Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Business Interest Checking

Modern businesses need flexible banking and to be rewarded for their growth. First Bank gives you both.

The business checking account that pays.

When you maintain a minimum account balance with your Business Interest account, you earn. It’s as simple as that. Interest-earning accounts and hundreds of no-fee transactions give growing businesses an advantage in a competitive market.

Perfect for you if:
  • You are a small to mid-sized business.
  • You want to get more out of your banking experience.
  • You can maintain $2,000 in your checking account.

Account Features

  • 250 free transactions per month1
  • Up to $10,000 cash or coin/currency deposits at no charge2
  • Interest paid if minimum balance maintained
  • Free digital banking3
  • Free 24-hour telephone banking
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network4
  • Rewards with your First Bank debit or credit card5
  • Online bill pay

Account Fees

You can easily avoid the $15 maintenance fee by meeting the following requirement during the statement cycle6:

  • Maintain a $2,000 minimum balance. or
  • Maintain an average collected balance of $4,000
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
A business debit card with rewards.
Get more back for your business with 24/7 service and constant rewards, just for keeping your cash flow flexible.
See The Card
  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 250 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  5. When you enroll in the One Rewards Program.
  6. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Trending Topics

Checking and Savings Account – Jacksonville, NC

A checking and savings account can help you balance your budget, accrue interest and save for the future. With our convenient locations in Jacksonville, NC, First Bank can help you get there. We offer five different types...

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank debit or credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your First Bank Debit, Platinum or World Business...

Best Stress-Free Checking Accounts in Jacksonville, NC

A bank’s objective is to relieve you of the stress associated with managing your money. But sometimes, people can feel like their bank is only adding more stress by making customers jump through hoops just to keep their...

High Yield Savings Account – Lillington, NC

When the unexpected happens, it can help to have a little extra money put away. If you aren’t prepared, unexpected medical bills, job loss, or repairs can put a dent into your bank account and cause financial stress. First...

Checking Account Offers – Asheville, NC

If you live in Asheville and want to open a checking account, visit your local First Bank. We offer checking accounts for individuals and business owners looking to open an account with a bank that values what they need....

Banks With Mobile Service In Sanford, NC

Mobile banking makes check deposits and other basic banking transactions convenient. In Sanford, NC, First Bank offers our customers a full suite of online and mobile banking capabilities. Mobile Services at First Bank...

5 Ways to Get the Lowest Mortgage Rates

If you are looking for some of the lowest mortgage rates in North Carolina or South Carolina, First Bank might be able to help. Choosing a mortgage option can be one of the most confusing aspects of the home purchasing...

Compare First Time Mortgage Rates with First Bank

When you’re ready to buy a house, it’s easy to get caught up in all of the excitement of shopping and forget about the financial aspect. Once you’ve found the perfect house, the first thing you may be...

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to...

Small Business Line of Credit

Obtaining a line of credit for your small business can help your entrepreneurial spirit take the company to the next level. This line of credit can be a more affordable option than a business loan because you only pay...