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Something special is on the way! is getting a whole new look on May 1, with great features that make everything easier to find. We can’t wait to show you what we’ve been working on.

Business Essentials Checking

Ideal for small businesses.

Grow your business with everyday banking services.

With First Bank’s basic checking account, grow your small business and access robust online and mobile banking services.

Use up to 250 free transactions per month and up to $10,000 cash deposits at no charge to keep your business running.


Simplicity, value and convenience for newer businesses

  • 250 free transactions per month1
  • Up to $10,000 cash or coin/currency deposits at no charge2
  • Online and mobile banking3
  • Free 24-hour telephone banking
  • Free eStatements or paper statements
  • Free CashPoints® ATM network4
  • Cash Rewards with your First Bank debit or credit card5
  • Online bill pay

  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 250 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  5. When you enroll in the One Rewards Program.
Keep it Fee Free

You can easily avoid the $10 maintenance fee by meeting the following requirement during the statement cycle:

  • Maintain a $1,000 minimum balance, OR
  • Maintain an average collected balance of $2,000

Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
How to Open

Open at your local First Bank branch

You can quickly and easily open an account at your local First Bank.