Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Business Advantage Checking

Build a stronger business with an account. Earn credits on your account balance to offset service fees.

Business is booming — keep it that way.

First Bank knows what it takes to keep established and growing businesses running smoothly. That’s why we offer 500 free transactions per month and large no‑charge currency or coin deposits for companies that need their banking to keep up.

Perfect for you if:
  • You have an established business.
  • You have large transaction volumes.
  • You want easy ways to maintain high cash flow.

Account Features

  • 500 free transactions per month1
  • Up to $25,000 cash or coin/currency deposits at no charge2
  • Free digital banking3
  • Free 24-hour telephone banking
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network4
  • Rewards with your First Bank debit or credit card5
  • Online bill pay

Account Fees

You can easily avoid the $25 maintenance fee by meeting the following requirement during the statement cycle6:

  • Maintain a $3,000 minimum balance,or
  • Maintain an average collected balance of $6,000,or
  • Maintain a combined balance of $50,000 in personal or business deposits, or
  • Outstanding personal loan, HELOC, or business loan balances7
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
A business debit card with rewards.
Get more back for your business with 24/7 service and constant rewards, just for keeping your cash flow flexible.
See The Card
  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 500 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  5. When you enroll in the One Rewards Program.
  6. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
  7. Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.

Trending Topics

Small Business Loan Requirements in Asheville, NC

Did you know that loan approval rates at small banks have increased in recent months? As you’re looking into small business loan requirements in Asheville, NC, consider a community bank like First Bank. Common Requirements...

Get Stress-Free Banking in NC with a Savings Account at First Bank

We can likely agree that complicated savings accounts aren’t fun to deal with. Hidden costs and technicalities can cause unwanted anxiety and stress. That’s why First Bank has a number of stress-free savings accounts in...

FHA Loans 101: 3 Major Requirements

If you have a strong understanding of the FHA loan requirements, you’ll experience a quicker and smoother loan application process. FHA loans provide homebuyers of all income levels the opportunity to purchase a home with...

Workers’ Compensation Insurance 101

If you’re starting a business and are unsure of the purpose of workers’ compensation insurance or how to acquire it, then you’ve come to the right place. This kind of state-mandated insurance covers “medical and...

Where to Get Physician Mortgage Loans

If you’re a business-minded professional looking for a mortgage loan with a competitive rate, you’re in luck. First Bank is pleased to be the place to secure physician mortgage loans. We offer professional mortgage loans...

Find Small Business Loans in South Carolina

It can be hard finding the right small business loans in South Carolina, especially when you’re looking for a new bank. At First Bank, we’re have six convenient locations across South Carolina to provide the best in small...

Credit Cards for Small Business – South Carolina

First Bank is rooted in our dedication to small businesses and offering credit cards for your business is one way we can help. With six locations in South Carolina, First Bank is there to back all of your small business...

What Are Mobile Merchant Services?

If you own a business, you know how essential technology is to making it run smoothly. You may have even asked the question, “What are mobile merchant services?” Read more to figure out what mobile merchant services are...

Where to Get Commercial Mortgage Rates

Location, location, location. The value of location is just as important for commercial success as it is for where to get commercial mortgage rates. The wrong rates can lead your business off the beaten path while...

Home Mortgage Calculator from First Bank

A home mortgage calculator can help you determine your monthly mortgage payments. This will help you financially prepare for that future purchase, whether you are a first-time homebuyer or seeking a vacation home. You can...