Checking and Savings Account – Washington, NC

If you’re looking for a checking and savings account in Washington, North Carolina, there is one obvious solution: First Bank on West 15th Street.

With friendly service and flexible options—First Bank is Washington, North Carolina’s preferred choice of checking and savings accounts. Our convenient location offers five choices of personal checking accounts and six ways of saving money.

Checking and Savings Account Options in Washington, NC

First Bank’s slate of personal checking accounts is sure to meet the needs of every customer.

Our Everywhere Checking account provides the basics for everyday checking.
Earn some interest on your balance with Everywhere Plus.
College students can get an account catered to their needs with Campus Checking.
Our customers over the age of 55 will benefit from our Senior Checking account.

All of our personal checking accounts come with online and mobile banking, online bill pay and eStatements or paper statements.

Are you looking to put your money away somewhere safe? First Bank’s selection of savings accounts provide a warm nest for those eggs.

An Everywhere Savings account makes saving money simple.
MyFirst Savings gets children under the age of 18 started on their path to savings success.
Grow your savings with competitive rates in our long-term Money Market.
First Bank’s CDs typically offer fixed, guaranteed interest rates and flexible terms.
Start planning for retirement with our IRAs.
Be prepared for future healthcare expenses with First Bank’s Health Savings Account.

First Bank also offers three levels of business checking accounts in addition to three types of business savings accounts. Whatever your checking or savings needs, our Washington, NC associates will set you on your way. Use our account comparison chart to help you decide what’s right for you or visit us today!

Account service fees may apply as described in the Account Services Fee Schedule or at your local branch.

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Sources:
Investopedia: http://www.investopedia.com/terms/i/ira.asp?lgl=rira-layout

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Banks With Hassle-Free Checking Accounts If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina that offer banks with hassle-free checking accounts. Checking Accounts at First Bank Here’s a breakdown of First Bank’s five personal checking accounts and what makes them hassle-free: Everywhere Checking What it is: A no-frills account to give you exactly what you need and nothing you don’t. How it’s hassle-free: Maintain either a $600 minimum balance, a $1,200 average monthly balance or make a monthly direct deposit of any amount.* Everywhere Plus What it is: A simple checking account that accumulates interest. How it’s hassle-free: Keep a $1,200 balance or an average monthly balance of $2,400.* Everywhere Premium What it is: An upper-tier account that earns interest and features additional perks. How it’s hassle-free: Maintain either a $5,000 minimum balance, an average monthly balance of $10,000 or maintain $20,000 in personal deposits or outstanding personal loans or HELOC balances.* Campus Checking What it is: A checking account for college students or those about to go to college. How it’s hassle-free: No monthly maintenance fees or minimum balance requirement as long as the customer is under the age of 25. Senior Checking What it is: Checking account for individuals over the age of 55. How it’s hassle-free: Keep a $600 minimum or $1,200 average balance or make a direct deposit of $250 or more.* With our hassle-free checking accounts, you get online and mobile banking, paper or eStatements, online bill pay, and debit cards. You also gain access to account alerts so you can stay on top of your activity. Visit a First Bank Today Find a First Bank with hassle-free checking accounts nearest you and lose the stress today. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a 3 min read

Personal Loan Application – Apply for a Personal Loan When you need to apply for a personal loan, the application process shouldn’t be complicated. Avoid confusing and complicated personal loan applications at First Bank. Our application process is easy and simple. We have more than 100 locations in North Carolina and South Carolina, where you can apply for a personal loan that meets your needs. Applying For a Personal Loan is Easy at First Bank At First Bank, there are several personal loans you can apply for: A personal line of credit provides you with instant borrowing power. If you need to request cash, all you have to do is write a check. First Line is an unsecured personal loan, but in some cases qualified collateral may be required to secure your personal or commercial line. Home Equity Lines of Credit (HELOCs) are flexible options where you take out a loan using your accrued home equity as collateral. Auto loans from First Bank are offered at competitive rates. Get access to funds in as little as 24 hours and purchase the new car you’ve been wanting. Boat loans can take you one step closer to your next dream vacation. We provide loans with competitive, fixed rates and no prepayment penalty. First Bank Credit Card with Rewards First Bank also offers a Platinum Credit Card with Rewards that allows you to make everyday and monthly purchases in a convenient and secure way. With our credit card rewards program, you can earn points on every qualified purchase. Other benefits include: Online customer service 24-hour access Zero liability ID theft resolution Price protection MasterCard Global Service® Visit a First Bank Today To fill out a First Bank credit card or personal loan application, visit a branch near you. *Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. ——— Sources: Investopedia: http://www.investopedia.com/terms/z/zero-liability-policy.asp Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 2 min read

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Best Local Bank in North Carolina For a local bank in North Carolina that puts your financial goals first, check out your neighborhood First Bank. Named one of the Best Banks in North Carolina by Forbes, we’re small enough to know you like a neighbor, and large enough to provide financial services that fit your needs. We offer personal and business banking solutions with tons of savings options and a generous rewards program. Visit your local First Bank today for more information— more than 100 locations across the Carolinas. Financial Services Offered at First Bank At First Bank, we pride ourselves on being able to provide our customers a local, community-centric, banking experience. In fact, First Bank opened its first branch to help a local NC community that lost its only bank at the beginning of the Great Depression. We understand that the needs of the customers in various communities vary. That’s why we offer a variety of banking services at each of our locations, including: Checking accounts and savings accounts Debit and credit cards Personal loans and home equity lines of credit Business banking Treasury and merchant services Online and mobile banking, including mobile check deposit Mortgages, wealth management, and insurance Visit Your Local First Bank Today Come see why families and businesses have trusted us for years. To learn more about First Bank and why we are the best option for local banking, contact or visit us today. For more information on First Bank, see our articles on small banks near me, mortgage loan basics, and best mobile credit card processing service. ——— Securities and insurance products are offered through INFINEX INVESTMENTS INC., Member FINRA/SIPC. INFINEX INVESTMENTS INC. and FB Wealth Management, a division of First Bank, are not affiliated Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions and FB Wealth Management, a division of First Bank, are not affiliated. We do not provide tax advice. Consult your tax advisor. Investment and Insurance Products are: Not Guaranteed by the Bank Not FDIC Insured Not a Deposit Not Insured by Any Federal Government Agency May Lose Value including Loss of Principal Sources: Investopedia: http://www.investopedia.com/terms/m/mortgage.asp Troy, NC: http://troy.nc.us/ 2 min read

Checking and Savings Account – Washington, NC

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Checking and Savings Account Options in Washington, NC

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