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Certificates of Deposit (CDs)

Enjoy higher rates when you save for the long run.

Let your excess cash earn more.

Great rates and a range of flexible terms

If you do not need immediate access to your funds, a CD typically offers higher rates than savings and money market accounts—the longer the term, the higher the interest.

A First Bank CD is also a safe, FDIC-insured investment, typically offering guaranteed fixed interest rates. A minimum deposit of $1,000 is required to open this account.


CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.