Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Business Savings

Put the cash in your business to work.

Save for a rainy day. Earn every day.

We make it easy for businesses to save with an account that earns interest on every dime, with no minimum. Let us help you get the basics covered so you can work with confidence.

Perfect for you if:
  • You own a business with basic savings needs.
  • You move cash in and out of savings often.
  • You want a long-term financial wellness plan.

Account Features

  • 2 withdrawals free per month1
  • Interest-earning account access
  • $50 minimum required to open account
  • Free digital banking2
  • Free eStatements or paper statements
  • Free direct deposit

Account Fees

You can easily avoid the $4 maintenance fee by meeting the following requirement during the statement cycle3:

  • Maintain a $300 minimum daily balance
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
  1. Savings account customers can make two (2) free withdrawals per month. There is a $2 fee for each additional withdrawal. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.
  2. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  3. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Trending Topics

Balance Transfer Calculator

If your current credit card isn’t meeting all of your needs, consider switching to a First Bank credit card. First Bank now offers the option to transfer your balance from…

Best Bank for Checking Account – Jacksonville, NC

If you're looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank's located on New Bridge Street and Western Blvd. Behind…

Earn More with Interest-Bearing Checking Accounts

An interest-bearing checking account offers the interest accumulation of savings accounts with the withdrawal and check-writing ease of checking accounts. This best-of-both-worlds combination allows bank customers to accrue some interest on their…

Small Business Loan Rates in North Carolina

For competitive small business loan rates* in North Carolina, stop by your local First Bank branch to compare loans with flexible terms and highly competitive rates. We make borrowing money…

Mortgage Q&A: What Are Current FHA Rates?

What are FHA mortgage rates? They’re the rates associated with an FHA mortgage. FHA mortgage rates will vary based on a number of factors. There’re fixed rates and adjustable rates,…

Highest Yield Savings Account – Asheboro, NC

For customers who do not need immediate access to their funds, a Certificate of Deposit, or CD, is one of the highest yield savings accounts offered at First Bank in…

Where to Get Physician Mortgage Loans

If you’re a business minded professional looking for a mortgage loan with a competitive rate, you’re in luck. First Bank is pleased to be the place to secure physician mortgage…

Banks That Offer Personal Loans – North Carolina

Have you been looking for a bank that offers personal loans in North Carolina? Are you tired of sifting through endless search results only to be disappointed by your options?…

Small Business Startup Loans in North Carolina

If you have a good idea and a little bit of business savvy, a small business startup loan can serve as the cornerstone to your fortune. Whether it’s a traditional business…

Get a Hassle-Free Checking Account with First Bank

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees…