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Locations
473 Carolina Way
Highlands, NC 28741
P: 828‑526‑3000
F: 828‑526‑0358
  1. Monday
    9am - 5pm
  2. Tuesday
    9am - 5pm
  3. Wednesday
    9am - 5pm
  4. Thursday
    9am - 5pm
  5. Friday
    9am - 5pm
  6. Branch ATM accepts deposits.
  7. Location has a drive-thru.
  8. Write a review of this branch.
First Bank branch sign.

Welcome to First Bank Highlands, NC!

We are pleased to be the community bank of choice for Highlands, NC. Here you’ll find straightforward advice from our local financial experts and sophisticated financial products to keep your accounts on the right track. We offer personal banking, business banking, digital and mobile banking, mortgage loans, business loans, and wealth management services.

At First Bank, we offer the same services as the big banks, but with personalized service from bankers who know your name and live in your neighborhood.

  • Deposits and Other Transactions
  • Commercial Loan Advisors
  • Business Solution and Treasury Specialists
  • Home Loan Professionals Available by Appointment
Headshots of various people with a power icon.

We believe in the
power of people.

Together with our customers, we’re
creating a world where individuals
and communities thrive.
Discover Our Initiatives

Featured Articles

Banking on Business: Webinar Replay, Recap & Takeaways

Our recent webinar was an engaging roundtable that brought together financial experts and community business leaders to discuss essential strategies for business growth and financial management. Moderated by Joe Diggs, SBA...

Mobile Check Deposits from Anywhere

Before mobile phones and tablets, checks had to be cashed in person or by mail. Now, mobile check deposits allows you to deposit your checks from anywhere, so long as your mobile device has Internet or cellular service....

FinCEN BOI Reporting: What’s Required & Resources

The U.S. Department of Treasury's Financial Crimes Enforcement Network (FinCEN) now requires certain newly-formed and start-up businesses to report their Beneficial Ownership Information (BOI). Here are a few helpful tips...

Small Business Startup Loans – South Carolina

Building a successful business takes passion, hard work, and dedication, but you shouldn’t have to do it all on your own. With First Bank’s small business startup loans, you can get the funds you need to build and grow a...

Ways to protect yourself against check fraud

Check fraud is on the rise. Here’s what you can do. These days fraud is everywhere, and fraudster methods are always evolving. A growing number of methods are targeting your checkbook. Did you know that checks are...

Tips for Buying a Mountain Home

From the Smoky Mountains to the Uwharries, it’s hard to find anyone in our area who hasn’t vacationed in a mountain home with friends or family at least once. Living near the beautiful Appalachians, who could blame them?...

Where to Get Mobile Payroll Solutions

In today’s on-the-go world, you can do just about anything from a mobile phone, tablet or laptop. If you run a business in this tech-driven environment and have employees to pay, you might be wondering where to get mobile...

6 Ways to Boost Morale (and Your Bottom Line) in the Office

If you want to keep your productivity high and your turnover low, you need to keep your team happy.

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your Platinum Rewards Mastercard® or Mastercard® Business Card...

Stay Scam-Smart: Secure Holiday Shopping Tips for Fraud-Free Festivities!

The holiday season is a time of joy, celebration, and unfortunately, increased risk of fraud. Check out these tips and reminders to help ensure your celebrations remain blissfully fraud-free.