Skip to main content
Back
Scroll to top

Community Banks Near Me

Personal Finances 2 min read

Ready to talk to an expert?

Where can I find banks near me? When it comes to banking, customers want banks nearby that are part of the communities where they live, work and play.

First Bank is rooted in a community focus that dates back to the days of the Great Depression when we helped farmers and local businesses make every dollar count. Our core values have not changed in the eight decades since we opened our doors. First Bank remains a community bank that’s committed to helping communities prosper and thrive.

First Bank: Your Community Bank

We began as a community bank in 1935 with only one location but now we have more than 100 branches in North Carolina and South Carolina, mountains to coast.

First Bank is the best of both worlds when it comes to community banks: small enough to serve our communities on a personal level but large enough to fully manage any financial needs.

Services Offered by First Bank

Here are just some of the amenities offered by First Bank:

  • 5 different types of personal checking accounts and 5 types of business accounts
  • 6 levels of personal savings accounts and certificate deposits (CDs) and 3 options for business savings
  • Credit cards and debit cards for both personal and business use
  • Loans for personal, business and home equity
  • Adjustable, fixed-rate, and non-conforming mortgage loans
  • FHA, rural housing and VA loans
  • Professional and construction loans
  • Free financial wellness programs for your employees
  • Wealth management services including mutual funds, stocks and bonds, annuities, 401(k) and IRA’s, life insurance and more
  • Personal and business insurance

First Bank utilizes modern technology to stay close to our customers at any time from any location. We offer 24-hour banking via our online and mobile banking. Our accessibility is one of the many reasons why we are one of the best community banks near you.

Visit a Local Branch Near You

First Bank has many locations in North Carolina and South Carolina. Use our location finder to see a branch near you.


Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value.

———

Sources:

FDIC: https://www.fdic.gov/regulations/resources/cbi/report/cbsi-1.pdf

Ready to talk to an expert?

Share:

You may be interested in...

