Community Banks Near Me

Where can I find banks near me? When it comes to banking, customers want banks nearby that are part of the communities where they live, work and play.

First Bank is rooted in a community focus that dates back to the days of the Great Depression when we helped farmers and local businesses make every dollar count. Our core values have not changed in the eight decades since we opened our doors. First Bank remains a community bank that’s committed to helping communities prosper and thrive.

First Bank: Your Community Bank

We began as a community bank in 1935 with only one location but now we have more than 100 branches in North Carolina and South Carolina, mountains to coast.

First Bank is the best of both worlds when it comes to community banks: small enough to serve our communities on a personal level but large enough to fully manage any financial needs.

Services Offered by First Bank

Here are just some of the amenities offered by First Bank:

5 different types of personal checking accounts and 5 types of business accounts
6 levels of personal savings accounts and certificate deposits (CDs) and 3 options for business savings
Credit cards and debit cards for both personal and business use
Loans for personal, business and home equity
Adjustable, fixed-rate, and non-conforming mortgage loans
FHA, rural housing and VA loans
Professional and construction loans
Free financial wellness programs for your employees
Wealth management services including mutual funds, stocks and bonds, annuities, 401(k) and IRA’s, life insurance and more
Personal and business insurance

First Bank utilizes modern technology to stay close to our customers at any time from any location. We offer 24-hour banking via our online and mobile banking. Our accessibility is one of the many reasons why we are one of the best community banks near you.

Visit a Local Branch Near You

First Bank has many locations in North Carolina and South Carolina. Use our location finder to see a branch near you.

Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value.

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Sources:

FDIC: https://www.fdic.gov/regulations/resources/cbi/report/cbsi-1.pdf

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Ways to protect yourself against check fraud Check fraud is on the rise. Here’s what you can do. These days fraud is everywhere, and fraudster methods are always evolving. A growing number of methods are targeting your checkbook. Did you know that checks are now one of the least secure forms of payment? Criminals are combining old-school methods of theft with readily available technology to steal checks, impersonate account holders, and sell to the black market. Arm yourself with the knowledge to protect your identity and checking account. How is check fraud committed? Lifting ink: Lifting ink from a check, or “check washing”, can be done using chemicals as readily available as nail polish remover. Criminals can remove your intended payee’s information and replace it with theirs while also increasing the dollar amount. They then deposit the fraudulent check into their account. Targeting mailboxes: Once mail is stolen from a residential mailbox or a USPS blue box, criminals sift in search of checks that can be washed and forged. The frequency of mail theft is directly correlated to the spike in check fraud. Selling check images on the dark web: There is a growing network of darknets and encrypted communication platforms that criminals use to sell check images. Criminals can use the personal information from your check and your banking information to commit identity theft scams. Consider these check-writing alternatives and services. If you can, try to avoid placing checks in the mail. First Bank offers a number of alternative options for mailing checks like BillPay, Zelle, External Transfer services, and more. Bill Pay: This free service lets you avoid the hassle of writing checks or visiting multiple websites to stay on top of your payments. See how convenient it is to manage your payments from one place. External Transfers: For those who support their kids in college or if you’re constantly writing checks between your First Bank account and one at another bank, First Bank’s External Transfer option makes it quick and easy to securely transfer funds. If you own both accounts, learn how to set up a transfer here. Zelle®1 : In your First Bank mobile app, you have access to Zelle®, a fast, safe, and easy method to send money directly from your bank 4 min read

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Community Banks Near Me

Ready to talk to an expert?

First Bank: Your Community Bank

Services Offered by First Bank

Visit a Local Branch Near You

Ready to talk to an expert?

You may be interested in...