Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Mortgage Application Checklist

Gather what you need to start your application.

Man's hands with packing tape on packing box

Your first step is to collect the following routine information that will be needed in the application process.

Personal Information
  • A photo ID and proof of Social Security Number
  • Evidence of child support received (if shown on your application)
  • Any legal documents such as divorce decrees, property settlements, etc.
  • VA loan applicants need Form DD-214 (discharge papers)
Financial Information
  • Pay stubs for the most recent 30 days
  • Complete bank and investment account statements from the past 2 months
  • Most recent 2 years of federal tax returns: all schedules, KIs, etc. Also include all W2s and 1099s
  • Copies of tax bills, insurance declaration pages and mortgage statements for all properties owned
Notebook, pencil and laptop sitting on table
Ready to Apply?
Getting started is as simple as clicking a button.
Apply Online
Work with a local mortgage specialist

You may be interested in…

Image
Hurricane Helene Recovery: Financial Assistance Options

1. U.S. Small Business Administration (SBA) Disaster Loans The SBA offers a range of disaster loans to individuals, businesses, and nonprofit…

5 min read
Image
Am I Eligible for FEMA Relief? Here’s What You Need to Know

Who Qualifies for Assistance? Federal disaster aid is available for residents and business owners in the following counties: Alexander, Alleghany,…

5 min read
Construction Loans NC

The thought of building a new home can be daunting. All that planning. All that work. And all that money. At First Bank, we can’t design a floor…

2 min read
10-Step Program for First-Time Homebuyers

If you’re searching for a first-time homebuyer program, it’s important to find a process that is simple and clear. Purchasing a home for the first…

4 min read

Featured Articles

How to Shop Bank-Owned Properties

Bank-owned properties can be a savvy choice for first-time buyers looking for a deal and for seasoned property investors alike. If you’re up for a challenge and trying something new, here are some tips to help you through...

Roof Maintenance Tips

Severe roof damage can seriously disrupt your life, wreaking havoc on your home as well as your wallet. Here are some basic things you can do to care for your roof and maximize its life expectancy.

5 Common Mortgage Myths Debunked

While it’s important to do your research during the home-buying process, you can’t believe everything you hear. We’ll help you spot the popular mortgage myths and reveal the truth behind them.

Budgeting For a Home

For most people, buying a house is not a spontaneous decision. It takes time to prepare your finances for a mortgage, to clean up your credit to get the best rates, and to save up for a down payment.

Five Reasons to Refinance Your Mortgage

Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance, your current loan...

A New Mortgage Loan Process is Here. Are You Ready?

Michael Jablonski, EVP, Director of Mortgage Lending at First Bank, explains the Consumer Financial Protection Bureau’s “Know Before You Owe” regulation that launched in October 2015.

Tips for Buying a Mountain Home

From the Smoky Mountains to the Uwharries, it’s hard to find anyone in our area who hasn’t vacationed in a mountain home with friends or family at least once. Living near the beautiful Appalachians, who could blame them?...

New Construction vs. Existing Home: Points to Ponder

if you’re weighing the pros and cons of buying a new versus an existing home, you won’t make a decision based on aggregate data. You’ll be comparing specific options. Here are some factors to consider.

Calculate Your Monthly Mortgage Loan Payment (with Taxes and Insurance)

A mortgage loan calculator with taxes and insurance can help prospective homeowners prepare for the financial responsibility of owning a home. Purchasing a home may be one of the biggest decisions you ever make, so it is...

What Are 15 Year Mortgage Rates?

What are 15-year mortgage rates? It seems like a long time doesn’t it? But when you really think about it, 15 years is nothing. Think of all the things you’ve done, the places you’ve been and the people you’ve met in the...