Work with a team that’s committed to getting you into your new home.
For decades, we’ve been helping residents in Winston-Salem get flexible mortgages customized to their unique needs.
Work with local mortgage specialists who are eager to help.
Our Winston-Salem team of lenders is led by Jarrod Burcham and April Rosby, who live locally and know the regional real estate market inside and out. As members of the First Bank team, they also participate in our Power of Good program to make a positive impact on our people, our neighbors, and the community.
Our award-winning team is here to help.
First Bank has more than 110 branches across North and South Carolina who are committed to helping you pursue your dreams. From overall satisfaction to being a great place to build a career, we exceed expectations where it matters most.
Finance your dream home with our flexible loan options.
Dream It, Own It Loans
Make your homeownership dreams come true.
After completing a homebuying educational session, you can qualify for a lower cost mortgage. Dream It, Own It mortgages are perfect for first-time homebuyers because they’re available with adjustable rates and zero down, or fixed-interest rates with a low down payment.
ITIN Loans
Apply for a loan using your Individual Tax Identification Number.
Non-U.S. citizens can qualify for a fixed-rate mortgage on a primary residence with their Individual Tax Identification Number (ITIN) and a solid track record of paying their bills on time.
Conventional Loans
Choose a loan with a fixed or adjustable rate.
For a predictable monthly payment, a First Bank fixed-rate loan may be the perfection option. To benefit from lower initial interest, explore our adjustable-rate mortgages (ARM).
Government Loans
Get great rates on FHA, Rural Housing, and VA loans.
Government-backed loans are an affordable mortgage option with low or no down payment requirements for those who thought homeownership was out of reach, homebuyers in rural areas, and veterans who served our nation.
Applying for a First Bank mortgage is fast, easy, and secure. Before you begin, have the following information on hand.
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Income
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Your total assets
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Monthly expenses
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Estimated purchase price and down payment amount
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Estimated property value and loan amount
Mortgage 101
Loans are subject to credit approval. Loan product subject to change.