Apply for a Personal Loan in South Carolina | First Bank

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If you’re looking for a personal loan in South Carolina, stop by your local First Bank. We offer highly competitive rates and flexible terms, allowing you to customize your loan based on your financial needs. Visit your local First Bank today to compare personal loan* options and find competitive rates.

Tips to Apply for Personal Loan

If you need to apply for a personal loan but don’t know where to start, follow these tips to help you secure the best option.

Check Your Credit Score—Most lenders will require you to have a high credit score for loan qualification purposes. If your credit score isn’t high enough, consider getting a cosigner to help you qualify for the loan.
Know What You Qualify For—Since applying for loans will decrease your credit score, apply only for loans you qualify for.
Gather the Necessary Paperwork—Loan applications will require you to prove your annual income, monthly house payments, and employment status. Have these items on hand to simplify your loan application process.
Find a Local Bank—Most local banks will give you great deals on personal loans, walk you through the loan application process, and customize the right loan for you.

Personal Loan Options at First Bank

First Bank offers a number of personal loans options:

1. Personal Line of Credit—A personal line of credit allows you to borrow money instantly. In order to secure your personal line of credit, you may need qualified collateral to apply.
2. HELOC—A home equity line of credit can give you the flexibility to consolidate debt, make a big purchase, or fund a home improvement project using the equity you’ve built up in your home.
3. Vehicle loans—Get a competitive rate on a car or boat loan.

For more information on personal loans, visit your local First Bank branch.

Additional Loan Options at First Bank

For other loan options, consider the following services offered by First Bank:

Platinum Rewards Mastercard—No annual fee or charge for balance transfers, this card has everything you need to cover expenses, including the option to participate in a free rewards program.
Business Loans—First Bank offers long-term business loans to help you expand your business, finance new equipment, or refinance debt.
Construction and Mortgage Loans—Our construction loans provide businesses with loans for new construction, remodeling, expansion, and other construction needs.