Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Small Personal Loans – Jacksonville, NC

Personal Finances 3 min read

Ready to talk to an expert?

Find A Location Get In Touch

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it’s for a planned or unexpected expense, a personal loan can help you cover the cost.

Find a Small Personal Loan in Jacksonville, North Carolina

When small unexpected expenses arrive, it can be difficult to find the funds to cover them. Personal loans typically have fixed interest rates, are given in smaller amounts than other types of loans, and allow you to pay them back over a shorter period of time.

First Bank has several types of personal loans you can apply for.

  • Personal Line of Credit – This personal loans gives you instant borrowing power, as you can request cash when you need it by writing a check.
  • First Bank Platinum Credit Card with Rewards – With a First Bank credit card*, you can make purchases in a convenient and secure way, plus earn rewards points you can redeem for things like gifts, travel, and entertainment. With your First Bank credit card, you will also receive security benefits, convenience benefits, and shopping benefits. Credit card interest rates can vary, but there is typically no annual fee.

Small Personal Loans - Jacksonville NC

More Small Loan Options for Jacksonville, NC

First Bank also offers standard home equity lines of credit, auto loans, and boat loans.

Standard Home Equity Lines of Credit — For loan amounts over $15,000, a Standard HELOC could be a good option. With a HELOC, you are borrowing money using your accrued home equity as collateral. Benefits of a First Bank HELOC include:

  • Low interest rate
  • Interest may be up to 100% tax deductible (Be sure to consult a tax professional for details on the deductibility of interest.)
  • Access with checks
  • Can be secured by equity in your primary or secondary home

Auto Loan – If you need to replace an aging car quickly or would like to get that new truck you’ve been eyeing, talk to First Bank. With our auto loans, funds are available in as little as 24 hours, and the application process is easy.  These loans work for dealer purchase, private party purchase, re-fi, or lease buyout. Approval and rates last up to 30 days.

Boat Loan – Set the stage for your next vacation with a new boat with the help of a First Bank personal loan. Our boat loans are available at competitive rates and flexible terms, and there’s no prepayment penalty.

Visit First Bank Today

If you are looking for small personal loans in Jacksonville, NC, visit First Bank. We have two locations in Jacksonville with a staff ready to answer any questions you may have about small personal loans.

To learn even more about First Bank, see our articles on banks near by, steps to getting a small business loan,  home mortgage basics, and best merchant account for small business.

*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Be sure to consult a tax professional to confirm the appropriate details.

———

Sources:

The Balance: https://www.thebalance.com/know-about-personal-loans-960025

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

What Do I Need to Open a Checking Account? What do you need to open a checking account? It can vary a little from bank to bank but there are typically some fundamental necessities needed to open a checking account. First Bank has five levels of checking accounts, each with varying conditions and capabilities. But let’s start with the basics that hold true for any checking account: What You Need to Open a Checking Account Identification. You will be required to show a picture ID in order to open a checking account such as a driver’s license, passport or military ID card. Personal information. Basic information such as name, address, telephone number, date of birth and social security number. Deposit. You’ll need a small minimum amount of money to make the initial deposit into the account. Clean record. Before opening a new checking account, a most banks will run a consumer report of your previous banking relationships to make sure you don’t have a record of charged-off accounts or fraudulent activity. A bank will sometimes allow you to still open a new account provided you repay the charged off account. Types of Checking Accounts Let’s take a look at First Bank’s five personal checking account options. Everywhere Checking. This is our most fundamental checking account. Everywhere Plus. This option allows you to earn interest on your balance. Everywhere Premium. Earn interest plus enjoy some additional perks such as an unlimited number of out-of-network ATM transactions with no First Bank fee. Campus Checking. Students under the age of 25 get the benefit of a checking account free of a minimum balance requirement and monthly maintenance fees. Senior Checking. Customers age 55 and older can be fee-free with direct deposit and get free checks. Contact First Bank Today Visit your local First Bank and one of our friendly associates will help you with what you need to open a checking account. Or use our Compare Accounts feature to see which checking account is right for you. Read more about this topic: What Is Required to Open a Business Checking Account?, Finance 101: Banking Basics. ——— Sources: Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
Image for tile. How to Save for Periods Without a Paycheck Did you know that two out of five wage and salary earners over the age of 15 know their schedule less than one month in advance? If that sounds like you, or if you're a teacher on a 10-month pay cycle, try this calculator to help you figure out the best approach to savings during those periods without pay. 1 min read
Chalk on pavement with true and false checkboxes 5 Common Mortgage Myths Debunked While it’s important to do your research during the home-buying process, you can’t believe everything you hear. We’ll help you spot the popular mortgage myths and reveal the truth behind them. 5 min read
Row of cars in a car sales lot Buying Your First New Car: What to Know It’s a moment to savor: getting your first vehicle, enjoying the new-car smell, taking pride in ownership. Here are some things to consider before you sign on the dotted line. 3 min read