Small Business Loan Rates – Wilmington, NC

If you are thinking about starting a small business in Wilmington, NC, you have probably researched small business loan rates in the area. The charming historic riverfront, beautiful local beaches, and thriving business community make this city an ideal location for anyone looking to start their own business. First Bank offers some of the most competitive small business loan rates in Wilmington.

Small Business Loan Rates with First Bank

With First Bank, you can spend less time worrying about your finances and more time focusing on your business. Our business loans immediately provide you with cash for long-term financing so you can make smart business decisions quickly without worrying about money.

Small Business Loan Rates - Wilmington NC

In addition to our business loans, First Bank offers credit cards, lines of credit, and commercial mortgages. Whether you are looking to expand your current business or start a new one, we have loan options to meet your needs.

Business credit cards— Our Mastercard Business Card With Rewards features great benefits for registered users and zero liability. All with no annual fee.
Lines of credit— We offer lines of credit so you can access funds quickly and easily. Expand your business, buy new equipment, or refinance as soon as you need to.
Commercial mortgages— First Bank provides competitive pricing on a variety of commercial mortgage products. Our commercial mortgages are tailored to meet your needs.
Construction loans— Whether you are expanding your business or starting from the ground up, First Bank offers construction loans to help you realize your dreams.
SBA loans— This type of business loan can be the right solution when traditional options aren’t the right fit for your business.

First Bank offers competitive rates on all of our business loans, but rates can vary depending on a variety of factors, so it is important to speak to a loan officer near you to find out current rates. Visit a Wilmington, NC First Bank branch near you and find out why we were named the Community Bank of the Year.

*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Help Your Customers Find You on Google Unfortunately, simply creating a fancy website and waiting for customers to crash down the door isn’t enough anymore. You need to have “Googliness.” But what is Googliness and how do you get it? 6 min read

Business Spotlight: Pine Knot Farms Pine Knot Farms has been in Stanley Hughes' family for over 100 years. He tells us his story and how organic agriculture has never been more important. 4 min read

Southern Supreme Fruitcakes & More – Garage Startup to Global Distributer "I don't like Fruitcake" Not a fan of fruitcake? Neither was Berta Lou Scott until she perfected her version in the 1980s. Her Southern Supreme Fruitcakes have been converting fruitcake foes to fans ever since. Visit the Southern Supreme Fruitcake Online Store A Sweet Success Story Berta Lou Scott’s fruitcake started as Christmas gifts for her friends, family, and clients in their hometown of Bear Creek, NC. Mrs. Scott’s baked goods were always sought after throughout the holidays, but her fruitcake especially garnered attention for its ability to change the minds of those who claim to not like fruitcake. As demand for her fruitcakes increased Mrs. Scott’s late husband, Hoyt Scott, took out a small business loan to increase their production capacity. The Scott family tells their First Bank story like this: “It all started around 1989 when our father/father-in-law “Hoyt Scott” wanted to take out a small business loan. At that time Mr. Jimmie Garner was who we went to see. The story that Hoyt liked to tell was, “I didn’t know who the bigger fool was: the man who wanted to borrow the money to start a Fruitcake business or the man who would loan him the money.” That is what started our relationship with First Bank.” As it turns out they weren’t fools after all. Jimmie Garner went on to become the CEO of First Bank and Hoyt Scott (along with his family) grew Southern Supreme Fruitcakes from their garage to a 40,000 square foot manufacturing, distribution and retail operation where they attract thousands of tourists each year and ship their products globally. Play Not your typical Fruitcake Two big differences set Berta Lou Scott’s fruitcake apart from the rest. Her recipe favors nuts over candied fruit, and her method of slow baking and stirring the dough as it bakes keeps the cakes from becoming dry. In fact, Southern Supreme Fruitcakes will stay fresh and moist without refrigeration for 6 months to a year. This unique baking method has posed a unique set of challenges that the Scott Family has overcome with hard work and ingenuity – something that is on display throughout their manufacturing facility. Thousands of guests tour their kitchen yearly to get a first-hand view of the one-of-a-kind operation which involves a rotating oven that allows trays of dough to move from baking to hand-stirring every 15 minutes until complete. Teams of seasonal workers begin fruitcake production in August and at the height of the Christmas ordering season, they will slowly bake and stir over 3,000 pounds of fruitcake per day. Watch this video to see their kitchen in action > 4 min read

A teacher with child holding a toy with a daycare room in the background

Cash Management for Daycare Centers Managing your cash flow is extremely important for a successful daycare business, especially during plans for expansion and market share growth. 5 min read

Small Business Loan Rates – Wilmington, NC

Ready to talk to an expert?

Small Business Loan Rates with First Bank

Ready to talk to an expert?

You may be interested in...