Finance 101: Banking Basics Finance 101: Investing in your financial future is one of the smartest things you can do. But there is more to building healthy finances than simply stashing away extra cash in your piggy bank. In this article, we cover a wide range of topics to help you learn the basics of finance and help you make educated decisions regarding your financial future. Checking Accounts For those new to finance, opening a checking account is a great first step. A checking account enables you to deposit money into an account that can be accessed by writing a check, using your debit card, or withdrawing money from your bank’s automated teller machine (ATM). The biggest advantage to having a checking account is that it keeps your money safe while allowing you to access it when needed. Unlike cash, if your debit card becomes lost or stolen your bank can put a stop on your account, prohibiting unauthorized users to access your money. Tips for using a checking account: Keep a running balance of your account to avoid overdrawing your account. Most banks charge an overdraft fee for purchases that are made with insufficient funds. Consider overdraft protection if your bank offers it to you. Familiarize yourself with your account’s minimum balance requirements. Savings Accounts A savings account is less accessible than a checking account, as the Federal Reserve limits the number of free transfers or withdrawals you can make from a savings account. According to Investopedia, “A regular savings account is easy to set up and maintain. You can usually link this type of savings account directly to your checking account at the same bank and quickly and easily move money between the two accounts. Having these two accounts linked can sometimes help you avoid overdraft charges and/or under-the-minimum-balance fees from your checking account.” Having a savings account can help you set aside money for emergencies and help you save for large purchases, all while earning interest. Credit Building and maintaining good credit will provide several advantages to you, including: Lower financing rates More negotiating power Attractive mortgage and refinancing rates Higher credit card limits and rewards While getting a credit card is a great first step to building your credit, maxing out your credit card, failing to pay your credit card bill 4 min read
Community Banks Near Me Where can I find banks near me? When it comes to banking, customers want banks nearby that are part of the communities where they live, work and play. First Bank is rooted in a community focus that dates back to the days of the Great Depression when we helped farmers and local businesses make every dollar count. Our core values have not changed in the eight decades since we opened our doors. First Bank remains a community bank that’s committed to helping communities prosper and thrive. First Bank: Your Community Bank We began as a community bank in 1935 with only one location but now we have more than 100 branches in North Carolina and South Carolina, mountains to coast. First Bank is the best of both worlds when it comes to community banks: small enough to serve our communities on a personal level but large enough to fully manage any financial needs. Services Offered by First Bank Here are just some of the amenities offered by First Bank: 5 different types of personal checking accounts and 5 types of business accounts 6 levels of personal savings accounts and certificate deposits (CDs) and 3 options for business savings Credit cards and debit cards for both personal and business use Loans for personal, business and home equity Adjustable, fixed-rate, and non-conforming mortgage loans FHA, rural housing and VA loans Professional and construction loans Free financial wellness programs for your employees Wealth management services including mutual funds, stocks and bonds, annuities, 401(k) and IRA’s, life insurance and more Personal and business insurance First Bank utilizes modern technology to stay close to our customers at any time from any location. We offer 24-hour banking via our online and mobile banking. Our accessibility is one of the many reasons why we are one of the best community banks near you. Visit a Local Branch Near You First Bank has many locations in North Carolina and South Carolina. Use our location finder to see a branch near you. Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. ——— Sources: FDIC: https://www.fdic.gov/regulations/resources/cbi/report/cbsi-1.pdf 2 min read
Read These Articles on Personal Financing Knowing your finances is the first step to properly managing them and to ensuring you are in good financial standing. But how do you get started? Reading personal financing articles can be a huge help when it comes to understanding financial management. That is why First Bank offers a Financial Education Center full of articles with advice on everything from buying your first home to making your first investment. Personal Financing Articles Check out the following articles on managing your personal finances: Articles on Buying a Home Simplifying the Homebuying Process: This infographic offers tips and tricks on how to make the homebuying process as easy as possible. Should I Buy an Older Home?: This article weighs the pros and cons of buying an older home. How to Shop Bank-Owned Homes: This article provides insight into buying a bank-owned home and how to get the process started. The Right Age to Buy a House: Is it in your 20s, your 30s, or is age only a number? Saving Money 10 Easy Ways to Save On Home Energy Costs: Learn 10 quick and easy ways to cut down your energy bill and save money each month. Planning the Right Mix for Retirement: This article offers help with choosing the retirement savings plans that work best for you. 10 “Life Hacks” That Will Save You Money: The little things can add up! Use these life hacks to cut costs and get the most out of your purchases. How to Get Help Paying for College: Check out this list of student aid programs that can help you pay for college. Investing 5 Tips for Safely Managing Your Finances Online: Keep your finances safe and secure with these tips on online security. 5 Things You Need to Know Before You Become a Landlord: Take these considerations in mind before diving headfirst into property management. When browsing personal financing articles, remember that your financial situation is unique. You should always discuss your financial and investment opportunities with an experienced banking professional before making significant financial decisions. First Bank* is a local community bank with banking professionals who can help you make sound decisions. Contact your local branch for personal financing advice today. 2 min read
Banks in North Carolina Did you know there are more than 100 First Bank locations in North Carolina? It’s true. You can find us in over 60 cities, mountains to coast. Did you know we’re one of the oldest banks in North Carolina? Yup, our roots date back to 1935 in the town of Troy, North Carolina. Did you know we’re a full-service bank? We sure are. We have checking and savings accounts for personal and business use, credit cards, loans of all types, business merchant services, insurance, mortgages, wealth management, and more. Of all the banks in North Carolina, we are confident you won’t find the personal level of customer service, complete selection of services, and convenient array of locations that you’ll find with First Bank. We take advantage of technology to bring our customers the added convenience of online, mobile, and digital banking services to enhance the First Bank experience.* We even connect with our customers through our Facebook, Twitter, Instagram and YouTube channels! Not Like the Other Banks in North Carolina You’re likely to find three types of banks in North Carolina. First, you’ll find the large national banks. They don’t have the capacity to get to personally know their customers and specifically cater services to those needs. The second are smaller local banks that aren’t equipped with the selection of services that bigger banks can offer. The third type of bank in North Carolina is First Bank, which offers the best of both worlds. We are small enough to provide the friendly customer service and personal care of a local bank and big enough to provide all the services and products of the bigger banks. So get to know First Bank, and we’ll be pleased to get to know you right back. 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.