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Banks With Hassle-Free Checking Accounts

Personal Finances 3 min read

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If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina that offer banks with hassle-free checking accounts.

Checking Accounts at First Bank

Here’s a breakdown of First Bank’s five personal checking accounts and what makes them hassle-free:

Everywhere Checking

What it is: A no-frills account to give you exactly what you need and nothing you don’t.

How it’s hassle-free: Maintain either a $600 minimum balance, a $1,200 average monthly balance or make a monthly direct deposit of any amount.*

Everywhere Plus

What it is: A simple checking account that accumulates interest.

How it’s hassle-free: Keep a $1,200 balance or an average monthly balance of $2,400.*

Everywhere Premium

What it is: An upper-tier account that earns interest and features additional perks.

How it’s hassle-free: Maintain either a $5,000 minimum balance, an average monthly balance of $10,000 or maintain $20,000 in personal deposits or outstanding personal loans or HELOC balances.*

Campus Checking

What it is: A checking account for college students or those about to go to college.

How it’s hassle-free: No monthly maintenance fees or minimum balance requirement as long as the customer is under the age of 25.

Senior Checking

What it is: Checking account for individuals over the age of 55.

How it’s hassle-free: Keep a $600 minimum or $1,200 average balance or make a direct deposit of $250 or more.*

With our hassle-free checking accounts, you get online and mobile banking, paper or eStatements, online bill pay, and debit cards. You also gain access to account alerts so you can stay on top of your activity.

Visit a First Bank Today

Find a First Bank with hassle-free checking accounts nearest you and lose the stress today.

Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.

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Sources:

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

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