Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Bank Rewards

Personal Finances 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

What if you had a card that gave you the ability to redeem points for what you want when you want it? How would you feel if those points could be redeemed for travel, experiences, gift cards to restaurants, retail and merchandise stores, donations, or even for cash back?

With the First Bank One Rewards Program, you can redeem points whenever you want. Our First Bank Platinum Card and Mastercard® Business Card with Rewards let you get the most out of qualified purchases with a generous rewards program.

Here’s how it works:

  1. Use your credit card wherever you go and earn points for every dollar spent on qualified purchases.
  2. Let the points pile up, then use our rewards calculator to determine your earnings.
  3. Learn more about how you can redeem your earnings.
How do you earn rewards each month?
$
Your calculated points earnings:
Monthly
Yearly
Log In Learn More

First Bank One Rewards: What You Need to Know

Here’s everything you need to know about the First Bank One Rewards Program:
  • Participation is free and available for First Bank Platinum Rewards and Mastercard® Business Card with Rewards.
  • Points can be earned for life’s everyday purchases such as gas, groceries, utility bills, tuition, and more. There is never a limit on the amount of points you can earn.
  • Share your points with friends and family using Point Gifting.
What can you redeem your First Bank One Rewards points for?
  • Gift cards to restaurants such as Applebee’s®, The Cheesecake Factory®, and Outback Steakhouse®
  • Gift cards to retail stores like Amazon, Apple, and Starbucks
  • Merchandise like electronics, jewelry, kitchen accessories, and outdoor recreation gear
  • Travel costs such as flights, rental cars, hotels, and cruises
  • Unique experiences, like skydiving, whitewater rafting, or hang-gliding lessons
  • Donate points to charitable organizations
  • Turn your rewards points into cash when you choose the Cash Back option
  • Use Real-Time Rewards to pay at the pump with participating gas stations

Start Earning Your Rewards.

With First Bank, your purchases don’t stop at the register. Sign up for a First Bank card today to start enjoying the rewards. Visit your local branch to learn more or to get started today.

*Loans subject to credit approval. ® Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Earn More with Interest-Bearing Checking Accounts An interest-bearing checking account offers the interest accumulation of savings accounts with the withdrawal and check-writing ease of checking accounts. This best-of-both-worlds combination allows bank customers to accrue some interest on their balance while only needing to meet some minimum requirements. First Bank’s Interest-Bearing Checking Accounts The money in your checking account is yours and earning interest on it matters. At First Bank, we offer three types of checking accounts (two personal and one business) that accrue interest when the minimum balance is maintained. Each is uniquely designed to meet the needs of our many different customers. Interest-Bearing Personal Checking Accounts Everywhere Plus. Our Everywhere Plus account comes with free online and mobile banking, free online bill pay, and free paper or electronic statements. Everywhere Plus customers also have a credit card rewards program for eligible card. Everywhere Premium. The Everywhere Premium account includes all the basics of the Everywhere Plus level while also granting unlimited out-of-network ATM transactions with no First Bank fees, free member checks or 50% off other check designs, and four free official checks per statement cycle. Interest-Bearing Checking Account for Businesses With our Business Interest account, business owners enjoy: 250 free transactions per month Cash or coin deposits of up to $10,000 every month at no charge Rewards benefits with an eligible credit card Free 24-hour telephone banking Online and mobile banking Contact your local branch and get started with an interest-bearing checking account today. Is an Interest-Bearing Account Right for Me? According to the Las Vegas Review-Journal, interest-earning checking accounts are typically good for people who: Carry large account balances Spend less than they earn Keep a stockpile of cash or funds Are retired and want a higher-interest product than most of today’s investment accounts Pay attention to their finances and can meet the criteria needed to open an interest-earning checking account For a related article, visit: High Interest Checking Accounts – North Carolina While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First 3 min read
Image for tile. Why Having the Latest is the Greatest: Update Your Browser Today We’ve got a secret weapon in the fight against the fraudsters who are trying to steal the data off your computer or mobile phone: having an up-to-date web browser. 2 min read
Couch and coffee table with vase on top 5 Reasons to Consider a Home Equity Line of Credit (HELOC) Your home is your most valuable asset and investment. A home equity line of credit can provide many benefits for those with good credit and a chunk of their mortgage paid off. 2 min read
HSA Rules and Regulations You Should Know If you have a high-deductible health insurance plan, a Health Savings Account (HSA) can help you save for future medical expenses. Health Savings Accounts were established by the federal government as part of the Medicare Prescription Drug, Improvement, and Modernization Act. Like any federal program, HSAs have rules you must follow in order to qualify, make contributions to your account, and withdraw your funds. HSA Rules and Regulations Rules for Qualifying According to federal guidelines, in order to qualify for an HSA, you: Must be covered under a high deductible health plan (HDHP) on the first day of the month Have no other health coverage (some exceptions apply) Are not enrolled in Medicare Cannot be claimed as a dependent on someone else’s prior year tax return Rules for Making Contributions Each year the IRS determines the amount that you, your employer, or anyone else can contribute to your HSA. Determine current contribution limits on the IRS website. Rules for Using Your Savings You can use the money in your HSA account for qualified medical expenses determined by the IRS. Typically, HSAs are used for treatments, prevention and diagnosis of conditions and diseases. HSAs at First Bank* A First Bank Health Savings Account provides you a tax-free distribution from your account any time you need to pay for medical expenses.** First Bank HSAs also come with online banking and bill pay to help you manage your account, and you can access your funds from anywhere with our HSA-specific debit card and checks. Other benefits include: Tax deduction for contributions even if deductions are not itemized Contributions made by employer may be excluded from gross income Contributions accumulate until used Tax free earnings HSA may be transferred or rolled over to another HSA Complete IRS reporting available FDIC insured To learn more about HSA rules and sign up for an account today, visit a First Bank branch near you. *Member FDIC. **Qualified medical expenses, as explained in IRS Pub. 502, include amounts paid for doctors’ fees, prescription medicines, and necessary hospital services not paid for by insurance. Qualified medical expenses may be incurred by you, your spouse, or your dependents. To be eligible for a HSA account, you must you must be 3 min read