Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Banks With Stress-Free Checking Accounts

Personal Finances 3 min read

Ready to talk to an expert?

Find A Location Get In Touch

By switching to a bank with stress-free checking accounts, you can worry less about your finances. At First Bank, we offer stress-free checking accounts to make your personal banking experience as easy as possible.

Types of Checking Accounts at First Bank

First Bank offers five different checking accounts. Take a look at our account options below:

  • Everywhere Checking—this is our basic checking account that offers free, online and mobile banking, account alerts, and a credit card rewards program
  • Everywhere Plus—this account offers the same benefits as our Everywhere Checking account in addition to earning interest on your balances
  • Everywhere Premium—as our top-tier checking account, Everywhere Premium offers the same benefits as Everywhere Checking, plus free membership checks and an unlimited number of free non-First Bank ATM withdrawals
  • Campus Checking—our stress-free student checking account has no monthly fees and offers eight free, out-of-network ATM transactions
  • Senior Checking—seniors 55 and older can qualify for no monthly fees and earn rewards on everyday purchases with an eligible First Bank credit card

Checking Account Benefits

Whether you need a basic checking account or a premium checking account with rewards, First Bank can help you figure out the best option for your finances. Take a look at some of the benefits First Bank offers with our stress-free checking accounts. By meeting minimal requirements, you won’t incur any First Bank fees for things like:

  • Online or mobile banking
  • Account activity alerts
  • Monthly paper or electronic statements
  • Automated online bill paying

We even offer ways of dodging monthly maintenance fees simply by meeting certain requirements. Additionally, depending on which of our five stress-free checking accounts you decide to open, you can avoid fees for things like ATM transactions and check ordering while earning interest on minimal balance requirements.

Visit First Bank Today

Visit your local First Bank and open up a stress-free checking account today or visit us online for other financial resources.

While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. While First Bank does not charge for Alerts, check with your mobile service provider for web access or text messaging fees. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch. See our Terms and Conditions for complete details on our One Rewards Program. Loans subject to credit approval.

