Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Business Loan Rates – Wilmington, NC

Running A Business 2 min read

Ready to talk to an expert?

If you are thinking about starting a small business in Wilmington, NC, you have probably researched small business loan rates in the area. The charming historic riverfront, beautiful local beaches, and thriving business community make this city an ideal location for anyone looking to start their own business. First Bank offers some of the most competitive small business loan rates in Wilmington.

Small Business Loan Rates with First Bank

With First Bank, you can spend less time worrying about your finances and more time focusing on your business. Our business loans immediately provide you with cash for long-term financing so you can make smart business decisions quickly without worrying about money.

Small Business Loan Rates - Wilmington NC

In addition to our business loans, First Bank offers credit cards, lines of credit, and commercial mortgages. Whether you are looking to expand your current business or start a new one, we have loan options to meet your needs.

  • Business credit cards— Our Mastercard Business Card With Rewards features great benefits for registered users and zero liability. All with no annual fee.
  • Lines of credit— We offer lines of credit so you can access funds quickly and easily. Expand your business, buy new equipment, or refinance as soon as you need to.
  • Commercial mortgages— First Bank provides competitive pricing on a variety of commercial mortgage products. Our commercial mortgages are tailored to meet your needs.
  • Construction loans— Whether you are expanding your business or starting from the ground up, First Bank offers construction loans to help you realize your dreams.
  • SBA loans—  This type of business loan can be the right solution when traditional options aren’t the right fit for your business.

First Bank offers competitive rates on all of our business loans, but rates can vary depending on a variety of factors, so it is important to speak to a loan officer near you to find out current rates. Visit a Wilmington, NC First Bank branch near you and find out why we were named the Community Bank of the Year.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Where to Get Physician Mortgage Loans If you’re a business-minded professional looking for a mortgage loan with a competitive rate, you’re in luck. First Bank is pleased to be the place to secure physician mortgage loans. We offer professional mortgage loans for physicians, dentists, optometrists, Pharm.D pharmacists, ophthalmologists, podiatrists, osteopathologists, and veterinarians. What is a Physician Mortgage Loan? Physician mortgage loans are home loans that are designed to meet the needs of physicians that are just starting out. New physicians typically graduate college with a substantial amount of student loan debt, making it hard for them to qualify for loans. Physician mortgage loans are typically easier to qualify for because the lender takes into consideration the amount of money a physician will make once he or she graduates. Professional Mortgage Loans from First Bank First Bank offers professional mortgage loans for physicians looking to purchase a primary homes, details include: No mortgage insurance required No down payment required Prepay your loan under no penalty Seller contributions or gift funds of up to 3% of the purchase price may be used for closing costs Maximum of 100% loan-to-value for purchase of primary home For more information on physician mortgage loans, talk with with a First Bank mortgage loan officer. Physician Mortgage Loans — Apply Today First Bank offers two convenient ways for physicians to get mortgage loans. You can use our online application to apply for a loan. That means you don’t have to leave your own home to apply for a professional loan. Just gather your financial and property information and easily complete the application. Or visit one of our 100 plus locations throughout the Carolinas. Loans subject to credit approval. ———- Sources: NY Times: http://www.nytimes.com/2014/10/12/realestate/mortgages-for-physicians.html?_r=0 Investopedia: http://www.investopedia.com/terms/a/amortization.asp 2 min read
Image for tile. Southern Supreme Fruitcakes & More – Garage Startup to Global Distributer "I don't like Fruitcake" Not a fan of fruitcake? Neither was Berta Lou Scott until she perfected her version in the 1980s. Her Southern Supreme Fruitcakes have been converting fruitcake foes to fans ever since. Visit the Southern Supreme Fruitcake Online Store A Sweet Success Story Berta Lou Scott’s fruitcake started as Christmas gifts for her friends, family, and clients in their hometown of Bear Creek, NC. Mrs. Scott’s baked goods were always sought after throughout the holidays, but her fruitcake especially garnered attention for its ability to change the minds of those who claim to not like fruitcake. As demand for her fruitcakes increased Mrs. Scott’s late husband, Hoyt Scott, took out a small business loan to increase their production capacity. The Scott family tells their First Bank story like this: “It all started around 1989 when our father/father-in-law “Hoyt Scott” wanted to take out a small business loan. At that time Mr. Jimmie Garner was who we went to see. The story that Hoyt liked to tell was, “I didn’t know who the bigger fool was: the man who wanted to borrow the money to start a Fruitcake business or the man who would loan him the money.” That is what started our relationship with First Bank.” As it turns out they weren’t fools after all. Jimmie Garner went on to become the CEO of First Bank and Hoyt Scott (along with his family) grew Southern Supreme Fruitcakes from their garage to a 40,000 square foot manufacturing, distribution and retail operation where they attract thousands of tourists each year and ship their products globally.   Play Not your typical Fruitcake  Two big differences set Berta Lou Scott’s fruitcake apart from the rest. Her recipe favors nuts over candied fruit, and her method of slow baking and stirring the dough as it bakes keeps the cakes from becoming dry. In fact, Southern Supreme Fruitcakes will stay fresh and moist without refrigeration for 6 months to a year. This unique baking method has posed a unique set of challenges that the Scott Family has overcome with hard work and ingenuity – something that is on display throughout their manufacturing facility. Thousands of guests tour their kitchen yearly to get a first-hand view of the one-of-a-kind operation which involves a rotating oven that allows trays of dough to move from baking to hand-stirring every 15 minutes until complete. Teams of seasonal workers begin fruitcake production in August and at the height of the Christmas ordering season, they will slowly bake and stir over 3,000 pounds of fruitcake per day. Watch this video to see their kitchen in action > 4 min read
Commercial Financing Finding the right commercial financing is easier said than done. If you’re starting a business or trying to grow, finding the right option can be a tough task. Learn more about different commercial financing options and how First Bank can help. Commercial Financing Questions and Options While finding commercial financing can be critical to business development, navigating the process is never easy. Understanding your financing options can be the difference between success or stagnation. Whether it’s knowing how much to borrow or finding a good rate, few business owners can do it alone. There are a range of products for business owners to get capital. Here are some options you will find at First Bank: Lines of Credit First Bank offers several different lines of credit for small business owners. Whatever your needs, you’ll find the flexibility to access your money both quickly and conveniently. And the good news is, once your credit line is repaid, you can reuse it as needed to keep pace as business opportunities arise. SBA Loans Perfect for small business owners, SBA loans are government sponsored. This can help people get started when traditional commercial financing isn’t an option. Learn more about First Bank SBA and how we help small businesses. Loans for Construction Whether you’re building, remodeling, or expanding your space, we can help you find a solution. First Bank’s financing specialists help connect builders and borrowers with the loans they need to get the job done. Business and Commercial Loans Business owners are able to quickly enhance their financing with First Bank’s competitive loans and mortgages. If you’re financing small items or need real estate expertise, these are the best options for you. Find a First Bank Branch Near You We take pride in getting small businesses the financing they need to be successful. Whether you’re just starting up or are looking to grow, we can find the money you need so you can spend time building your business. Get started today by finding a First Bank branch near you! Loans Subject To Approval 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.