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New Business Loan – Jacksonville, NC

Running A Business 2 min read

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First Bank helps businesses get off the ground in Jacksonville, NC with our new business loans and various sets of helping hands. Our new business loans can provide a lump sum of cash for your business to finance equipment, vehicles, real estate, signage, furniture and more.

With two locations in Jacksonville on Western Blvd and New Bridge Street, First Bank is happy to be your very first customer.

Business Loans from First Bank

Entrepreneur named First Bank one of the best small business lending banks in the country and it’s easy to see why.

  • Open a line of credit with First Bank to access cash for any business purchase need.
  • Use our low-rate, no annual-fee First Bank Mastercard Business Card with Rewards as often as you wish to earn rewards for your business purchases.
  • Get a commercial mortgage loan through First Bank or a loan for new construction, remodeling or expansion.

New Business Loan - Jacksonville, NC

New Business Loans Are Just The Beginning

First Bank doesn’t stop at the loan when it comes to helping new businesses.We offer five different levels of business checking accounts and three types of business savings accounts to cater to businesses of all sizes and shapes.

We can also supply our customers with a host of merchant services such as easy processing of credit and debit cards, checks and gift cards. We also offer treasury services for your business such as payroll processing, deposit services and online banking.

Read about First Bank’s full offering of new business loans and additional ways we help businesses in Jacksonville, NC grow and succeed.

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Creating a Competitive Employee Benefits Plan Employee benefits plans are an important part of any business owner’s company structure. Part of attracting and retaining talented employees is offering them a competitive benefits package. Some benefits are required by law, while others can be offered simply to boost your company’s appeal. Creating a competitive benefits package is about finding the balance between what is required, what you can afford and what will make your employees happy. Employee Benefits Requirements and Extras The law requires that employers provide their employees with certain benefits, including: Social Security taxes Unemployment insurance Workers compensation Disability insurance Leave benefits (required by the Family and Medical Leave Act) Optional employee benefits and incentives include health insurance plans, retirement plans and pensions, flex time, free financial wellness programs, and corporate memberships. However, most companies offer at least a few of these benefits given that many job seekers feel that they must have them in order to apply for a job. To create an employee benefits plan that works well for your company and your employees, start by including all of the benefits required by law, then add from there. Most employees feel that they must at least have health insurance, and many others desire a retirement plan, disability insurance, and more.  Add in the benefits that have become standard in most companies, such as health and life insurance, and consider adding other benefits based on your budget. It may also be beneficial to survey your employees about what benefits they desire, or you may try to find out what benefits your competitors offer. *Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. ——— Sources: SBA: https://www.sba.gov/content/required-employee-benefits 2 min read
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