Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Get Maximum Flexibility With a Small Business Credit Card

Many small business owners often find themselves managing their business operations, financials, customer service and more. First Bank wants to lessen your workload with a small business credit card to streamline your financials into one place.

A small business credit card not only allows you to establish good credit in your business’ name, but it also provides you with maximum flexibility for your business’ expenses. This flexibility stems from the ability to continue charging up to your credit limit in cases of larger purchases, as long as you repay your monthly bill. Having a specific business credit card also separates expenses for your personal card from those for your business when monthly bills arrive.

9 Benefits of a First Bank Credit Card for Your Small Business

At First Bank, we know flexibility is essential when it comes to running a small business so we made sure to create a small business credit card* that caters to the user’s financial freedom in a convenient and secure way. Let’s take a look at the benefits our First Bank Business World Elite credit card can provide you.

  • No annual fees. Yes, you read that right. No annual fees, whatsoever.
  • Earn rewards on your every day and monthly purchases. With our card, you can earn 1 point for every $1 spent on a qualified purchase. Calculate your points total with our rewards calculator.
  • Zero liability means you only pay for purchases you’ve authorized on your Mastercard® debit or credit card.
  • Other security benefits include protection in cases of employee misuse of charge privileges and fraudulent online use of your card information.
  • Extended warranties. Paying with your eligible Mastercard can double your manufacturer warranties up to one year.
  • Get coverage for items purchased with an eligible Mastercard that protects you if an item is damaged or stolen within 90 days of the purchase date.
  • Travel assistance. Traveling 50 miles or more? We’ve got you covered with numerous travel-related assistance services, including medical and legal referrals to help during an emergency.
  • Rental insurance that can provide you with reimbursement for physical damage to or theft of a rental vehicle.
  • Recover VAT (Value Added Taxes) expenses incurred by U.S. company employees during foreign business travel.

Visit Your Local First Bank Today

We’re committed to providing you with the best possible financing and credit option to help your business succeed. Visit one of our local branches to learn more about what benefits we can provide your small business today.

———

*See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

Sources:

Investopedia: http://www.investopedia.com/articles/pf/09/small-business-credit-cards.asp

Wall Street Journal: http://guides.wsj.com/small-business/funding/how-to-pick-a-credit-card-for-your-business/

Trending Topics

What Are 15 Year Mortgage Rates?

What are 15-year mortgage rates? It seems like a long time doesn’t it? But when you really think about it, 15 years is nothing. Think of all the things you’ve done, the places you’ve been and the people...

Your Community Bank – Asheville NC

At First Bank, we believe that part of being your community bank in Asheville, NC, means offering services that meet the needs of everyone. From checking and savings accounts to mortgages and personal loans, First Bank...

Compare Checking Accounts at North Carolina Banks

You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the account that offers the most...

Budgeting Tips for Newlyweds

Work together to spend less, save more, and secure your financial future.

Loan for a Brewery – Asheville NC

Need a Loan for your Brewery in Asheville? Breweries have become a booming business across the state in recent years, particularly in Asheville. Between 2006 and 2013, the number of breweries in North Carolina skyrocketed...

Looking for Banks With Mobile Deposit in Salisbury, NC?

No need to worry about making it to the bank before the doors close to deposit a check. If you have a bank with easy mobile deposit services such as First Bank in Salisbury, North Carolina, you can make the deposit...

Banks With Mobile Service In Sanford, NC

Mobile banking makes check deposits and other basic banking transactions convenient. In Sanford, NC, First Bank offers our customers a full suite of online and mobile banking capabilities. Mobile Services at First Bank...

6 Steps to Starting a Small Business in North Carolina

First, you had an idea for a small business. Now, you want to set that idea in motion. If you are looking to start a small business in North Carolina, here are the first steps you can take to make your idea a profitable...

What Are 20-Year Mortgage Rates?

There are various factors to consider when purchasing a home, including how to finance it. Some consumers may opt for a mortgage with a shorter term while others find it beneficial to extend the mortgage. It may be...

Bank Accounts for North Carolina Businesses

If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed for success. Financial Services...