Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Business Bank – North Carolina

First Bank has become the small business bank in North Carolina for owners across the state. We were named one of the best banks in North Carolina by Forbes. We provide the diverse selection of services you expect from a national bank, with the personalized care of a community bank.

North Carolina’s Small Business Bank

As a local bank with several locations in North Carolina, we go out of our way to lend a helping hand to small businesses. Here’s how we can serve your small business needs:

Loans

  • Business Loans: Receive a lump sum of cash to finance everything you need to get your business off and running. Use the money to buy vehicles, inventory, equipment, or supplies.
  • Credit Line: Use a business line of credit to make purchases as needed. The flexibility of this loan allows you to borrow and repay regularly.
  • Business Credit Card: Take advantage of low rates, no annual fees, and a rewards program for registered cards to back your small business needs. Use the card as often as you wish.
  • Commercial Mortgages: Finance your place of business with First Bank’s competitive lending. Consult with our commercial mortgage experts for market area expertise and industry knowledge.
  • Construction Loans: Use this option to pay for new construction, remodeling, or expansion of your building.

Small Business Bank - North Carolina

Business Checking and Savings Accounts

We offer 5 business checking accounts, 3 business savings accounts, and a group banking account.

Our checking accounts are:

Our savings accounts are:

  • Business Savings — A basic account with a low minimum balance.
  • Money Market — Offers higher rates and a high level of liquidity.
  • CDs — Offers a guaranteed return with a fixed rate and choice of terms.

Our group banking account offers banking benefits for you and your coworkers, including:

  • Free online and mobile banking*
  • Free Mastercard® debit card with rewards program*

Credit and Debit Cards

With a First Bank business debit or credit card, you can earn rewards points for purchases and enjoy many other benefits, such as:

  • Zero liability
  • Worldwide acceptance
  • Purchase assurance
  • MasterCard Global Service®

Other Business Services

Merchant services. Easily accept and process credit and debit cards, checks, and gift cards from your customers.

Treasury services. Let First Bank handle your payroll processing, deposit services, and receivables.

Online and mobile banking. Small business owners work long hours and with our online and mobile banking, so do we. Access your account and make transactions at any time from any location.

Visit First Bank Today

First Bank opened its doors right here in North Carolina in 1935 to help local farmers and small businesses manage their money during difficult economic times. This vision has continued for nearly 85 years since as we continue to operate as a leading small business bank in North Carolina.

See how First Bank can be your small business bank in North Carolina.


While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.Requires free enrollment in each program. Rewards are based upon qualifying purchases as defined in the terms of each program. For additional information, see our website at One Rewards Program. See our Terms and Conditions for complete details on our One Rewards Program. Loans subject to credit approval.

Trending Topics

Finding the Best Personal Loans in Asheville, NC

Personal loans can help you pay for home improvements, weddings, medical bills, and many other large expenses. Consolidating debt is another reason to seek a loan. If you’re in need of money—for any reason—you can apply...

Saving for College – North Carolina

Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200...

Bank Accounts for Businesses in South Carolina

Do you own a South Carolina business? Are you looking to start one? There are a number of reasons why South Carolina is a great state to do business. And First Bank* is here to provide the bank accounts, tools and services...

How Much Should I Have in Savings at Age 35?

How much money should you have in your savings account at the age of 35? It largely depends on when you started saving, your income and lifestyle, and whether you carry consumer debt. Savings for Adults in Their...

Checking Account Offers in South Carolina

If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to accounts with tons...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

Small Business Payroll Services

If you’re like many small business owners, it’s likely that you wear many hats and are always on the go. From managing to accounting, there are multiple tasks you have to manage each day. Simplify your to-do list with...

Best Savings Account for Kids – Asheville, NC

If you have kids, one of the most valuable lessons you could teach them is the value of a dollar. But just like anything else, you don’t want to settle for just any old savings account. You want the best savings account...

Mobile Check Deposits from Anywhere

Before mobile phones and tablets, checks had to be cashed in person or by mail. Now, mobile check deposits allows you to deposit your checks from anywhere, so long as your mobile device has Internet or cellular service....

The Best Personal Banking Services for You

Finding the best personal banking services for your financial needs doesn’t need to be difficult. The factors that go into evaluating available options can include convenience, fees, and interest rates. It’s essential for...