Personal Loan Application – Apply for a Personal Loan

When you need to apply for a personal loan, the application process shouldn’t be complicated. Avoid confusing and complicated personal loan applications at First Bank. Our application process is easy and simple. We have more than 100 locations in North Carolina and South Carolina, where you can apply for a personal loan that meets your needs.

Applying For a Personal Loan is Easy at First Bank

At First Bank, there are several personal loans you can apply for:

A personal line of credit provides you with instant borrowing power. If you need to request cash, all you have to do is write a check. First Line is an unsecured personal loan, but in some cases qualified collateral may be required to secure your personal or commercial line.
Home Equity Lines of Credit (HELOCs) are flexible options where you take out a loan using your accrued home equity as collateral.
Auto loans from First Bank are offered at competitive rates. Get access to funds in as little as 24 hours and purchase the new car you’ve been wanting.
Boat loans can take you one step closer to your next dream vacation. We provide loans with competitive, fixed rates and no prepayment penalty.

Personal Loan Application

First Bank Credit Card with Rewards

First Bank also offers a Platinum Credit Card with Rewards that allows you to make everyday and monthly purchases in a convenient and secure way. With our credit card rewards program, you can earn points on every qualified purchase.

Other benefits include:

Online customer service
24-hour access
Zero liability
ID theft resolution
Price protection
MasterCard Global Service®

Visit a First Bank Today

To fill out a First Bank credit card or personal loan application, visit a branch near you.

*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

———

Sources:

Investopedia: http://www.investopedia.com/terms/z/zero-liability-policy.asp

Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Base of golf club next to ball with feet in the background

Save Some Green on the Greens: Cost-Cutting Tips for Golfers Whether you’re the next Arnold Palmer or just a weekend duffer, there are plenty of ways to save money on the course. 3 min read

You’re Upside Down . . . Now What? A look at one of the least appealing sides of home ownership—being “upside down.” 2 min read

HSA Rules and Regulations You Should Know If you have a high-deductible health insurance plan, a Health Savings Account (HSA) can help you save for future medical expenses. Health Savings Accounts were established by the federal government as part of the Medicare Prescription Drug, Improvement, and Modernization Act. Like any federal program, HSAs have rules you must follow in order to qualify, make contributions to your account, and withdraw your funds. HSA Rules and Regulations Rules for Qualifying According to federal guidelines, in order to qualify for an HSA, you: Must be covered under a high deductible health plan (HDHP) on the first day of the month Have no other health coverage (some exceptions apply) Are not enrolled in Medicare Cannot be claimed as a dependent on someone else’s prior year tax return Rules for Making Contributions Each year the IRS determines the amount that you, your employer, or anyone else can contribute to your HSA. Determine current contribution limits on the IRS website. Rules for Using Your Savings You can use the money in your HSA account for qualified medical expenses determined by the IRS. Typically, HSAs are used for treatments, prevention and diagnosis of conditions and diseases. HSAs at First Bank* A First Bank Health Savings Account provides you a tax-free distribution from your account any time you need to pay for medical expenses.** First Bank HSAs also come with online banking and bill pay to help you manage your account, and you can access your funds from anywhere with our HSA-specific debit card and checks. Other benefits include: Tax deduction for contributions even if deductions are not itemized Contributions made by employer may be excluded from gross income Contributions accumulate until used Tax free earnings HSA may be transferred or rolled over to another HSA Complete IRS reporting available FDIC insured To learn more about HSA rules and sign up for an account today, visit a First Bank branch near you. *Member FDIC. **Qualified medical expenses, as explained in IRS Pub. 502, include amounts paid for doctors’ fees, prescription medicines, and necessary hospital services not paid for by insurance. Qualified medical expenses may be incurred by you, your spouse, or your dependents. To be eligible for a HSA account, you must you must be 3 min read

Teach Teens to Save: Banking Tips For A Financial Future We know learning may look a little different these days, so we’ve put together a guide to help boost your teen’s knowledge of banking. In this guide, you and your teen will find information on: Working their way around a check – Yes, they still exist! Setting up a financial future – Start sooner than later. Life hacks on saving time and money – Who wouldn’t want that? Get your teen thinking about their financial future, and download this free guide today! For additional resources, check out these interactive courses on Starting Out, Financial Basics, and Paying for College. 1 min read

Personal Loan Application – Apply for a Personal Loan

Ready to talk to an expert?

Applying For a Personal Loan is Easy at First Bank

First Bank Credit Card with Rewards

Visit a First Bank Today

Ready to talk to an expert?

You may be interested in...