Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Business Bank – North Carolina

First Bank has become the small business bank in North Carolina for owners across the state. We were named one of the best banks in North Carolina by Forbes. We provide the diverse selection of services you expect from a national bank, with the personalized care of a community bank.

North Carolina’s Small Business Bank

As a local bank with several locations in North Carolina, we go out of our way to lend a helping hand to small businesses. Here’s how we can serve your small business needs:

Loans

  • Business Loans: Receive a lump sum of cash to finance everything you need to get your business off and running. Use the money to buy vehicles, inventory, equipment, or supplies.
  • Credit Line: Use a business line of credit to make purchases as needed. The flexibility of this loan allows you to borrow and repay regularly.
  • Business Credit Card: Take advantage of low rates, no annual fees, and a rewards program for registered cards to back your small business needs. Use the card as often as you wish.
  • Commercial Mortgages: Finance your place of business with First Bank’s competitive lending. Consult with our commercial mortgage experts for market area expertise and industry knowledge.
  • Construction Loans: Use this option to pay for new construction, remodeling, or expansion of your building.

Small Business Bank - North Carolina

Business Checking and Savings Accounts

We offer 5 business checking accounts, 3 business savings accounts, and a group banking account.

Our checking accounts are:

Our savings accounts are:

  • Business Savings — A basic account with a low minimum balance.
  • Money Market — Offers higher rates and a high level of liquidity.
  • CDs — Offers a guaranteed return with a fixed rate and choice of terms.

Our group banking account offers banking benefits for you and your coworkers, including:

  • Free online and mobile banking*
  • Free use of Cashpoints® ATM network*
  • Free Mastercard® debit card with rewards program*

Credit and Debit Cards

With a First Bank business debit or credit card, you can earn rewards points for purchases and enjoy many other benefits, such as:

  • Zero liability
  • Worldwide acceptance
  • Free ATM network
  • Purchase assurance
  • MasterCard Global Service®

Other Business Services

Merchant services. Easily accept and process credit and debit cards, checks, and gift cards from your customers.

Treasury services. Let First Bank handle your payroll processing, deposit services, and receivables.

Online and mobile banking. Small business owners work long hours and with our online and mobile banking, so do we. Access your account and make transactions at any time from any location.

Visit First Bank Today

First Bank opened its doors right here in North Carolina in 1935 to help local farmers and small businesses manage their money during difficult economic times. This vision has continued for nearly 85 years since as we continue to operate as a leading small business bank in North Carolina.

See how First Bank can be your small business bank in North Carolina.


While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Requires free enrollment in each program. Rewards are based upon qualifying purchases as defined in the terms of each program. For additional information, see our website at One Rewards ProgramFree ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

Trending Topics

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage...

Current 30 Year Mortgage Rates – South Carolina

If you’re looking for current mortgage rates in SC, it’s a great time to buy! In a recent survey conducted by GoBankingRates, the state ranked 27th in the nation for the lowest average home mortgage. The study...

Bank Accounts for Businesses in South Carolina

Do you own a South Carolina business? Are you looking to start one? There are a number of reasons why South Carolina is a great state to do business. And First Bank* is here to provide the bank accounts, tools and services...

Best Small Business Bank – Florence, SC

Florence, South Carolina boasts one of the best business climates in the southeast. The city of Florence is bustling with shops, restaurants, festivals, farmers markets, and much more. If you’re looking for a great...

Remodeling Loan in Aberdeen, NC

If you live in Aberdeen, NC, and are tired of your floors, kitchen counters, or anything else in your home, consider a remodeling loan from First Bank. First Bank offers a variety of personal loan options that can help you...

Bank Accounts for North Carolina Businesses

If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed for success. Financial Services...

Small Business Startup Loans in North Carolina

If you have a good idea and a little bit of business savvy, a small business startup loan can serve as the cornerstone to your fortune. Whether it’s a traditional business loan, credit line, commercial mortgage,...

Banks in Florence, SC

If you’re looking for banks in Florence, SC, there are plenty of options to choose from. You can count on First Bank for all your banking and financial needs. We have two convenient Florence...

How To Make A Budget

The best way to save money and gain control over your finances is to make a budget. Follow these simple steps to make a budget that will save you money and bring you peace of mind about your spending. Making a Budget...

Education Savings Account – North Carolina

College is expensive. The cost of tuition, housing, books, food, and transportation starts to add up. The cost of going to college has gone up by over 400% since the 1970s. The average college student’s debt is...