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South Carolina Business Banking Experts
The insight and solutions you need to start or grow your business in the Carolinas.
Schedule an appointment with a Business Development Officer today.
Carolina business banking since 1935
Local-first banking products and services for small, mid-size and enterprise businesses across the Carolinas.
Business Accounts Designed for Growth
You’re going to love what comes with your First Bank business checking account. We pride ourselves on offering a wide range of business banking accounts. Not sure where to start? Stop by your local South Carolina First Bank branch and meet with a banker or use this online tool to compare our different checking and savings account options.
118 branches and over 1,200 employees across North and South Carolina.
We’re an independent, full-service community bank that’s been trusted for generations. If you’re intentional about shopping local, consider the benefits of banking local too.
Best Employer, Top Performing Bank, Top Civic-Minded Organization
We are so honored to be voted and rated the best. We will continue to lead by example and strive to do even better. We prioritize making a positive impact on our people, our communities, and beyond.
Bank accounts are only the beginning.
We offer comprehensive business solutions designed to make your business finances easier to manage.
Mastercard Business Card with Rewards
Earn 1.25 points for every $1 spent on qualified purchases1
Our Mastercard Business Card with Rewards was designed to benefit busy business owners like you. Capture expense details for easy accounting and tracking, enjoy a $0 annual fee, and earn rewards that can be redeemed for cash back to maximize every business expense.1
Detect and prevent check fraud faster.
Catch unauthorized transactions before they go through.
Positive Pay is an automated fraud detection tool that identifies unauthorized transactions before final payment, so you can feel secure about money coming out of your accounts.
Accept cards and streamline your payment processing operations.
Terminals, point-of-sale, mobile processing, and more.
Ask your banker about our convenient, safe, and affordable card processing services. Our solutions enable your business to accept credit cards, debit cards, electronic checks, gift cards, and other payment options—all at competitive rates.
You work hard – paychecks should be easy.
Payroll direct deposit, payroll cards, gift cards.
First Bank payroll services are perfect for business owners or executives who want to manage payroll online and want to reduce time spent on payroll.
Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
* This offer is for new cardholders only and expires June 30, 2024. First Bank credit cards have no Balance Transfer and no Annual Fee.
- See our Terms and Conditions for complete details on our rewards programs. ®2024 MasterCard. MasterCard, Debit MasterCard, and the MasterCard brand marks are trademarks of MasterCard International Incorporated.
- See our Disclosure Summary for complete details on rates and fees.
- Cellphone Protection provides secondary coverage up to $600. Subject to limitations and exclusions. See policy terms for complete details here.