Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Get a Hassle-Free Checking Account with First Bank

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum requirements are met.

Types of Hassle-Free Checking Accounts at First Bank

All of our personal checking accounts feature free online and mobile banking, free online bill pay, and free eStatements or paper statements.

Everywhere Checking:

Rewards benefits when you use your eligible First Bank credit card.

How to Keep It Fee Free™

  • Maintain a $600 minimum balance, or
  • Maintain an average collected balance of $1,200, or
  • Receive a direct deposit of any amount during the monthly statement cycle

Everywhere Plus:

All the benefits of Everywhere Checking, plus the chance to earn interest at a minimal balance requirement.

How to Keep It Fee Free™

  • Maintain a $1,200 minimum balance, or
  • Maintain an average collected balance of $2,400

Everywhere Premium:

All the benefits of Everywhere Plus, plus no First Bank transaction fees on out-of-network ATM withdrawals, rewards benefits with eligible credit cards, and free member checks.

How to Keep It Fee Free™

  • Maintain a $5,000 minimum balance, or
  • Maintain an average collected balance of $10,000, or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or
  • $20,000 in outstanding personal loan or HELOC balances

Campus Checking:

No monthly maintenance fees and no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Earn cash back at hundreds of online retailers. Available to students ages 16-25.

How to Keep It Fee Free™

Typically free for enrolled college or graduate students under the age of 25

Senior Checking:

For seniors 55 and older. Rewards benefits when you use your eligible First Bank credit card. Free basic checks or 50% off other check designs.

How to Keep It Fee Free™

  • Maintain a $600 minimum or $1,200 average balance, or
  • Make a monthly direct deposit of $250 or more*

Contact a First Bank Specialist Today

Now that you know where to get a hassle-free checking account, Visit a First Bank branch to speak with one of our experts today and start saving.


*Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

———

Sources:

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

Trending Topics

Find the Best Small Business Loan Rates Near Me at First Bank

Searching for some of the best rates and the most flexible terms for your small business doesn’t have to take forever. At First Bank, we believe you should spend more time focusing on ways to expand your small business and...

Raleigh Small Business Loans

Owning a new business or starting a new one in Raleigh is a bright venture, as it’s one of the fastest growing large metro economies in the country. Whether your business is a staple in the community or a budding start-up,...

High-Interest Savings Accounts in South Carolina

Why should I settle for a regular savings account when I can take advantage of a high-interest savings account? If I’m going to store my money away, I may as well get the highest interest on it that I can. While the above...

Your Community Bank – Asheville NC

At First Bank, we believe that part of being your community bank in Asheville, NC, means offering services that meet the needs of everyone. From checking and savings accounts to mortgages and personal loans, First Bank...

4 Questions to Ask When Searching for the Best Savings Account in Florence, SC

If you’re looking for the best savings account in Florence, SC—look no further than your local First Bank. Florence South Carolina, dubbed an All American City by the National Civic League is home to two great locations to...

5 Ways to Get the Lowest Mortgage Rates

If you are looking for some of the lowest mortgage rates in North Carolina or South Carolina, First Bank might be able to help. Choosing a mortgage option can be one of the most confusing aspects of the home purchasing...

Best Savings Account – Wilmington, NC

On The Simple Dollar’s list of tips for saving money, number one is switching your savings account to a bank that respects you. They maintain that you shouldn’t be spending your money on monthly maintenance fees, and we...

The Role of a Business Development Officer in Building Successful Business

Our business experts are ready to help your business succeed. First Bank offers a wide range of financial solutions for businesses of all sizes. Think of our business development team as an extension of your management...

Construction Loans 101: Adjustable Rates

If you’re considering building a home, one of the more pressing concerns is the rate you’ll receive for a construction loan. For residents of the Carolinas, First Bank* has convenient locations to stop by for a discussion...

Local Banks Near Me

When looking for local banks near you, look no further than your neighborhood First Bank. With locations across North Carolina and South Carolina, you can count on us for all of your banking needs. When you bank with First...