High Interest Savings Accounts: Save More – First Bank Jacksonville, NC

Thinking about saving for the future? Now is a great time to start. First Bank in Jacksonville, North Carolina has high interest savings account options for everyone, and we offer competitive rates and flexible terms on all of them.

High interest savings accounts enable you to save money and earn interest at a higher rate than some other accounts. If you do not need immediate access to your funds, you should consider a certificate of deposit (CD) for your high interest savings account. CDs allow you to invest money and earn interest at an higher rate than our savings and money market accounts. At First Bank, our CDs are FDIC-insured, and only require a $1000 initial deposit to open.

Other Interesting Earning Savings Accounts Offered At First Bank

In addition to CDs, First Bank offers the following savings accounts. Each account features free online and mobile banking, free online bill pay, and free paper or eStatements.

Everywhere Savings*

$50 minimum required to open account
No minimum balance required to earn interest
2 free withdrawals per month

MyFirst Savings*

For children under 18
$10 minimum to open account
No minimum balance to earn interest

Money Market*

Long-term, high-yield account
$1000 initial deposit to open

First Bank also offers IRAs and Health Savings Accounts (HSA). We also provide high interest savings account options for businesses. If you own a business in Jacksonville, NC, start saving for the future and consider opening a business savings account at First Bank.

Visit the Jacksonville, NC branch nearest you to find out more about First Bank’s high interest savings accounts and start saving today!

Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal.

———-

Sources:

Investopedia: http://www.investopedia.com/terms/i/ira.asp?lgl=rira-layout

Investopedia: http://www.investopedia.com/terms/h/hsa.asp

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

7 Tips to Help You Protect Your Identity To help protect you from fraudsters, we’ve compiled this list of handy tips. 4 min read

What is Phone Spoofing? False Caller ID Information What is Phone Spoofing? Phone spoofing is when scammers manipulate caller ID to make it appear as though they are calling from a local number, a trusted business, or even a government agency. This deception is used to trick you into answering the call and engaging with them, often leading to financial fraud or identity theft. How to Spot a Spoofing Scam Scammers use various techniques to gain your trust or create panic. Here are some red flags to watch out for: Unexpected calls or texts from familiar-looking numbers – Just because a number appears local doesn’t mean it is. Requests for personal or financial information – No legitimate organization will call or text and ask for your Social Security number, account details, or passwords. Pressure to make immediate payments – Scammers often try to create urgency, threatening legal action or service disconnection if you don’t pay immediately. Automated messages asking you to press a button – This is often a tactic to confirm your number is active, leading to more scam calls. How to Protect Yourself The good news is there are steps you can take to avoid becoming a victim of spoofing scams: Don’t answer calls or texts from unknown numbers – If the call is important, the caller will leave a message. Hang up immediately – If you answer and realize it’s a scam, don’t engage. Just hang up. Verify the caller’s identity – If a caller claims to be from a trusted organization, hang up and call the company directly using a verified number from their official website or a recent bill. Make sure you manually enter the correct phone number, don’t trust your caller ID incase the number was spoofed. Be skeptical of unexpected requests – Whether it’s an offer that sounds too good to be true or a demand for urgent payment, always be cautious. Avoid sharing personal information – Never provide sensitive details over the phone unless you are 100% sure of the caller’s legitimacy. Use call-blocking tools – Many phone carriers offer services to help block suspected spam and scam calls. Report suspicious calls – You can report spoofing scams to law enforcement, the Federal Communications Commission (FCC) at fcc.gov/spoofing, or the Federal Trade Commission (FTC) at reportfraud.ftc.gov. Report suspicious texts – You can report spam text messages to your wireless provider by forwarding it to 7726 (SPAM). This helps your wireless provider spot and block similar messages in the future. Use these links for instructions on how to forward a text message: iPhone instructions or Android instructions Stay Aware, Stay Safe At First Bank, we prioritize your security and want to help you stay informed about potential scams. By staying aware and taking preventive measures, you can protect yourself from fraudsters and keep your personal information secure. 3 min read

Give Thanks for These 5 Thanksgiving Savings Tips Thanksgiving is in just a few weeks, but it's not too early to start shopping for the best deals on food, decorations, and beverages. If you're hosting a house full of friends and family, you don't have to spend a fortune to enjoy the holiday. 2 min read

Budgeting 101: Personal Budget Categories When it comes to creating a personal budget, it can feel like there are a million financial categories to consider. In order to create a successful budget, everything should be accounted for, from large expenses like your mortgage and car payment to smaller expenses like your gym membership and Netflix subscription. A list of recommended personal budget categories is a great place to start when creating a budget. Here are two ways you can get the most out of the list: Go through the list and check off each category that applies to you, then add those categories/items to your personal budget spreadsheet. Create a comprehensive list of everything you spend each month, then go through the categories list to see if there is anything you might have forgotten and need to add to you personal budget spreadsheet. Recommended Budgeting Categories Consider including these categories when you create your own budget: Housing Mortgage or rent Property taxes Household repairs HOA fees Transportation Car payment Car warranty Gas Tires Maintenance and oil changes Parking fees Repairs Registration and DMV Fees Food Groceries Restaurants Pet food Utilities Electricity Water Garbage Phones Cable Internet Clothing Adults’ clothing Adults’ shoes Children’s clothing Children’s shoes Medical/Healthcare Primary care Dental care Specialty care (dermatologists, orthodontics, optometrists, etc.) Urgent care Medications Medical devices Insurance Health insurance Homeowner’s or renter’s insurance Home warranty or protection plan Auto insurance Life insurance Disability insurance Household Items/Supplies Toiletries Laundry detergent Dishwasher detergent Cleaning supplies Tools Personal Gym memberships Haircuts Salon services Cosmetics (like makeup or services like laser hair removal) Babysitter Subscriptions Debt Personal loans Student loans Credit cards Retirement Financial planning Investing Education Children’s college Your college School supplies Books Savings Emergency fund Big purchases like a new mattress or laptop Other savings Gifts/Donations Birthday Anniversary Wedding Christmas Special occasion Charities Entertainment Alcohol and/or bars Games Movies Concerts Vacations Subscriptions (Netflix, Amazon, Hulu, etc.) Get Professional Personal Finance Advice Give First Bank’s free MyMoney tool in online and mobile banking a try to get started on your budget or to calculate your net worth. If you need guidance from a professional when creating your budget, find a First Bank near you. You can also learn more about different types of banking services, personal budgeting, saving money, investing and more using First Bank’s online Financial 2 min read

High Interest Savings Accounts: Save More – First Bank Jacksonville, NC

Ready to talk to an expert?

Other Interesting Earning Savings Accounts Offered At First Bank

Ready to talk to an expert?

You may be interested in...