Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Looking for Banks With Mobile Deposit in Salisbury, NC?

Personal Finances 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

No need to worry about making it to the bank before the doors close to deposit a check. If you have a bank with easy mobile deposit services such as First Bank in Salisbury, North Carolina, you can make the deposit from your phone at any time of day or night.

What Is Mobile Deposit?

First Banks allows you to deposit a check using your smart phone or tablet. No need to visit your local branch during business hours. Mobile deposit lets you deposit your checks at the most convenient time for you.

How It Works

Simply download First Bank’s mobile banking app from your smart phone’s app store, snap a photo of the front and back of your check, and submit. That’s it!

If you make a mobile deposit before 6 PM on a business day, you should see your funds in your account the very next day.

Is First Bank’s mobile deposit feature secure?

Yes. All of your sensitive information is encrypted and your check images are not stored on your device. On top of that, First Bank employs a top-notch security process to monitor incoming deposits, and insures the deposits made to your account.

Is there a limit to how much money I can mobile deposit?

Yes, but exact amounts vary by account type:

Personal Account

Monthly limit: $10,000

Per item limit: $5,000

Business Account

Monthly limit: $10,000

Per item limit: $5,000

You can get more information about mobile deposit limits here.

If you are looking for a bank with mobile deposit abilities, check out the First Bank in Salisbury, NC. Our friendly associates will help you set it up, and your phone will handle everything else!

———

Sources:

Investopedia: http://www.investopedia.com/terms/f/fdic.asp

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Image for tile. Three Tips to Building Your Emergency Savings Trying to stay on top of your finances and budgeting for monthly expenses can be stressful, especially when unexpected car repairs, job related issues, or natural disasters occur. We want to make sure that you are fully prepared in case any unexpected life altering events happen and fortunately there’s a way you can do so. Starting to build your emergency savings can help you when you find yourself in a bind. Emergency savings, or an emergency fund, allows you to build a savings buffer, so that you do not have to worry about how to pay for unforeseen financial emergencies. If you don’t know where to start with saving for emergencies, here are a few tips to help get you started. Create a budget. Creating a budget helps you estimate how much you are spending. You can adjust a budget to show how much you are spending on a monthly or weekly basis. This helps you visualize where your money is going and how much of your income you have left over after paying bills. Having a budget can also help you determine wants vs. needs. Determining needs over wants can free up more money from things that aren’t necessities. Determine how much to put into your emergency savings. Money experts recommend having three to six months’ worth of expenses saved in your emergency savings. However, once a budget has been created and you see how much extra income you have, you can decide how much is reasonable to put into an emergency fund. Don’t be discouraged if it seems like you aren’t saving enough initially. Everyone’s situation may vary and as you become more comfortable saving, adjustments can be made. Determine where to keep your emergency fund. Figuring out where to keep your emergency savings is completely up to you, but make sure to keep it in a place that is easily accessible. A few options for savings are a savings account, checking account, or certificate of deposit. No matter which option you choose, we have associates ready and available to help get you started. Find your local branch today and start getting your savings in order. Want to continue learning how to make your money go further? Take 3 min read
tools in a line Which Renovations Give You the Most Bang for Your Buck? A home renovation can make your house more comfortable and efficient. Despite what you might see on HGTV, though, renovating isn’t easy, and you won’t always make big bucks when it’s time to sell your home. 1 min read
Personal Finance Tips for Beginners Reading personal finance tips is a great way to start thinking about your budget and saving for the future. If you’re just beginning to think about your financial future and retirement, there are a number of things you should consider. Check out these tips and start saving today! Money-Saving Tips from the Experts Not sure where to start? Here are some personal finance tips for beginners: Pay Attention to Interest Rates — Pay off high-interest loans first, so that you’re not paying more than necessary in the long run. Also, open a savings account with the best interest rate, and make your money work for you. Create a Budget — Look at all your monthly expenses and divide them into needs vs. wants. Determine what you can do without, but don’t cut out all of the fun things you enjoy. It’s important to leave yourself some room for a concert or dinner out every now and then. However, you can probably cut out recurring things that aren’t essential and can be quite expensive, such as cable or a gym membership. Set Aside a Reasonable Percentage for Savings — Financial experts recommend allocating 20% of your income towards savings. You can do this by following the famous 50/20/30 rule of budgeting. If you can follow this rule, you’ll be able to build an emergency fund, pay off your consumer debts, and kickstart a retirement savings. Create Financial Goals — When do you want to have your credit card debt paid off? How much will you need to pay per month to reach that goal? Having clear financial goals will keep you motivated and hold you accountable to proactively paying off your debts. This also applies to saving a certain amount each month towards your retirement goal. Always Match Your Company’s Contribution to Your 401k/IRA — If your company is willing to match your contribution, take full advantage of it. You’ll thank yourself when you’re able to retire later in life. Need Help Managing Your Personal Finances? For more information and tips on managing your personal finances, contact an advisor at your local First Bank* branch. Together, we’ll help you reach your financial goals. 2 min read
Life Hacks to Save Money 10 “Life Hacks” That Will Save You Money View our list of 10 small things you can do to help yourself cut costs and get the most out of your purchases. 3 min read
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.