Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Business Savings

Put the cash in your business to work.
Many chair in an office lobby

Save for a rainy day. Earn every day.

We make it easy for businesses to save with an account that earns interest on every dime, with no minimum. Let us help you get the basics covered so you can work with confidence.

Perfect for you if:
  • You own a business with basic savings needs.
  • You move cash in and out of savings often.
  • You want a long-term financial wellness plan.

Account Features

  • 2 withdrawals free per month1
  • Interest-earning account access
  • $50 minimum required to open account
  • Free digital banking2
  • Free eStatements or paper statements
  • Free direct deposit

Account Fees

You can easily avoid the $4 maintenance fee by meeting the following requirement during the statement cycle3:

  • Maintain a $300 minimum daily balance
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
  1. Savings account customers can make two (2) free withdrawals per month. There is a $2 fee for each additional withdrawal. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.
  2. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  3. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Featured Articles

High Yield Savings Account – Lillington, NC

When the unexpected happens, it can help to have a little extra money put away. If you aren’t prepared, unexpected medical bills, job loss, or repairs can put a dent into your bank account and cause financial stress. First...

Online Money Hacks – First Bank

If you are active on social media, you’ve probably tried a “life hack” at some point. Life hacks are little things you can do to make your life easier. For example, tying a small piece of bright colored fabric to your...

Mastercard Bank

First Bank offers Mastercard debit and credit cards for individuals and businesses who want to get the most out of their card. With a Mastercard credit or debit from First Bank, you’ll enjoy all of the benefits Mastercard...

Best Business Checking Account – Jacksonville NC

Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with a trip to one...

Best Bank for Checking Account – Jacksonville, NC

If you’re looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank’s located on New Bridge Street and Western Blvd. Behind the diversity, convenience and flexibility of...

4 Reasons Why the First Bank Mastercard Business Credit Card is Good for Business

Running a business is no easy task, and managing your finances should be simple and efficient. That’s why First Bank offers its Mastercard Business Card with Rewards—a credit card designed to help business owners...

Best Business Checking Accounts in Asheville, NC

If you own a business, or are looking to start one, you might be worrying about where to put your money, among other things—don’t worry, we understand. At First Bank¹, we are dedicated to helping local businesses...

List of Banks Headquartered in North Carolina

The fact that North Carolina is home to a large number of banks might surprise you. Over the years, the Tar Heel state has become a hub for banks of all sizes. Many community banks, like First Bank,* are headquartered in...

Loan For a New Roof – Asheville NC

Looking for a loan for a new roof in Asheville, NC? A new roof can be a costly expense for a home or business and you may need to find alternative ways to pay for such a project. If you’re in need of a loan for a new roof,...

Best Personal Loan Rates in North Carolina

If you live in North Carolina and are looking for a personal loan, your local First Bank can help. We have over 100 locations in North Carolina that offer highly competitive personal loan rates. We make choosing a personal...