Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Bank Rewards

Personal Finances 2 min read

Ready to talk to an expert?

What if you had a card that gave you the ability to redeem points for what you want when you want it? How would you feel if those points could be redeemed for travel, experiences, gift cards to restaurants, retail and merchandise stores, donations, or even for cash back?


With the First Bank One Rewards Program, you can redeem points whenever you want. Our First Bank Platinum Card and Mastercard® Business Card with Rewards let you get the most out of qualified purchases with a generous rewards program.

Here’s how it works:

  1. Use your credit card wherever you go and earn points for every dollar spent on qualified purchases.
  2. Let the points pile up, then use our rewards calculator to determine your earnings.
  3. Learn more about how you can redeem your earnings.
How do you earn rewards each month?
$
Your calculated points earnings:
Monthly
Yearly

First Bank One Rewards: What You Need to Know

Here’s everything you need to know about the First Bank One Rewards Program:
  • Participation is free and available for First Bank Platinum Rewards and Mastercard® Business Card with Rewards.
  • Points can be earned for life’s everyday purchases such as gas, groceries, utility bills, tuition, and more. There is never a limit on the amount of points you can earn.
  • Share your points with friends and family using Point Gifting.
What can you redeem your First Bank One Rewards points for?
  • Gift cards to restaurants such as Applebee’s®, The Cheesecake Factory®, and Outback Steakhouse®
  • Gift cards to retail stores like Amazon, Apple, and Starbucks
  • Merchandise like electronics, jewelry, kitchen accessories, and outdoor recreation gear
  • Travel costs such as flights, rental cars, hotels, and cruises
  • Unique experiences, like skydiving, whitewater rafting, or hang-gliding lessons
  • Donate points to charitable organizations
  • Turn your rewards points into cash when you choose the Cash Back option
  • Use Real-Time Rewards to pay at the pump with participating gas stations

Start Earning Your Rewards.

With First Bank, your purchases don’t stop at the register. Sign up for a First Bank card today to start enjoying the rewards. Visit your local branch to learn more or to get started today.


*Loans subject to credit approval. ® Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

What Do I Need to Open a Checking Account? What do you need to open a checking account? It can vary a little from bank to bank but there are typically some fundamental necessities needed to open a checking account. First Bank has five levels of checking accounts, each with varying conditions and capabilities. But let’s start with the basics that hold true for any checking account: What You Need to Open a Checking Account Identification. You will be required to show a picture ID in order to open a checking account such as a driver’s license, passport or military ID card. Personal information. Basic information such as name, address, telephone number, date of birth and social security number. Deposit. You’ll need a small minimum amount of money to make the initial deposit into the account. Clean record. Before opening a new checking account, a most banks will run a consumer report of your previous banking relationships to make sure you don’t have a record of charged-off accounts or fraudulent activity. A bank will sometimes allow you to still open a new account provided you repay the charged off account. Types of Checking Accounts Let’s take a look at First Bank’s five personal checking account options. Everywhere Checking. This is our most fundamental checking account. Everywhere Plus. This option allows you to earn interest on your balance. Everywhere Premium. Earn interest plus enjoy some additional perks such as an unlimited number of out-of-network ATM transactions with no First Bank fee. Campus Checking. Students under the age of 25 get the benefit of a checking account free of a minimum balance requirement and monthly maintenance fees. Senior Checking. Customers age 55 and older can be fee-free with direct deposit and get free checks. Contact First Bank Today Visit your local First Bank and one of our friendly associates will help you with what you need to open a checking account. Or use our Compare Accounts feature to see which checking account is right for you. Read more about this topic: What Is Required to Open a Business Checking Account?, Finance 101: Banking Basics. ——— Sources: Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
Habitat Group Photo Q&A: What Should I Consider When Selecting a Bank? When looking for the perfect bank, ask yourself, “Does this bank complement my lifestyle and financial goals?” At First Bank, we believe it should. You may also want to consider the following 4 criteria: Community Involvement Longevity & Stability Personalized Customer Service Breadth of Financial Service   1. Community Involvement When comparing your banking options, consider how your prospective bank is involved in your community. If local economic growth is important to you, prioritize a community-focused bank that is committed to reinvesting in local economic development. An actively involved bank can provide your neighbors with increased access to small business loans, mortgages, charitable donations, and overall financial wellness. For example, First Bank has invested over $1.2 billion in community development loans to revitalize low- and moderate-income areas. Additionally, in 2022, we donated $500,000 to support education-focused initiatives across the Carolinas. As First Bank grows, so do the communities we serve. 2. Longevity & Stability Do your research – find a bank with a track record of success and the ability to remain steadfast during uncertain economic times. Consider how long the bank has been established and how they plan for growth into the future. First Bank began in 1935 during the height of the Great Depression in order to safeguard the hard-earned funds of local farmers, community members, and business people. Throughout our organization’s 87-year history, we have seen recessions, depressions, and many banks come and go. While we stay current with modern banking trends, we will continue to operate our company with an intense focus on safety and soundness, so our customers, clients, partners, investors, and associates know that we will provide safe and stable long-term success. 3. Personalized Customer Service It’s important to think about what your perfect banking relationship would look like. Do you value a tailored in-person experience or do you prefer online banking services with less one-on-one interaction? Regional banks, like First Bank, have the ability to offer the best of both worlds. The personal relationships that we develop within our communities help us advocate for our customers’ best interests. We can offer competitive rates and recommend the best financial tools to the right businesses, municipalities, and families at the right time. When you’re traveling 3 min read