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First Bank Southern Pines Review

Across The Carolinas 2 min read

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A local bank can be the driving force behind the economy of a small community. With a population of under 14,000 residents and a strong economy—Southern Pines, North Carolina is backed by local banks like First Bank.

First Bank has more than 100 locations in two states but is actually headquartered right here in Southern Pines, NC.

Our location on Southeast Broad Street is one of First Bank’s top performing branches thanks to the consistent results generated for our clients. When you walk into our locations on Pinecrest Plaza and Southeast Broad Street, you’ll be struck by the friendliness of our employees and our dedication to the community.

First Bank Cares about the Southern Pines Community

Both Southern Pines locations will take the time to get to know each customer in order to provide personalized banking advice for their individual needs.

First Bank has helped Southern Pines, NC residents start businesses, buy homes and expand investment portfolios. We show our commitment to local prosperity through our nonprofit work and personal touch for the following services.

  • Personal checking and savings accounts. Our versatile options for managing and saving money offer something for everyone.
  • Business banking. Accounts, loans and merchant services make managing your business easy.
  • Loans. Get the money you need for personal spending or home equity lines of credit (HELOC).
  • Residential and commercial mortgages. Turn the place of your dreams into your home or business.
  • Insurance. Insure your home, car or business or something even more valuable like life insurance.

First Bank began as a local bank more than 80 years ago just 35 miles from Southern Pines. The foundation of our values is rooted in the small communities of North Carolina and can be experienced at our Southern Pines locations. To serve our customers further, we also have ATM locations throughout the area, as well as two bank locations in nearby Pinehurst.


Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value

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Sources:

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

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Your Community Bank If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks typically offer more consumer-friendly services and fewer fees. Choose the Right Community Bank First Bank is your community bank that cares about local roots. Since 1935, we have been providing our customers with community-centric banking services, including: Personal banking options, such as checking accounts, savings accounts, debit and credit cards, personal loans, and more. Business banking options, like checking and savings accounts, business loans, merchant services, and treasury services. Wealth management services, like asset managements, mutual funds, and estate services. Insurance products, such as life and health insurance for individuals and commercial insurance for businesses. Mortgage loan options, including conventional, government, jumbo, first-time home buyer, and more. The Benefits of a Community Bank According to Bankrate.com there are many other advantages to choosing a community bank over a big bank. For example: Community banks are relationship-based, and the employees typically know you and your whole family on a personal level. Community banks are also smaller and can therefore offer personalized service. Community banks also typically offer lower fees and lower balance requirements than big banks. Being smaller allows community banks to have more lending flexibility than bigger banks Community banks tend to stick to their local roots, which means they strive to offer great services with low fees and give back to the community. First Bank is small enough to know you like a neighbor, large enough to handle all of your banking needs, and dedicated to supporting our local communities. To learn more about us and our banking services, visit your local First Bank branch today. ——— Sources: Bankrate: http://www.bankrate.com/banking/community-banks-vs-big-banks/ 2 min read