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Get a Hassle-Free Checking Account with First Bank

Personal Finances 3 min read

Ready to talk to an expert?

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum requirements are met.

Types of Hassle-Free Checking Accounts at First Bank

All of our personal checking accounts feature free online and mobile banking, free online bill pay, and free eStatements or paper statements.

Everywhere Checking:

Rewards benefits when you use your eligible First Bank credit card.

How to Keep It Fee Free™

  • Maintain a $600 minimum balance, or
  • Maintain an average collected balance of $1,200, or
  • Receive a direct deposit of any amount during the monthly statement cycle

Everywhere Plus:

All the benefits of Everywhere Checking, plus the chance to earn interest at a minimal balance requirement.

How to Keep It Fee Free™

  • Maintain a $1,200 minimum balance, or
  • Maintain an average collected balance of $2,400

Everywhere Premium:

All the benefits of Everywhere Plus, plus no First Bank transaction fees on out-of-network ATM withdrawals, rewards benefits with eligible credit cards, and free member checks.

How to Keep It Fee Free™

  • Maintain a $5,000 minimum balance, or
  • Maintain an average collected balance of $10,000, or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or
  • $20,000 in outstanding personal loan or HELOC balances

Campus Checking:

No monthly maintenance fees and no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Earn cash back at hundreds of online retailers. Available to students ages 16-25.

How to Keep It Fee Free™

Typically free for enrolled college or graduate students under the age of 25

Senior Checking:

For seniors 55 and older. Rewards benefits when you use your eligible First Bank credit card. Free basic checks or 50% off other check designs.

How to Keep It Fee Free™

  • Maintain a $600 minimum or $1,200 average balance, or
  • Make a monthly direct deposit of $250 or more*

Contact a First Bank Specialist Today

Now that you know where to get a hassle-free checking account, Visit a First Bank branch to speak with one of our experts today and start saving.


*Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

———

Sources:

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

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