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Best Small Business Bank – Albemarle, NC

Running A Business 2 min read

Ready to talk to an expert?

If you’re looking for the best small business bank in Albemarle, NC—the search stops with First Bank.

As a local bank, First Bank has a reputation for being an instrumental part of small businesses. Our proven history of small business lending combined with our variety of options for helping manage business funds makes First Bank the best small business bank in Albemarle and one of the best you’ll find anywhere.

Better Business Banking

First Bank offers top notch business features, such as:

  • Business loans
  • Commercial mortgages
  • Credit cards
  • Free financial wellness programs for your employees
  • Business savings accounts
  • Check fraud prevention and payment processing
  • SBA loans

Success Stories

Happy Kids Development Center, a childcare facility in Wilmington, NC, made the switch to First Bank for their banking needs. Happy Kids raves about First Bank’s top notch customer service, stating, “the word ‘no’ has not been built into their vocabulary.”

Contact or Visit Us Today

First Bank opened its doors for the first time just 20 miles from Albemarle in 1935 and began helping local farmers and small businesses manage their money in a time when every penny mattered. It is this foundation that has allowed First Bank to grow into the best small business bank that it is today.

Contact or visit one of our two Albemarle, NC locations to see how we can help your business thrive. 

Albemarle Eastgate Branch

Albemarle Highway 52 Branch

Loans subject to credit approval.

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What You Need to Open a Business Banking Account Once you’ve started a business, the money is going to be coming in. You will need a business banking account to keep finances in order and manage cash flow. But, before you head down to your local First Bank,* grab these key documents so your application goes smoothly. Bring These Documents to Open a Business Banking Account Every financial institution has a procedure for business owners who want to open a bank account. Because businesses make more withdrawals and deposits than the average customer, there are a few documents that a financial advisor will need to see during the application process. Business Licenses Bring along your official license to practice your profession or skill. This extends from everything from law to construction. If your license is in process, ask for an official document stating so from the licensing source. Registration of Business Before opening your business, you probably had to register with the city or state. Be sure to bring the official name and registration information along with you to the bank. This will improve your credibility during the application process. Documentation of Account Holders If your business banking account will be accessed by more than one person, thorough identification will be required of each party. For most applications, a driver’s license, passport or other government picture ID will suffice. It is helpful for all account owners to be present during the application process. Deposit Amount Business banking accounts usually require an initial deposit to be opened. Deposits should be made in cash or in money order form and should meet or exceed the minimum required. Once you have gathered the necessary documents and banknotes, you can arrive fully prepared for a business banking account application. Choosing a Business Banking Institution First Bank business banking solutions are designed for convenience and security. We offer a comprehensive range of business banking accounts designed to meet the unique needs of your company. Contact us today to learn more. *Member FDIC. ——— Sources: Business News Daily: http://www.businessnewsdaily.com/6477-business-bank-account-documentation.html 2 min read
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