Skip to main content
Back
Scroll to top

High Interest Checking Accounts In Albemarle, NC

Personal Finances 2 min read

Ready to talk to an expert?

It was not far from Albemarle, NC where in 1799 the 17-pound hunk of gold was found that sparked America’s first gold rush. While you may not strike it rich mining for gold, a high-interest checking account from First Bank is another shiny little nugget you can line your pockets with.

A high-interest checking account earns interest at a rate more closely competitive with those of savings accounts or other investment tools but still provides many of the same conveniences of a simple checking account. In short, it’s the best of both worlds.

Checking Account Benefits with First Bank

First Bank offers a variety of checking account options including our top-tier account, Everywhere Premium. With this high-interest checking account, our customers receive the benefits of:

  • Free membership checks and 50% off alternative checks. Don’t spend money on checks if you don’t want to.
  • Free online and mobile banking.*** Watch your high-interest work from anywhere, any time.
  • Free online bill payments. Never worry about late fees again.
  • Free monthly paper or eStatements. Keep a detailed file of your account history.
  • Free account activity alerts.*** Be notified of account transactions by phone call, text message or email.
  • Ability to avoid monthly maintenance fees by meeting certain requirements. Maximize the interest in your account.**

Visit Your Local First Bank Today

Opening a high-interest checking account with First Bank is easy and convenient. You can visit one of our two Albemarle, NC, locations on either East Main Street or Highway 52 North.


**Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.

***While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.  While First Bank does not charge for Alerts, check with your mobile service provider for web access or text messaging fees.*

Ready to talk to an expert?

Share:

You may be interested in...

3 Tips for Saving Money in Your 20s Saving money in your 20s may seem like an impossible task, but did you know that your 20s is actually prime time to start setting money aside for you future? If you’re wondering how to save money in your 20s, follow these three simple tips for managing your funds and setting yourself up for a financially successful future. 3 Important Money Saving Tips for Young Adults 1. Start an emergency fund. An emergency fund is one of the most important things you can establish in your twenties. Should you experience any financial hardships, such as unemployment, unexpected medical expenses, or an expensive car repair, your emergency fund will be there to cover you. But how much money should you save? That depends on how much you spend each month. Money Under 30 suggests having at least three months of expenses saved up. You can use their Emergency Fund Calculator to get a better idea of how much you should be putting away. 2. Mange your budget. Take a close look at your budget—especially your entertainment budget—to see where you can cut back. Adults in their twenties often spend money on entertainment, like concerts with friends and weekend travel plans, and these areas are often where you can cut back the most. The Penny Hoarder suggests taking charge in your group of friends and making sure your plans are reasonably priced. 3. Pay down your debt. Paying down your loans now will save you money in the future. Forbes recommends focusing on your emergency fund and retirement savings first, then paying off any debt with interest rates over 7%. For interest rates over 7%, you’re likely save more on interest than you would earn by investing that money. Always consult a financial advisor or debt expert before making decisions on consolidation or pay off. Save Money with First Bank Following these three simple money management tips is a great way to reach your savings goals. For more money management tips, check out First Bank’s Financial Education Center or contact us to learn more about our savings accounts. ——— Sources: Betterment: https://www.betterment.com/resources/investment-strategy/strategy-investing-in-your-20s/ Money Under 30: http://www.moneyunder30.com/emergency-fund-calculator PennyHoarder: http://www.thepennyhoarder.com/managing-money-in-your-early-20s/ Forbes: http://www.forbes.com/sites/financialfinesse/2014/03/06/should-you-increase-savings-first-or-pay-down-debt/#7ae4e10b33e6 2 min read
High Yield Savings Accounts in South Carolina It’s no secret that travel can make you happier, but did you know that it can also improve your social skills, help you accomplish goals, make you more patient, and improve the quality of your relationships? If you want to travel but aren’t sure how you’re going to pay for it, consider a high-yield savings account with First Bank in South Carolina. A high-yield savings account can help you save up money for a weekend getaway, and earn interest while doing it. Save for a Vacation with our High-Yield Savings Account Do you want to go on a vacation, but aren’t sure where you would go? Here are five popular cities to travel to: New York – What would a trip to New York be without seeing the Statue of Liberty, making your way to the top of the Empire State Building, walking through Central Park, or visiting Times Square? Philly – Don’t miss your chance to visit art museums, historical monuments, and places like the Liberty Bell, the Franklin Institute, the Eastern State Penitentiary, and the Reading Terminal Market. Washington, DC – Take a weekend to travel to our nation’s capital and learn more about U.S. history at the Smithsonian, the Washington Monument, the Lincoln Memorial, and the Museum of Natural History. Chicago – Visit Willis Tower, catch a game at Wrigley Field, or take classic picture by The Bean (Cloud Gate) in Millennium Park. Dallas – If you end up visiting Texas, make sure you spend a day at the Houston Space center and Houston Museum of Natural Science. Don’t forget to spend some time eating great Texan cuisine, like the famous barbecue. Visit First Bank Today A First Bank high-yield savings account can help you save money to get to any of these destinations. Stop by your local South Carolina branch to open an account today. ———- Sources: Travel Triangle: https://traveltriangle.com/blog/traveling-makes-you-happy/ 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.