Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Get a Hassle-Free Checking Account with First Bank

Personal Finances 3 min read

Ready to talk to an expert?

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum requirements are met.

Types of Hassle-Free Checking Accounts at First Bank

All of our personal checking accounts feature free online and mobile banking, free online bill pay, and free eStatements or paper statements.

Everywhere Checking:

Rewards benefits when you use your eligible First Bank credit card.

How to Keep It Fee Free™

  • Maintain a $600 minimum balance, or
  • Maintain an average collected balance of $1,200, or
  • Receive a direct deposit of any amount during the monthly statement cycle

Everywhere Plus:

All the benefits of Everywhere Checking, plus the chance to earn interest at a minimal balance requirement.

How to Keep It Fee Free™

  • Maintain a $1,200 minimum balance, or
  • Maintain an average collected balance of $2,400

Everywhere Premium:

All the benefits of Everywhere Plus, plus no First Bank transaction fees on out-of-network ATM withdrawals, rewards benefits with eligible credit cards, and free member checks.

How to Keep It Fee Free™

  • Maintain a $5,000 minimum balance, or
  • Maintain an average collected balance of $10,000, or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or
  • $20,000 in outstanding personal loan or HELOC balances

Campus Checking:

No monthly maintenance fees and no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Earn cash back at hundreds of online retailers. Available to students ages 16-25.

How to Keep It Fee Free™

Typically free for enrolled college or graduate students under the age of 25

Senior Checking:

For seniors 55 and older. Rewards benefits when you use your eligible First Bank credit card. Free basic checks or 50% off other check designs.

How to Keep It Fee Free™

  • Maintain a $600 minimum or $1,200 average balance, or
  • Make a monthly direct deposit of $250 or more*

Contact a First Bank Specialist Today

Now that you know where to get a hassle-free checking account, Visit a First Bank branch to speak with one of our experts today and start saving.


*Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

———

Sources:

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Saving for College – North Carolina Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200 colleges in North Carolina and with our numerous branch locations, First Bank helps students from across the state afford a college education. Save for College with First Bank First Bank offers several options for college saving for children in North Carolina. MyFirst Savings is a savings account for children under the age of 18. Set up the account when your child is young and begin funding it. You can deposit birthday money from relatives, inheritances or money your child earns from working a job in high school. The account earns interest on any balance so you’ll begin growing your money from day one. Everywhere Savings is a basic savings account that begins earning interest with any balance. Campus Checking is a convenient account for students heading into or already attending college, with no monthly fees*. Secured Card allows your student to start to safely build a credit history before going or while away at school. Our HELOC leverages the equity you have in your home for large purchases and can even be used for college tuition. Getting an early start is the key to saving up for college but it’s never too late to start. If you begin contributing to a savings account now, your child could have the necessary funds to get them through college. Student loan debt can be a long-term burden for you or your new college graduate. Begin building a bridge to your child’s future today with a savings account from a North Carolina First Bank. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of 3 min read
High Interest Checking Accounts – North Carolina A high interest checking account in North Carolina can offer a safe, steady solution for those who want to grow their money without much risk. At First Bank, we have several branches conveniently located across the state to help make high-interest checking accounts more accessible. Our Everywhere Plus account allows you to build interest on a minimal balance requirement and comes complete with: Free online and mobile banking. Free automated online bill payments. Free monthly statements delivered by paper or electronically. Free email, phone call or text message alerts to notify you of any account activity. The ability to avoid monthly maintenance fees by keeping a minimum or average collected balance. Looking for a High Interest Account with Benefits in North Carolina? If you’re looking for a high-interest checking account that offers even a little bit more, our Everywhere Premium account might be for you. With Everywhere Premium you’ll earn interest with a minimum balance requirement and benefit from all the perks of Everywhere Plus in addition to: No First Bank transaction fees at non-First Bank ATMs. Free member checks or 50% off of alternate designs and four free official checks per month. The ability to avoid monthly maintenance fees by maintaining certain monthly requirements. If you run a North Carolina business and you’re looking to build interest on your business funds, First Bank also has an interest-bearing business checking account. The account comes with all the features of Everywhere Plus and includes such business-friendly benefits as 250 free transactions per month and up to $10,000 in cash or coin deposits per month at no charge. High Interest Checking Accounts for NC Businesses First Bank also offers high-interest checking accounts for businesses. With our Business Interest account, you can make 250 transactions per month, earn rewards benefits with a First Bank credit card and enjoy free 24-hour telephone banking. With our Business Advantage Plus account, you get all of the benefits of Business Interest, as well as 500 free transactions per month and cash or coin deposits of up to $25,000 every month at no charge. Open a First Bank Checking Account Today To open a high interest checking account at First Bank, all you have to do is visit your nearest North 3 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.