Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

When your business needs funds to grow, First Bank has the answer.

With flexible terms and competitive rates, we offer the financing you need to be successful in today’s competitive business world.

Perfect for you if:
  • You run an expanding business.
  • You want to finance a big investment.
  • Your business is changing its financial structure.

Business credit cards with rewards

First Bank’s Mastercard Business Card with Rewards offers lower rates, no annual fee, rewards benefits and is a great expense management tool for your business.

Get the Card

Lines of credit

Designed to meet the unique needs of businesses like yours, our lines of credit gives you the flexibility to access cash for any business purpose quickly and conveniently. Take advantage of business opportunities as they arise as you can repay and reuse your credit line as needed, and streamline expense tracking by keeping your business and personal expenses separate. To learn more or to begin the application process, complete the form below.


Business loans

Infuse your business with an immediate lump-sum of cash for long-term financing. Put funds to work quickly and easily, so you can expand your business, finance new equipment and vehicles, or refinance debt.

Sign up for a free business consultation by filling in the form below, or visiting a local branch.

SBA loans

A government-sponsored loan from the Small Business Administration (SBA) can help you grow your small business when traditional bank financing may not be an option. We have SBA associates who are familiar with niche industries, and they can help you explore the flexible terms and competitive rates of an SBA loan.

Explore Today


Commercial mortgages

First Bank is a commercial lender and provides competitive pricing on a wide variety of commercial mortgage products. Our dedicated staff of commercial real-estate specialists offer industry knowledge and market area expertise, and can help structure a loan that meets your needs.

To learn more or to begin the application process, complete the form below.

Calculate Your Loan

Ready Reserve

A convenient safeguard that’s easy to use and easy to appreciate.

In the event that your checking account does not have sufficient funds to cover a check, First Bank will automatically transfer funds into your checking account from your overdraft line of credit, helping you avoid costly NSF or Overdraft fees.

Eliminate the worry and hassle of an overdraft – stop by your local branch to learn more.

At First Bank, I’ve found a team who is equipped to service my personal, business and nonprofit banking needs. Having all my accounts in one place, and working with folks who live in the same town, adds up to the best banking experience I’ve ever had.

– Keith Moneymaker, President & Founder of Dreams 4 All Foundation, and Sweet Dreams Mattresses
Ready to get started?
How we work
Together
At First Bank, you’ll enjoy one-on-one attention and comprehensive support from our entire team of business experts. You aren’t just another number in a database — you’re a partner. You’ll also learn firsthand how powerful an independent bank can be — capable of delivering everything big banks can, without being a big bank.
Let’s have a conversation

*Loans are subject to credit approval.

Trending Topics

Banks in Florence, SC

If you’re looking for banks in Florence, SC, there are plenty of options to choose from. You can count on First Bank for all your banking and financial needs. We have two convenient Florence branches located on West Evans...

Mastercard Business Card with Rewards

Business owners use credit cards to pay for most business expenses. It’s important to have a business credit card that enables you to get the most out of your money. Discover your credit card options at First Bank.

How to Save for Periods Without a Paycheck

Did you know that two out of five wage and salary earners over the age of 15 know their schedule less than one month in advance? If that sounds like you, or if you're a teacher on a 10-month pay cycle, try this calculator...

First Bank: Financing Loans for Businesses

Choosing a bank to finance the right loan for your business is a critical decision. There are loans that cater to the established business looking to expand, and there are loans for the entrepreneur just getting started....

Commercial Loan Payment Calculator

Are you interested in obtaining a commercial mortgage? A commercial loan calculator* can help determine your monthly payments. This is important because purchasing a location for your business is significant and requires a...

Need Help Financing a Wedding in North Carolina?

If you need help financing a wedding in North Carolina, just seek out one of 100+ First Bank locations scattered from Asheville to Kill Devil Hills. We offer a variety of loans that can help you finance the wedding of your...

The Benefits of Checking Accounts with Online Access

Out of all the factors that tend to influence our decisions regarding financial management, levels of convenience tend to play a heavier role than others. For that reason, online tools, such as access to checking accounts...

HSA Rules and Regulations You Should Know

If you have a high-deductible health insurance plan, a Health Savings Account (HSA) can help you save for future medical expenses. Health Savings Accounts were established by the federal government as part of the Medicare...

Do You Need Help Financing Your Wedding? First Bank Can Help!

A wedding is a beautiful day filled with love and commitment. Many consider it the biggest day of their lives. It’s a day you’ll spend months planning for and the rest of your life remembering. It’s also a day you could...

6 Steps to Starting a Small Business in North Carolina

First, you had an idea for a small business. Now, you want to set that idea in motion. If you are looking to start a small business in North Carolina, here are the first steps you can take to make your idea a profitable...