[First Bank Webinar] Homebuyer Happy Hour

Homebuying 2 min read

Shot of an attractive young couple moving house

Are you a first-time home buyer unsure of the mortgage process or looking to refinance your current mortgage? Don’t miss our upcoming “Homebuyer Happy Hour”, happening on Thursday, January 16 from 6:30 pm to 7:30 pm. This special event is the first of many upcoming webinars hosted by First Bank that are designed to help you achieve your financial dreams.

First Bank Mortgage Resources

Ready to talk to an expert?

Find A Location Get In Touch

Event Details:

Date: Thursday, January 16, 2025
Time: 6:30 pm to 7:30 pm
Location: Zoom Webinar (link provided upon registration)

What to Expect:

Our First Bank mortgage experts will share general mortgage information along with how the mortgage application process works. Topics covered include:

General information: basic mortgage terms and definitions, documentation standards and income calculation
Mortgage application process: what to expect, how to prepare
Mortgage applicant qualification: loan to value, debt to income ratio and calculations, credit expectations

Meet our First Bank Experts:

Jarrod Burcham | Mortgage Loan Originator | Greensboro, NC

Jarrod pledges professional service and personal attention while finding the right mortgage that fits your needs. Whether you are looking to purchase your first home, build your next, refinance your current home, buy an investment property or purchase a vacation rental, Jarrod will guide you through the home loan process.

Monica Moses | Community Mortgage Officer | Apex, NC

As Community Mortgage Officer, Monica serves as a liaison for the mortgage loan originators regarding community outreach in underserved markets. One of her focuses is educating potential homeowners by participating in homebuyer workshops in low to moderate income areas. Monica’s role allows First Bank to build connections with minority realtors and builders while enhancing the visibility of our organization.

Registrations are now closed – stay tuned for the Q&As from our Homebuyer Happy Hour!

Our knowledgeable panel shared their experiences and provided actionable insights during our Homebuyer Happy Hour to help you make informed decisions about homebuying. We will be posting the Q&As from the session to view on our website soon so you won’t miss any valuable expert insights. Keep an eye on our website for updates, and feel free to reach out to one of our loan officers if you have any mortgage questions.

Ready to talk to an expert?

Find A Location Get In Touch

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

4 Common Costs Of Renovating An Older Home You’re on the market for your first home, and a great deal comes across on an older home. You love the potential it has, but then a question comes to mind: how much will it cost to renovate this house? 5 min read

Bank Owned Homes – Find Bank Owned Homes for Sale in Your Area If you’re in the market for a great deal on a home, a bank-owned home could be just the thing for you! With First Bank, you can easily search through a list of our bank-owned properties for sale. Bank-owned properties typically make great investments for first-time home buyers or for new business opportunities. Click here to see a list of First Bank’s available properties. About Bank Owned Homes (REO Properties) – Learn More Before You Buy A bank-owned home or real estate owned (REO) home is a home that has been foreclosed on be the mortgage lender. When you purchase a bank-owned property, you go directly through the bank, so you won’t have to deal with any homeowners. Once the mortgage lender or bank owns the property, they can evict the current residents, pay off any necessary tax liens, and make any necessary repairs. In today’s market, buying a home can be pretty expensive—especially when you add in extra costs and potential upgrades or home repairs—so if you are looking to purchase a home, but don’t have a lot of money to spend, a bank-owned home could be a good option. Bank-owned properties make great investments for first-time home buyers or anyone looking for new business opportunities. Advantages of Buying a Bank-Owned Home Bank-owned homes give real estate investors and homebuyers opportunities that are not available in the pre-foreclosure and auction phase of the foreclosure process. Some other advantages of buying bank-owned homes include: Bank-owned properties are typically cheaper than newer homes and often offer great terms like low down payments and low interest rates. Buying bank-owned homes can involve less risk and less competition than traditional markets. Bank-owned properties are typically clear of any liens against the property. The bank that owns the foreclosed property is usually the mortgage lender, so it might be easier to negotiate closing costs. Bank owned properties are typically vacant, which can save you from having to evict its current residents. For more information on bank owned homes, check out our article on how to shop for bank-owned properties. ——— Sources: Investopedia: http://www.investopedia.com/terms/f/foreclosure.asp Investopedia: http://www.investopedia.com/terms/t/taxlien.asp 2 min read

Couple smiling at each other carrying a moving box with boxes in the background

Your Mortgage Has Been Approved. Now Keep it That Way. Even though you’ve been approved, you still need to keep your financial situation in order. Here are a few critical pieces of advice to avoid any issues at closing. 3 min read

House model sitting on table with two people signing contracts in the background

A Primer on Investment Property Mortgages The idea of purchasing an investment property can be enticing. Before you jump in and become a landlord though, you should fully understand everything that is involved in qualifying for an investment property mortgage and owning an investment property. 3 min read