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SBA Refinancing

Reduce your business’s debt.
Find An Expert
A woman's hands point at charts on a print out and laptop

Get better terms on what you owe.

Our SBA loan experts can evaluate your loan to help you find the best path forward.

Perfect for you if:
  • You want to consolidate existing debt
  • You have new financing needs
  • You’re okay extending the terms of your loan

Benefits of Refinancing

  • Eliminate a future balloon payment
  • Free up capital for other uses, like hiring more staff
  • Save cash for mission-critical uses

Eligibility

  • Have an outstanding loan and payments have been current for the previous 12 months
  • Have debt structured with a demand note or balloon payments
  • Have debt with high interest rate costs or that was incurred for eligible business-related expenses

Gather what you need to start the process.

Copies of note(s) or applicable loan documents for debt being refinanced
Copies of 12-month payment history to applicable creditors for the debt
Copy of security agreement for debts being refinanced

Ready to get started?

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Talk With Your First Bank SBA Expert

Build your business with our trusted expertise.
Get Started

Approved to offer SBA loan products under SBA’s Preferred Lender programs. Loans subject to credit approval.

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