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Hassle Free Checking Account Near Me At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements. Don’t get bogged down with maintenance fees, ATM transaction charges or any other hidden costs. Maintain certain requirements such as a minimum balance or regular direct deposits and enjoy the luxury of a hassle-free checking account at a First Bank near you. Hassle-Free Checking Accounts for Everyone First Bank offers five different types of hassle-free checking accounts with no monthly maintenance fees as long as minimum requirements are met: Everywhere Checking. A basic checking account with monthly fees that can be avoided with basic requirements. Everywhere Plus. This account provides all the basics of Everywhere Checking while also allowing you to earn interest on the money you save. No monthly fees as long as you meet certain requirements. Everywhere Premium. Reap all the benefits of Everywhere Plus while also getting free checks and an unlimited number of out-of-network ATM withdrawals with no First Bank fee. Avoid maintenance fees by meeting minimum guidelines. Campus Checking. This is a student checking account for enrolled college students under the age of 25. There are no minimum balance requirements. Senior Checking. Those over the age of 65 can enjoy free checks and no monthly fees by meeting basic requirements. Features of First Bank’s Hassle-Free Checking Accounts In addition to being able to avoid any monthly fees by meeting basic requirements, all five of our checking accounts include no fees for: Free online and mobile banking* Free online bill pay Free paper or electronic statements Visit a First Bank location near you to learn more about how to qualify for a hassle-free checking account with First Bank and start saving money today. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. ——— Sources: Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
Online Money Hacks – First Bank If you are active on social media, you’ve probably tried a “life hack” at some point. Life hacks are little things you can do to make your life easier. For example, tying a small piece of bright colored fabric to your luggage makes it easier to tell which bag at the airport. Life hacks are great, but do you know what’s even better? Money hacks! Money hacks not only make your life easier, they help you save your hard earned cash. Money Hacks Worth Trying Money hacks can be anything from saving your spare change in a piggy bank to skipping your morning Starbucks run and making coffee at home. Small money hacks will help you save a little bit of money, but if you’re looking to save in a big way, try these money hacks from Forbes and from your very own First Bank. Borrow against your home’s equity. This money hack is specifically for homeowners, but it’s useful to know if you are ever planning on buying a home. If you find yourself needing a personal loan for a large amount of money, it might be better to borrow money against your home’s equity. Since you already have been approved for a mortgage the loan application process will typically be easier. Another benefit is that interest payments on home equity lines of credit are typically tax-deductible, unlike interest paid on personal loans. Consult your tax advisor for details on the deductibility of interest. Pay insurance premiums once a year. You’re probably currently making monthly payments for policies like life insurance and auto insurance, but it isn’t required that you make your payments that way. You can opt to pay your insurance policy in one lump sum, which can save you money in the long run. Paying by the month may be convenient, but insurance companies typically charge a courtesy fee. Fun Tips to Save More Money Try a service contract. Instead of shelling out hundreds of dollars for a car or home repair, offset the costs by considering monthly payments for an auto warranty or home protection plan. Stay cool. Preserve the longevity of your batteries, hosiery, and candles by storing them in your freezer. Raise a glass to 3 min read
Get a Hassle-Free Checking Account with First Bank Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum requirements are met. Types of Hassle-Free Checking Accounts at First Bank All of our personal checking accounts feature free online and mobile banking, free online bill pay, and free eStatements or paper statements. Everywhere Checking: Rewards benefits when you use your eligible First Bank credit card. How to Keep It Fee Free™ Maintain a $600 minimum balance, or Maintain an average collected balance of $1,200, or Receive a direct deposit of any amount during the monthly statement cycle Everywhere Plus: All the benefits of Everywhere Checking, plus the chance to earn interest at a minimal balance requirement. How to Keep It Fee Free™ Maintain a $1,200 minimum balance, or Maintain an average collected balance of $2,400 Everywhere Premium: All the benefits of Everywhere Plus, plus no First Bank transaction fees on out-of-network ATM withdrawals, rewards benefits with eligible credit cards, and free member checks. How to Keep It Fee Free™ Maintain a $5,000 minimum balance, or Maintain an average collected balance of $10,000, or Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or $20,000 in outstanding personal loan or HELOC balances Campus Checking: No monthly maintenance fees and no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Earn cash back at hundreds of online retailers. Available to students ages 16-25. How to Keep It Fee Free™ Typically free for enrolled college or graduate students under the age of 25 Senior Checking: For seniors 55 and older. Rewards benefits when you use your eligible First Bank credit card. Free basic checks or 50% off other check designs. How to Keep It Fee Free™ Maintain a $600 minimum or $1,200 average balance, or Make a monthly direct deposit of $250 or more* Contact a First Bank Specialist Today Now that you know where to get a hassle-free checking account, Visit a First Bank branch to speak with one of our experts today and start saving. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee 3 min read
Highest Yield Savings Account A high yield savings account is a great way to grow your money over the long term. First Bank has several options for those searching for the highest yield savings account available to them. Read on to learn more about the best ways to save your money for the future. Save Your Hard-Earned Cash With A First Bank High Yield Savings Account First Bank offers high yield savings accounts that will help you save your hard earned cash, so you can spend it however you want to in the future. Our Money Market Account gives you access to your savings, while you earn interest at a higher rate than most other savings account options. Money Market Account benefits include: 6 free withdrawals per month* Interest-earning account access $1,000 minimum required to open account Free online and mobile banking* Easy money transfers Free eStatements or paper statements A certificate of deposit is also a good option for anyone looking for the highest yield savings account possible. If you do not need immediate access to your funds, a CD usually offers higher interest rates than savings and money market accounts. First Bank’s CDs are safe, FDIC-insured investments, and typically offer fixed interest rates. Learn More About High Yield Savings Accounts Today To learn more about the highest yield savings accounts in North Carolina and South Carolina, visit our website or stop by your local First Bank branch. ——— Sources: Investopedia: http://www.investopedia.com/articles/pf/09/high-yield-savings-account.asp *Withdrawal fee of $15 each after the first six free during the month. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you. *While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. 2 min read