prenotes Work (Step‑by‑Step) Enter the recipient’s bank account and routing number in your ACH system Send a prenote instead of a live payment The prenote is sent with a $0 amount The receiving bank reviews the account details Wait at least three business days If no return is received, you can begin sending live ACH payments If a problem is found, the prenote will be returned so you can correct the information before any money is involved. Key Rules to Know Prenotes are optional — they are not required by Nacha rules No money moves; prenotes are always sent for $0 You must wait at least three business days before sending live payments If a prenote is returned, the account information must be corrected before retrying Prenotes don’t last forever — if account details change or too much time passes, a new prenote should be sent Your bank may have additional ACH requirements, so it’s important to follow your institution’s guidelines. Why Prenotes Matter Skipping prenotes can seem faster, but it increases risk for your business. Fraud prevention: Prenotes help catch invalid or suspicious account details early Fewer returns: Incorrect payments can lead to ACH returns, fees, and added scrutiny Operational efficiency: Fixing errors before payments go live avoids delays, rework, and frustration Prenotes help protect your business from payment errors that cost time, money, and trust. 2 min read
Image for tile. Fraud Protection Best Practices: When to use a Credit Card vs. a Debit Card Key Fraud-Related Differences Between Credit Cards and Debit Cards A credit card allows you to borrow money from a lender up to a set limit, with the expectation of paying it back later, often with interest if not paid in full. A debit card, on the other hand, directly withdraws funds from your bank account when you make a purchase, limiting spending to the amount in your account. Balancing credit and debit card use can enhance both security and financial stability. If someone steals your credit card information, they are effectively stealing the credit card issuer’s money, not directly accessing your bank account. This separation provides a crucial security buffer, giving you time to dispute charges without risking essential funds like rent or grocery money. In contrast, debit card fraud affects your checking account immediately, which can cause financial disruptions until the issue is resolved. First Bank Cardholders: Did you know that First Bank credit and debit cards offer Mastercard’s zero-liability protection? Whether you are using your First Bank credit or debit card, you’ll only pay for purchases that you have authorized on your Mastercard® card. Unauthorized purchases are not your responsibility. Instances Where a Credit Card can Offer Increased Fraud Protection Online Purchases Credit cards are generally safer for online transactions. They offer robust fraud protection, and most credit card companies monitor for suspicious activity, often reimbursing fraudulent charges quickly. Travel and International Transactions When traveling, especially abroad, use a credit card. Credit cards typically offer better fraud monitoring and reduced liability if your card information is compromised. Big-Ticket Purchases Use a credit card for expensive items like electronics or home appliances. Many credit cards come with purchase protection, extended warranties, and easier dispute resolution if something goes wrong. Recurring Payments or Subscriptions Credit cards provide better protection if you need to dispute unauthorized subscription charges, helping avoid interruptions to your service while the issue is resolved. Best Practices for Card Security Monitor Transactions: Regularly check both credit and debit accounts for unauthorized activity. Use Secure Websites: Look for “https://” in website URLs when shopping online. Enable Alerts: Sign up for transaction alerts for immediate fraud detection. Report Issues Promptly: The sooner you report suspicious activity, the better your chances of minimizing loss. Responsible Credit Card Use To maximize fraud protection while maintaining financial health, use credit cards responsibly by: Paying the Balance in Full: Avoid interest charges by clearing the balance each month. Staying Within Limits: Use only a portion of your credit limit to maintain a healthy credit score. Making Timely Payments: Pay on time to avoid late fees and credit score damage. 3 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.