Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Conventional Loans

Apply Online
Round corner table and chair in sunlight of window

Explore your mortgage options

Choose from a variety of mortgages specific to your needs and life stage.
Adjustable-Rate Conventional Loans
Perfect for
people who want low initial interest.
An ARM can change rates annually after 5, 7, or 10 fixed years.1
Get The Details
Fixed-Rate Conventional Loans
Perfect for
people with exact monthly budgets.
Your interest rate will stay the same each month for the mortgage term.
Get The Details
Shadow behind iPad First Bank mortgage calculator on an iPad
What mortgage can you afford?
Decide if you should rent or buy, check your mortgage payment, or determine refinance savings with our mortgage calculators.
Start Calculating
Ipad with tutorial on screen and house key
Buying A Home
Start the home buying process off on the right foot with our free online tutorial.
Make Your Move
Work with a local mortgage specialist

You may be interested in…

State of the Housing Market
4 Common Costs Of Renovating An Older…
A living room and dining room in house
The Right Age to Buy a House
Paper house in forground with hands on laptop in background
A New Mortgage Loan Process is Here.…
Solar panels in a field at sunset
The Sun Shines on North Carolina’s Solar…

1Adjustable interest rates and payments are subject to increase after the initial fixed-rate period (62 months for a 5/1 ARM, 7 years for a 7/1 ARM and 10 years for a 10/1 ARM).

Trending Topics

FHA Mortgage Loans – Asheboro NC

Since 1935, First Bank has been a bank dedicated to providing for the community. We offer FHA mortgage loans in Asheboro, NC to help home buyers and refinancers obtain a mortgage that is beneficial for them. A FHA mortgage...

Save Money with This Refinance Calculator for Home Mortgages

When mortgage interest rates are low, homeowners should compare their current mortgage terms with the option of refinancing. By locking in the right rate, homeowners can take advantage of significant savings. Curious to...

10-Step Program for First-Time Homebuyers

If you’re searching for a first-time homebuyer program, it’s important to find a process that is simple and clear. Purchasing a home for the first time is a significant event, so it’s also a process that requires you to be...

How to Get a Custom Homeowners Insurance Quote Without a Calculator

Homeowners insurance may not be the most exciting part of buying a home, but it’s one of the most important. Buying a home is probably your biggest investment, so use every tool to make sure that you’re covered. Homeowners...

Join Us: the 12 Days of Giving

This holiday season, First Bank team members across the Carolinas are participating in the 12 Days of Giving. Small acts of kindness can make a big difference, and we'd love to invite you to join us. This handy list has...

Best Small Business Bank – Albemarle, NC

If you’re looking for the best small business bank in Albemarle, NC—the search stops with First Bank. As a local bank, First Bank has a reputation for being an instrumental part of small businesses. Our proven history of...

FHA Loans 101: 3 Major Requirements

If you have a strong understanding of the FHA loan requirements, you’ll experience a quicker and smoother loan application process. FHA loans provide homebuyers of all income levels the opportunity to purchase a home with...

Your Community Bank – Asheville NC

At First Bank, we believe that part of being your community bank in Asheville, NC, means offering services that meet the needs of everyone. From checking and savings accounts to mortgages and personal loans, First Bank...

Best Savings Account For Kids

Finding the best savings account for kids doesn’t have to be complicated. Savings accounts can foster good saving and spending habits, and your child will probably enjoy watching their savings grow. First Bank offers the...

Checking Account Offers – High Point NC

High Point, North Carolina is home to over 100,000 people and is considered the “Home Furnishings Capital of the World.” In addition to High Point’s rich history of furniture manufacturing, they have grown to expand their...