Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Community Bank for Small Business

Running A Business 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to meet the needs of our customers, and today we are the top choice for businesses across North Carolina and South Carolina.

A Community Bank That Cares About Small Businesses

Not all businesses are the same, and we are a community bank with community values that strives to anticipate and meet your needs. Small business owners will find that we offer multiple banking options to fit their needs.

  • Banking: Our checking and savings accounts are designed to accommodate businesses at any level. They range from the most basic Business Essentials plan, to our most advanced Business Advantage Plus plan.
  • Online & Mobile Banking: A business account with First Bank gives you access to our free online and mobile banking services. Quickly and easily manage your funds from your computer or mobile device.
  • Loans & Credit: Whether you are just getting started or constructing your second office, we have options to fit your needs. We offer loans, mortgages, and lines of credit with flexible terms and competitive rates.
  • Merchant Services: With state-of-the-art transaction processing services, we make processing credit cards, debit cards, gift cards, and electronic checks easy for your business.
  • Treasury Services: From deposit services to payroll direct deposit, we offer a wide range of cash management services to enhance your business.
  • SBA Loans: This government-sponsored small business loan features flexible terms and competitive rates when traditional bank financing isn’t an option.

We are a community bank for small business owners, so we understand that growing a business takes work. FitSmallBusiness recently rated us as one of the best SBA lenders in the nation. Let us handle the money so you can get down to business. Click here to find a branch near you.

Account service fees may apply as described in the Account Services Fee Schedule or at your local branch.

Sources:

FitSmallBusiness.com:https://fitsmallbusiness.com/best-sba-lender/

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Social media types The 5 Types of Customers You’ll Meet on Social Media If you’re like many businesses, you probably use Facebook and Twitter to talk to your customers. But what happens when your customers use Facebook and Twitter to talk to your business? 3 min read
Small Business Bank – North Carolina First Bank has become the small business bank in North Carolina for owners across the state. We were named one of the best banks in North Carolina by Forbes. We provide the diverse selection of services you expect from a national bank, with the personalized care of a community bank. North Carolina’s Small Business Bank As a local bank with several locations in North Carolina, we go out of our way to lend a helping hand to small businesses. Here’s how we can serve your small business needs: Loans Business Loans: Receive a lump sum of cash to finance everything you need to get your business off and running. Use the money to buy vehicles, inventory, equipment, or supplies. Credit Line: Use a business line of credit to make purchases as needed. The flexibility of this loan allows you to borrow and repay regularly. Business Credit Card: Take advantage of low rates, no annual fees, and a rewards program for eligible cards to back your small business needs. Use the card as often as you wish. Commercial Mortgages: Finance your place of business with First Bank’s competitive lending. Consult with our commercial mortgage experts for market area expertise and industry knowledge. Construction Loans: Use this option to pay for new construction, remodeling, or expansion of your building. Business Checking and Savings Accounts We offer 5 business checking accounts, 3 business savings accounts, and a group banking account. Our checking accounts are: Business Essentials — Great for small businesses with basic banking needs. Business Interest — An interest-earning business checking account. Business Advantage — Good for established businesses with higher transaction volumes. Community Checking — Best for nonprofits and community organizations. Commercial Analysis — For business that need comprehensive management services. Our savings accounts are: Business Savings — A basic account with a low minimum balance. Money Market — Offers higher rates and a high level of liquidity. CDs — Offers a guaranteed return with a fixed rate and choice of terms. Our group banking account offers banking benefits for you and your coworkers, including: Free online and mobile banking* Credit and Debit Cards With a First Bank business debit or credit card you can enjoy many benefits, such as: Zero liability Worldwide acceptance Purchase assurance MasterCard Global 3 min read
Close up image of football with team in the background. Thinking of Sponsoring a Local Event? Event sponsorships can be great when they’re done for all the right reasons. But it helps to evaluate all of these opportunities and offers before making any commitments to move forward. 4 min read
Customer being shown flowers by an employee in a greenhouse Give Customers an Experience, See Retail Sales Grow Customers crave an experience, a sense of belonging, exceptional customer service, and brands that are in step with their passions, politics, and lifestyle. It’s what retail and marketing experts call “experiential retail.” 7 min read