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First Bank is One of the Top Banks in the U.S.A. When searching for the top banks in the U.S., it is often smarter to work with a small community bank over a national bank. Small banks often have deeper connections to the community and are invested in the success of individuals and businesses. First Bank* is a community bank that provides a wide range of banking services to people living in North Carolina and South Carolina. Make First Bank Your Top Choice Recent data shows that community banking institutions make up 94% of all banks in the United States. This is largely due to the fact that local banks continue to serve an important role for small businesses, agricultural lending and the nation’s overall economic sector. According to Forbes, “Small banks serve the economy well: they provide reasonably safe places for savings and are a source of essential finance for households and businesses.” Since opening our first branch in 1935, First Bank has had a longstanding commitment to providing the right solutions for financial success. Today, First Bank has grown into a progressive bank network that serves people throughout North Carolina and South Carolina. More than 80 years after opening, First Bank’s focus remains the same: to be the best community bank in every community we serve and through every delivery channel we offer. Our Core Values Becoming one of the top banks in the U.S. does not come without creating a distinct mission, vision and set of core values. At First Bank, the following core values are also what differentiate us in a competitive market: Be committed to safety and soundness. Provide accurate, prompt, courteous service. Make it easy for our associates to deliver the best value to our clients, and easy for our clients to do business with us whenever, wherever, and however they choose. Help our clients and associates build and achieve goals. Our Services First Bank offers a wide variety of banking services, including: Personal checking and savings accounts Personal loans and credit Business checking and savings accounts Business loans and credit Mortgages Digital banking Find a First Bank Near You With over 100 locations across NC and SC finding a First Bank near you is simple. Visit our Location Finder and type in your city and state or zip code. Or, 3 min read

Banks Near Me When you are trying to find banks near you, there are many options. With so many choices, it can be hard to be sure you’re choosing the right bank for you. At First Bank, we care about the needs of our customers. That is why our banking options are designed to meet the unique needs of our customers. First Bank’s first branch opened in Troy, North Carolina, where we were known for helping local businesses and farmers manage their finances throughout the 40s, 50s, and 60s. Today, we’re still known for our community values, and we serve businesses, families, and customers in North Carolina and South Carolina. There’s a First Bank Near You Chances are if you’re in one of the states we service, there’s a First Bank near you. And it offers a range of services from personal banking to wealth management. Some services we offer include: Personal checking accounts, savings accounts, and credit cards with benefits* Personal loans and lines of credit* Business checking accounts, savings accounts, debit cards, and group banking Business loans and credit cards* Merchant services like payment processing, reconciliation and reporting, and check collection Treasury services, such as payroll direct deposit and deposit services Wealth management services* Insurance for individuals and businesses We want to make the needs of our customers are met. Whether you need a savings account, a business loan, or auto insurance. We strive to be a bank near you that is worth more to you. The Best Banks Nearby Visit our website to discover more about First Bank. Our team of banking experts are ready to answer any questions you have about First Bank and the services we offer. *Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. Loans subject to credit approval. See our Terms and Conditions for complete details on our MasterCard® programs. ©2013 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. ——— Sources: Investopedia: http://www.investopedia.com/terms/h/homeequityloan.asp Investopedia: http://www.investopedia.com/terms/l/lineofcredit.asp Investopedia: http://www.investopedia.com/terms/r/reconciliation.asp 2 min read

Banks in North Carolina Did you know there are more than 100 First Bank locations in North Carolina? It’s true. You can find us in over 60 cities, mountains to coast. Did you know we’re one of the oldest banks in North Carolina? Yup, our roots date back to 1935 in the town of Troy, North Carolina. Did you know we’re a full-service bank? We sure are. We have checking and savings accounts for personal and business use, credit cards, loans of all types, business merchant services, insurance, mortgages, wealth management, and more. Of all the banks in North Carolina, we are confident you won’t find the personal level of customer service, complete selection of services, and convenient array of locations that you’ll find with First Bank. We take advantage of technology to bring our customers the added convenience of online, mobile, and digital banking services to enhance the First Bank experience.* We even connect with our customers through our Facebook, Twitter, Instagram and YouTube channels! Not Like the Other Banks in North Carolina You’re likely to find three types of banks in North Carolina. First, you’ll find the large national banks. They don’t have the capacity to get to personally know their customers and specifically cater services to those needs. The second are smaller local banks that aren’t equipped with the selection of services that bigger banks can offer. The third type of bank in North Carolina is First Bank, which offers the best of both worlds. We are small enough to provide the friendly customer service and personal care of a local bank and big enough to provide all the services and products of the bigger banks. So get to know First Bank, and we’ll be pleased to get to know you right back. 2 min read

First Bank is one of Fortune’s Top 100 Fastest-Growing Companies for 2019. Shot of Times Square billboard.

First Bank is One of the Top 100 Fastest-Growing Companies in the World First Bank is one of Fortune’s Top 100 Fastest-Growing Companies for 2019! 2 min read

First Bank Spotted in Times Square In celebration of First Bank being chosen as one of North Carolina’s best banks by Forbes, the bank’s partners at NASDAQ arranged for a congratulatory message to show in New York City’s Times Square. 1 min read

Woman and man smiling with crossed arms. Financial Wellness headline between them.

First Bank Recognized For Innovative Financial Wellness Program Recently, First Bank was recognized by CardRates.com with their Editor’s Choice award for the bank’s innovative approach to providing financial wellness and community support. Specifically highlighting the bank’s First@Work Program, the CardRates.com team writes, “First Bank’s efforts to deliver meaningful financial education resources to the communities it serves help fulfill its mission as a community bank. It also makes it stand out as an institution that is going the extra mile for its customers.” Check out the full article on the CardRates.com site. 1 min read

First Bank named Community Bank of the Year

First Bank Named 2018 Community Bank of the Year First Bank was honored as the 2018 Community Bank of the Year by the NC Rural Center. 3 min read

The First 80 Years of First Bank As we close 2015, we take a look back at the first 80 wonderful years in First Bank’s history, from 1935 when we opened as the Bank of Montgomery in Troy, North Carolina to our expansion across three states. 1 min read

Volunteering Part 2: Help Wanted! This is the second in our 2-part series examining how to find local volunteering opportunities. 6 min read

Heart shape made with hands through sunset

Volunteering Part 1: Helping Others, Helping Yourself This is the first article in our 2-part series examining how to find local volunteering opportunities. 3 min read

The T-Shirt Crews in Support of Local Businesses If it’s Friday at First Bank’s Albemarle branch on Highway 52, that means it’s t-shirt time for the staff. But not just any cotton pullovers will do. The shirts you’ll see are created by and branded for one of the small businesses in the area. 2 min read

Our Extraordinary Hometowns: Denton, North Carolina Lucas Lawing may have been our youngest entrant in our essay contest, but at age 10, he is no less talented. We were charmed by the descriptions of his hobbies and activities in and around Denton. 3 min read

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