Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Business

We help you establish your financial foundation, so you can focus your time on what you do best.

Meet ZOE

ZOE was founded in response to the humanitarian crisis of orphans left in the wake of the HIV/AIDS pandemic in Africa. Today, the nonprofit teaches vital life skills and provides a supportive community for more than 40,000 orphans and vulnerable children in seven countries.

Challenges Encountered

  • Transferring funds internationally
  • Accepting donations in foreign currencies
  • Operating remotely from locations around the world
Solutions provided:
  • Bill Pay
  • Digital Banking
  • Remote Deposit Capture
  • International Wire Transfers
  • Electronic Payments
  • Check and ACH Positive Pay

ZOE’s First Bank experience.

The chief operating officer, Randy Wiersma, shared ZOE’s unique challenges and how First Bank helps the organization overcome them.

What are the major challenges ZOE faces?

As a multi-national 501c3, we receive donations from around the globe and have to be able to transfer significant funds internationally. This can be a huge issue if we don’t have a financial partner that is reliable, understands our specific needs and is committed to our work. First Bank has done an excellent job filling that role.

What brought you to First Bank?

Recently we had the opportunity to establish ourselves independently, so we investigated our banking options. After reaching out to several banks, First Bank had the most compelling proposal and we’re thrilled to be working with the team.

How has First Bank helped ZOE overcome challenges?

When we were under a previous account, we couldn’t easily accept donations. Now that we are working with First Bank and have our own accounts, our donors can easily send us funds that support our programs and empower orphans.

We are thankful for First Bank’s quick response time and local focus, as well as their ability to help us meet our goals and grow. I would recommend First Bank to any organization in the Carolinas.

Randy Wiersma, Chief Operating Officer

Find services rightsized for your business.

Make your life easier with financial services and products that fit your needs.
We specialize in your business.
Whether you’re a startup or big business, First Bank offers solutions perfectly suited to your financial needs. See how we can support your business goals.
Find Out More
Ready to get started?
How we work
Together
At First Bank, you’ll enjoy one-on-one attention and comprehensive support from our entire team of business experts. You aren’t just another number in a database — you’re a partner. You’ll also learn firsthand how powerful an independent bank can be — capable of delivering everything big banks can, without being a big bank.
Let’s have a conversation

Trending Topics

Personal Finance Tips for Beginners

Reading personal finance tips is a great way to start thinking about your budget and saving for the future. If you’re just beginning to think about your financial future and retirement, there are a number of things you...

Breathe Easy with Affordable Small Business Loan Rates in Albemarle, NC

First Bank has remained committed to helping small businesses and communities flourish since we opened our doors in 1935. Our dedication to providing a robust package of banking solutions with a personalized touch is why...

3 Tips for Saving Money in Your 20s

Saving money in your 20s may seem like an impossible task, but did you know that your 20s is actually prime time to start setting money aside for you future? If you’re wondering how to save money in your 20s, follow these...

Best Checking Account Rates In Albemarle, NC

If you live in Albemarle, NC, you can enjoy some of the best checking account rates in the state by banking with First Bank. We have two branches in Albemarle located on Highway 52 North and East Main Street, and we are...

5 Mortgage Tips to Help You Get the Best Deal

Applying for a home loan can be a confusing and sometimes frustrating experience for prospective home buyers, but it doesn’t have to be. By keeping these mortgage tips in mind, you can make the home-buying process easier...

Small Business Startup Loans in North Carolina

If you have a good idea and a little bit of business savvy, a small business startup loan can serve as the cornerstone to your fortune. Whether it’s a traditional business loan, credit line, commercial mortgage,...

A Checking Account Comparison Worth Your Time

Contrary to popular belief, not every checking account is the same. That’s why First Bank has five options to ensure there’s one to fit your specific needs. Review our checking account comparison below to find your perfect...

Best Savings Account – North Carolina

Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is...

Small Business Loan Rates in North Carolina

For competitive small business loan rates* in North Carolina, stop by your local First Bank branch to compare loans with flexible terms and highly competitive rates. We make borrowing money for your business easy and...

Small Business Loans – Albemarle, NC

If you are thinking about opening a small business in Albemarle, North Carolina, First Bank can provide you with a small business loan to get you started. Albemarle offers lower utility rates, real estate, construction...