Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Get Maximum Flexibility With a Small Business Credit Card

Many small business owners often find themselves managing their business operations, financials, customer service and more. First Bank wants to lessen your workload with a small business credit card to streamline your financials into one place.

A small business credit card not only allows you to establish good credit in your business’ name, but it also provides you with maximum flexibility for your business’ expenses. This flexibility stems from the ability to continue charging up to your credit limit in cases of larger purchases, as long as you repay your monthly bill. Having a specific business credit card also separates expenses for your personal card from those for your business when monthly bills arrive.

9 Benefits of a First Bank Credit Card for Your Small Business

At First Bank, we know flexibility is essential when it comes to running a small business so we made sure to create a small business credit card* that caters to the user’s financial freedom in a convenient and secure way. Let’s take a look at the benefits our First Bank Business World Elite credit card can provide you.

  • No annual fees. Yes, you read that right. No annual fees, whatsoever.
  • Earn rewards on your every day and monthly purchases. With our card, you can earn 1 point for every $1 spent on a qualified purchase. Calculate your points total with our rewards calculator.
  • Zero liability means you only pay for purchases you’ve authorized on your Mastercard® debit or credit card.
  • Other security benefits include protection in cases of employee misuse of charge privileges and fraudulent online use of your card information.
  • Extended warranties. Paying with your eligible Mastercard can double your manufacturer warranties up to one year.
  • Get coverage for items purchased with an eligible Mastercard that protects you if an item is damaged or stolen within 90 days of the purchase date.
  • Travel assistance. Traveling 50 miles or more? We’ve got you covered with numerous travel-related assistance services, including medical and legal referrals to help during an emergency.
  • Rental insurance that can provide you with reimbursement for physical damage to or theft of a rental vehicle.
  • Recover VAT (Value Added Taxes) expenses incurred by U.S. company employees during foreign business travel.

Visit Your Local First Bank Today

We’re committed to providing you with the best possible financing and credit option to help your business succeed. Visit one of our local branches to learn more about what benefits we can provide your small business today.

———

*See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

Sources:

Investopedia: http://www.investopedia.com/articles/pf/09/small-business-credit-cards.asp

Wall Street Journal: http://guides.wsj.com/small-business/funding/how-to-pick-a-credit-card-for-your-business/

Trending Topics

Banks in North Carolina

Did you know there are more than 100 First Bank locations in North Carolina? It’s true. You can find us in over 60 cities, mountains to coast. Did you know we’re one of the oldest banks in North Carolina? Yup,...

Loan for Small Business – Wilmington, NC

If you live in Wilmington, NC, and are looking for a small business loan, consider First Bank. We were recently rated one of the best in-state banks by Forbes. At First Bank, we are dedicated to providing small business...

What Are Commercial Loan Interest Rates?

Starting and running your own business takes hard work, time, and money. If you are an entrepreneur or a business leader in need of financial help, you are probably wondering about current commercial loan interest rates....

Loan for a Brewery – Asheville NC

Need a Loan for your Brewery in Asheville? Breweries have become a booming business across the state in recent years, particularly in Asheville. Between 2006 and 2013, the number of breweries in North Carolina skyrocketed...

Savings Account – South Carolina

If you live in South Carolina and are looking for a savings account, your local First Bank can help. We offer savings accounts to meet a variety of needs, and we are dedicated to helping you find the best...

Savings Account Interest Rates in South Carolina

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to...

Online Money Hacks – First Bank

If you are active on social media, you’ve probably tried a “life hack” at some point. Life hacks are little things you can do to make your life easier. For example, tying a small piece of bright...

Find the Best Savings Account Rates at First Bank in North Carolina

Finding the best savings account rates in North Carolina can be beneficial for many reasons. Whether you want to save money in the case of an emergency or start a fund for your child’s education, having the right...

Need Help Financing a Wedding in North Carolina?

If you need help financing a wedding in North Carolina, just seek out one of 100+ First Bank locations scattered from Asheville to Kill Devil Hills. We offer a variety of loans that can help you finance the wedding of...

What Are Mobile Merchant Services?

If you own a business, you know how essential technology is to making it run smoothly. You may have even asked the question, “What are mobile merchant services?” Read more to figure out what mobile merchant...